The Best Robo-Advisor Apps in 2026
We researched robo-advisor apps through official pricing pages, plan tables, and product documentation, then ranked them on automated portfolio management, value for money, and verified features. Compare fees, investment minimums, tax tools, human support, and account options to find the right robo-advisor app.
Our top picks
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Top ranked
Wealthfront#1 of 249.4/10Automates investing and rebalancing, with customization and tax-loss harvesting for eligible accounts.
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Runner-up
E*TRADE Core Portfolios#2 of 248.8/10A managed ETF portfolio with daily monitoring, rebalancing, and optional tax-loss harvesting.
From $1.50/yr
-
Top-ranked free plan
Betterment#6 of 247.1/10Goal-based investing and cash savings, with automated portfolio management.
Free plan · paid from $5/mo
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The full ranking 24 tools, best first
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Best forInvestors seeking customization and tax management
Automates investing and rebalancing, with customization and tax-loss harvesting for eligible accounts.
- Tax-loss harvesting
- Socially responsible option
- Retirement accounts
9.4/10★★★★★Visit Wealthfront -
Best forInvestors seeking rebalancing and taxable-account tax tools
A managed ETF portfolio with daily monitoring, rebalancing, and optional tax-loss harvesting.
- Tax-loss harvesting
- Socially responsible option
- Retirement accounts
8.8/10★★★★☆Visit E*TRADE -
Best forCanadian investors seeking managed, ESG-capable portfolios
Managed, actively overseen ETF portfolios with a $250 starting minimum.
- Tax-loss harvesting
- Socially responsible option
- Retirement accounts
8.1/10★★★★☆Visit Questwealth -
Best forAlly customers seeking a no-fee portfolio option
Automated ETF management with a no-advisory-fee option that keeps 30% in cash.
- Socially responsible option
- Retirement accounts
- Goal-based portfolios
7.6/10★★★★☆Visit Ally Invest -
Best forCanadian investors wanting managed portfolios and tax
Managed Canadian portfolios with automated rebalancing, tax features, and registered accounts.
- Tax-loss harvesting
- Socially responsible option
- Retirement accounts
7.3/10★★★★☆Visit Wealthsimple -
Best forInvestors pairing goal-based investing with cash savings
Goal-based investing and cash savings, with automated portfolio management.
7.1/10★★★★☆Visit Betterment -
Best forInvestors seeking advisor access alongside automation
Goal-based automated portfolios with optional phone access to financial advisors.
- Tax-loss harvesting
- Retirement accounts
- Goal-based portfolios
6.9/10★★★☆☆Visit Wells Fargo -
Best forInvestors wanting optional advisor help and tax tools
Goal-based managed investing with optional one-on-one advisor guidance.
- Tax-loss harvesting
- Retirement accounts
- Goal-based portfolios
6.7/10★★★☆☆Visit Merrill -
Best forInvestors wanting tracking and managed investing
Free portfolio tracking, with managed investing that starts at a $2,000 minimum.
- Tax-loss harvesting
- Retirement accounts
- Goal-based portfolios
6.7/10★★★☆☆Visit SigFig -
Best forUK investors seeking managed and self-directed options
Managed portfolios, pensions and self-directed investing in one UK platform.
- Socially responsible option
- Retirement accounts
- Goal-based portfolios
6.5/10★★★☆☆Visit Moneyfarm -
Best forCanadian investors seeking ESG and alternative assets
Automated Canadian investing with advice, registered accounts, and ESG and private portfolios.
- Socially responsible option
- Retirement accounts
- Goal-based portfolios
6.4/10★★★☆☆Visit site -
Best forUK investors seeking simple managed plans and risk choices
A managed UK investing service with flexible account types, risk styles and ethical portfolios.
- Socially responsible option
- Retirement accounts
- Goal-based portfolios
6.1/10★★★☆☆Visit Wealthify -
Best forSwiss investors seeking sustainable multi-asset portfolios
Customizable ETF portfolios with automated rebalancing and Swiss Pillar 3a investing.
- Socially responsible option
- Retirement accounts
- Goal-based portfolios
6.0/10★★★☆☆Visit True Wealth -
Best forCanadian investors wanting portfolios with advisor support
Managed ETF portfolios with rebalancing and advisor access, but fees and minimum limit value.
- Retirement accounts
- Goal-based portfolios
5.9/10★★★☆☆Visit BMO SmartFolio -
Best forInvestors wanting guided portfolios and representative
Guided, diversified investing with rebalancing and Qtrade representative support.
- Socially responsible option
- Retirement accounts
- Goal-based portfolios
5.9/10★★★☆☆Visit Qtrade -
Best forBeginners who want round-ups and broader money tools
Round-Ups and diversified portfolios pair with broader money tools for a monthly fee.
5.8/10★★★☆☆Visit Acorns -
Best forUK investors seeking managed ETF portfolios
Managed, diversified ETF portfolios with monitoring, rebalancing and savings plans.
- Retirement accounts
- Goal-based portfolios
5.8/10★★★☆☆Visit InvestEngine -
Best forInvestors seeking customizable multi-strategy ETF portfolios
A flexible ETF robo-advisor with broad strategies, recurring investing and SRS support.
