EveryDollar review
A focused household budgeting app with free manual tracking and paid bank imports.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
EveryDollar is a personal finance and zero-based budgeting app from Ramsey Solutions for individuals and households that want to assign income to monthly spending categories. Its feature set covers manual transaction tracking, bill due dates, sinking funds, debt-payoff tracking, financial goals, shared household budgets, spending reports, and projected net-worth calculations. The web experience and official iOS and Android apps support access across platforms, with mobile availability limited to the United States.
The free plan provides monthly budgeting, manual transaction tracking, unlimited budget categories and lines, bill due dates, and sinking funds. Premium adds automatic bank transaction imports, paycheck and bill-date planning, custom reports, CSV export, projected net-worth calculations, coaching, and live Q&A. The published Premium options are $17.99 per month or $79.99 per year, while the verified annual-billing starting price is $6.67 per month. A 14-day free trial is available, and annual subscriptions have a 30-day refund eligibility window; monthly refunds are limited to the first month before the next billing date.
EveryDollar’s main strength is its focused budgeting workflow rather than a broad financial-services ecosystem. Bank-connected imports use Mastercard Connect and Plaid, while CSV export supports monthly tracked transactions. The combination of bill dates, paycheck planning, goals, debt progress, reports, and net-worth projections gives households several ways to connect daily spending with longer-term planning. Choose it if zero-based budgeting and household coordination are central priorities, especially if manual entry is acceptable on the free plan. Premium is the better fit for automatic imports and expanded reporting, while the United States-only availability should guide platform and subscription decisions.
EveryDollar pros and cons
- Where it wins
- Free plan includes unlimited budget categories and bill due dates
- Premium adds automatic bank transaction imports and paycheck planning
- Web, iOS, and Android coverage supports shared household budgets
- Where it doesn't
- Free users must track transactions manually
- Premium and mobile apps are documented as United States-only
- Automatic imports and advanced reports require Premium
EveryDollar fact sheet, pricing and score →
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