Moneyfarm
Moneyfarm: Managed portfolios, pensions and self-directed investing in one UK platform. Ranked #10 of 24 in Robo-Advisor Apps by our editors (6.5/10); pricing: Paid; best for UK investors seeking managed and self-directed options.
At a glance
- Editor score6.5 / 10
- PricingPaid
- Best forUK investors seeking managed and self-directed options
- Free planNo
- Minimum investment500 $
- Founded2012 · London, UK
- Facts checked29 Sep 2026
Where it wins
- Offers actively managed and fixed-allocation portfolios with regular rebalancing
- Supports ISAs, a Junior ISA, a SIPP and a general investment account
- Combines managed portfolios with self-directed shares, ETFs, bonds and funds
Where it doesn't
- Managed investing requires a minimum one-off investment of 500 GBP
- Portfolio customization is limited to eligible thematic options and portfolio choices
- Investment values can fall, and capital is at risk
Our verdict on Moneyfarm
Moneyfarm is a UK investment platform for people who want managed portfolios alongside self-directed investing and accounts for saving or retirement. A questionnaire matches an investor profile to managed portfolios built and monitored by the investment team. Investors can choose between actively managed and fixed-allocation approaches, while the platform also offers a Stocks and Shares ISA, Junior ISA, general investment account and SIPP. It may suit investors who want several account types and investment approaches in one place; those seeking only a self-directed brokerage or a managed plan with no minimum investment may prefer another option.
The managed offering includes regular rebalancing, a socially responsible ESG portfolio option and thematic investments that can be added to eligible portfolios. The questionnaire-based match provides a starting point, while those options allow some tailoring; customization is limited, so it is not designed for investors who want to control every holding in a managed portfolio. Self-directed investing is a separate route, covering stocks, ETFs, bonds and mutual funds. Moneyfarm is available on web, iOS and Android, giving customers access across browser and mobile.
Moneyfarm combines digital portfolio management with human support, including investment consultants and Qualified Wealth Managers depending on Wealth tier. Support channels include email and phone as well as documentation. The minimum one-off investment for managed investing is 500 GBP, and management and platform charges vary by portfolio type, asset amount and account. The platform advertises a free-to-open DIY investing account, but that is not a free managed robo-advisor plan. Investors should also weigh the stated risk that investments can fall in value and capital is at risk. Choose Moneyfarm if the mix of managed portfolios, UK account types, self-directed investing and tier-dependent human support fits your needs; look elsewhere if you need more control over managed holdings or a lower entry amount.
Moneyfarm pricing
Moneyfarm fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Minimum investment | 500 $ |
| Tax-loss harvesting | Not verified |
| Human advisor access | Optional |
| Goal-based portfolios | Yes |
| Retirement accounts | Yes |
| Socially responsible option | Yes |
| Portfolio customization | Limited |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Compliance & security | GDPR |
| Support | Email, Phone, Docs |
| Built for | Solo (editorial estimate) |
| Pricing | Paid (source) |
| Website | moneyfarm.com |
| Facts checked | 29 Sep 2026 |
Alternatives to Moneyfarm
- WealthfrontAutomates investing and rebalancing, with customization and tax-loss harvesting for eligible accounts.9.4
- E*TRADE Core PortfoliosA managed ETF portfolio with daily monitoring, rebalancing, and optional tax-loss harvesting.8.8
- Questwealth PortfoliosManaged, actively overseen ETF portfolios with a $250 starting minimum.8.1
See all Moneyfarm alternatives →
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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