EveryDollar
EveryDollar: A focused household budgeting app with free manual tracking and paid bank imports. Ranked #4 of 181 in Personal Finance Software by our editors (9.0/10); pricing: Free plan · 14-day trial; best for zero-based household budgeting.
At a glance
- Editor score9.0 / 10
- PricingFree plan · 14-day trial
- Best forZero-based household budgeting
- Free planYes
- Paid from$79.99/yr
- Net-worth trackingYes
- Founded2015 · Franklin, Tennessee, United States
- Facts checked20 Sep 2026
Where it wins
- Free plan includes unlimited budget categories and bill due dates
- Premium adds automatic bank transaction imports and paycheck planning
- Web, iOS, and Android coverage supports shared household budgets
Where it doesn't
- Free users must track transactions manually
- Premium and mobile apps are documented as United States-only
- Automatic imports and advanced reports require Premium
Our verdict on EveryDollar
EveryDollar is a personal finance and zero-based budgeting app from Ramsey Solutions for individuals and households that want to assign income to monthly spending categories. Its feature set covers manual transaction tracking, bill due dates, sinking funds, debt-payoff tracking, financial goals, shared household budgets, spending reports, and projected net-worth calculations. The web experience and official iOS and Android apps support access across platforms, with mobile availability limited to the United States.
The free plan provides monthly budgeting, manual transaction tracking, unlimited budget categories and lines, bill due dates, and sinking funds. Premium adds automatic bank transaction imports, paycheck and bill-date planning, custom reports, CSV export, projected net-worth calculations, coaching, and live Q&A. The published Premium options are $17.99 per month or $79.99 per year, while the verified annual-billing starting price is $6.67 per month. A 14-day free trial is available, and annual subscriptions have a 30-day refund eligibility window; monthly refunds are limited to the first month before the next billing date.
EveryDollar’s main strength is its focused budgeting workflow rather than a broad financial-services ecosystem. Bank-connected imports use Mastercard Connect and Plaid, while CSV export supports monthly tracked transactions. The combination of bill dates, paycheck planning, goals, debt progress, reports, and net-worth projections gives households several ways to connect daily spending with longer-term planning. Choose it if zero-based budgeting and household coordination are central priorities, especially if manual entry is acceptable on the free plan. Premium is the better fit for automatic imports and expanded reporting, while the United States-only availability should guide platform and subscription decisions.
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EveryDollar pricing
All 2 EveryDollar plans and prices →
EveryDollar fact sheet
| Free plan | Yes |
|---|---|
| Paid from | $79.99/yr |
| Budgeting tools | Yes |
| Bill tracking | Yes |
| Net-worth tracking | Yes |
| Account sync | Both |
| Report export | Yes |
| Mobile apps | Both |
| Free trial | 14 days |
| Money-back guarantee | 30 days |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Support | Phone, Live chat, Tickets, Docs |
| Built for | Solo, Small business (editorial estimate) |
| Integrations | 2 integrations: Mastercard Connect, Plaid |
| Pricing | Free plan · 14-day trial (source) |
| Website | ramseysolutions.com |
| Facts checked | 20 Sep 2026 |
EveryDollar integrations
EveryDollar lists 2 integrations on its own site.
- Mastercard Connect
- Plaid
Alternatives to EveryDollar
- QuickenA mature all-around finance suite with broad tracking, reporting, and account-update tools.9.3
- SoFiA broad free toolkit for budgeting, account tracking, credit monitoring, and financial guidance.9.2
- GnuCashA capable free desktop ledger for detailed accounting, budgeting, and investments.9.1
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EveryDollar vs the competition
- EveryDollar vs Quicken
- EveryDollar vs SoFi
- EveryDollar vs GnuCash
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- EveryDollar vs Monarch Money
- EveryDollar vs PocketSmith
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Also Ranked In
EveryDollar is ranked in 2 of our directories.
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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