Acorns
Acorns: A paid finance platform centered on automated investing, saving, and family accounts. Ranked #160 of 181 in Personal Finance Software by our editors (4.2/10); pricing: From $4/mo; best for users prioritizing automated investing and saving.
At a glance
- Editor score4.2 / 10
- PricingFrom $4/mo
- Best forUsers prioritizing automated investing and saving
- Free planNo
- Paid from$4/mo
- Net-worth trackingNo
- Facts checked22 Sep 2026
Where it wins
- Automated diversified portfolios, recurring investments, and Round-Ups
- Retirement, emergency savings, checking, and children’s accounts
- Web, iOS, Android, and Chrome extension access
Where it doesn't
- No free plan; subscriptions start at $4 per month
- No bill tracking or net worth tracking
- Integrations focus on linked bank accounts and payment cards
Our verdict on Acorns
Acorns is a personal finance and investing platform for individuals and families who want automated saving and investing. Its core tools include diversified portfolio investing, recurring investments, and Round-Ups, which invest spare change. The platform also includes retirement investing through Acorns Later, checking, emergency savings, financial education, shopping-partner bonus investments, and children’s investment accounts and debit cards. It is available on the web, iOS, Android, and through a Chrome extension.
Pricing is subscription-based, with no free plan. Bronze costs $4 per month and includes a diversified investment portfolio, Round-Ups, Acorns Later, and Acorns Checking. Silver costs $8 per month and adds a 1% IRA match during the first year, Emergency Savings, and financial education courses and live Q&As. Gold costs $12 per month and adds Money Manager, a 3% IRA match during the first year, Acorns Early investment accounts, and Custom Portfolios. Money Manager automatically splits deposits across spending, saving, and investing accounts.
Acorns fits users who want a focused system for recurring investing, spare-change investing, retirement, and savings automation, with support available by email and phone. Its security and compliance signals include SOC 2 and two-factor authentication. The platform is less suited to people seeking a complete household-finance dashboard: it does not include bill tracking or net worth tracking, and its listed integrations are linked bank accounts and payment cards. Choose Acorns for automated investing and saving across individual and family products; choose another tool if detailed financial reporting or broader account management is the priority.
Acorns pricing
All 3 Acorns plans and prices →
Acorns fact sheet
| Free plan | No |
|---|---|
| Paid from | $4/mo |
| Budgeting tools | Yes |
| Bill tracking | No |
| Net-worth tracking | No |
| Account sync | Automatic |
| Report export | Not verified |
| Mobile apps | Both |
| Deployment | Cloud, Mobile, Browser extension |
| Platforms | Web, iOS, Android, Chrome extension |
| Compliance & security | SOC 2, 2FA |
| Support | Email, Phone |
| Built for | Solo, Small business (editorial estimate) |
| Integrations | 1 integrations: Linked bank accounts and payment cards |
| Pricing | From $4/mo (source) |
| Website | acorns.com |
| Facts checked | 22 Sep 2026 |
Acorns integrations
Acorns lists 1 integrations on its own site.
- Linked bank accounts and payment cards
Alternatives to Acorns
- QuickenA mature all-around finance suite with broad tracking, reporting, and account-update tools.9.5
- SoFiA broad free toolkit for budgeting, account tracking, credit monitoring, and financial guidance.9.0
- EveryDollarA focused household budgeting app with free manual tracking and paid bank imports.8.4
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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