- Socially responsible option
- Retirement accounts
- Goal-based portfolios
5.8/10★★★☆☆Visit Syfe -
Best forEuropean investors seeking strategy choice and advice
Goal-based ETF investing with broad strategy choice and optional adviser access.
- Socially responsible option
- Retirement accounts
- Goal-based portfolios
5.8/10★★★☆☆Visit quirion -
Best forHands-off investors wanting ethical portfolio options
Sarwa automates diversified ETF investing with conventional, Halal, and socially responsible options.
- Socially responsible option
- Goal-based portfolios
5.7/10★★★☆☆Visit Sarwa -
Best forUsers seeking financial tracking rather than automation
Free financial tracking tools, with paid benefits but no stated automated portfolio management.
5.3/10★★★☆☆Visit SoFi -
Best forAustralian beginners investing small amounts regularly
A$2.50 monthly starts Raiz’s micro-investing service, with broader tools on higher plans.
5.2/10★★★☆☆Visit Raiz -
Best forMobile-first users wanting automated investing and round-ups
A mobile robo-advisor with automated investing, rebalancing, transfers, and round-ups.
- Goal-based portfolios
5.1/10★★★☆☆Visit Revolut -
Best forAustralian investors seeking themed ETF portfolios
Personalised ETF portfolios with automated investing, rebalancing and dividend reinvestment.
5.0/10★★☆☆☆Visit Stockspot
No tools match those filters.
Compare at a glance
| # | Tool | Free plan | Paid from | Minimum investment | Tax-loss harvesting | Human advisor access | Goal-based portfolios | Score |
|---|---|---|---|---|---|---|---|---|
| 1 | Wealthfront | No | — | 500 $ | Yes | None | Yes | 9.4 |
| 2 | E*TRADE Core Portfolios | No | $1.5/yr | 500 $ | Yes | None | Yes | 8.8 |
| 3 | Questwealth Portfolios | No | — | 250 $ | Yes | Optional | Yes | 8.1 |
| 4 | Ally Invest Robo Portfolios | No | Free | 100 $ | No | Optional | Yes | 7.6 |
| 5 | Wealthsimple Managed Investing | No | — | — | Yes | Optional | Yes | 7.3 |
| 6 | Betterment | Yes | — | — | — | — | — | 7.1 |
| 7 | Wells Fargo Intuitive Investor | No | — | 500 $ | Yes | Optional | Yes | 6.9 |
| 8 | Merrill Guided Investing | No | — | 1000 $ | Yes | Optional | Yes | 6.7 |
| 9 | SigFig Wealth Management | Yes | — | 2000 $ | Yes | Included | Yes | 6.7 |
| 10 | Moneyfarm | No | — | 500 $ | — | Optional | Yes | 6.5 |
| 11 | CI Direct Investing | No | — | 100 $ | No | Included | Yes | 6.4 |
| 12 | Wealthify | No | — | 1000 $ | — | None | Yes | 6.1 |
| 13 | True Wealth | No | — | 8500 $ | — | Optional | Yes | 6.0 |
| 14 | BMO SmartFolio | No | — | 1000 $ | No | Included | Yes | 5.9 |
| 15 | Qtrade Guided Portfolios | No | — | 0 $ | — | Included | Yes | 5.9 |
| 16 | Acorns | No | — | — | — | — | — | 5.8 |
| 17 | InvestEngine Managed Portfolios | No | — | 100 $ | — | None | Yes | 5.8 |
| 18 | Syfe Managed Portfolios | No | — | 0 $ | — | Optional | Yes | 5.8 |
| 19 | quirion | No | — | 0 $ | — | Optional | Yes | 5.8 |
| 20 | Sarwa | No | — | 500 $ | — | Optional | Yes | 5.7 |
| 21 | SoFi | Yes | — | — | — | — | — | 5.3 |
| 22 | Raiz | No | — | — | — | — | — | 5.2 |
| 23 | Revolut Robo-Advisor | No | — | 100 $ | — | — | Yes | 5.1 |
| 24 | Stockspot | No | — | — | — | — | — | 5.0 |
Head-to-head All 28 comparisons →
- Wealthfront vs E*TRADE Core Portfolios
- Wealthfront vs Questwealth Portfolios
- Wealthfront vs Ally Invest Robo Portfolios
- Wealthfront vs Wealthsimple Managed Investing
- Wealthfront vs Betterment
- Wealthfront vs Wells Fargo Intuitive Investor
- Wealthfront vs Merrill Guided Investing
- E*TRADE Core Portfolios vs Questwealth Portfolios
- E*TRADE Core Portfolios vs Ally Invest Robo Portfolios
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How we rank Robo-Advisor apps
Every tool on this page was researched by iTechGuides Editors from its official website — pricing pages, plan tables and product documentation. We rank on how well each one does this category's core job, what the free or entry plan includes, and where it falls short. Where we have enough verified facts, the score out of 10 is a rubric — job fit, value and how much we could verify — shown with its breakdown on every tool's page; a tool we have not verified enough to score yet shows its rank without a number. Scores are re-checked when a product changes its plans. Read the full editorial policy, or submit a tool we missed.
Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
Last updated · How we research and update