Sarwa
Sarwa: Sarwa automates diversified ETF investing with conventional, Halal, and socially responsible options. Ranked #20 of 24 in Robo-Advisor Apps by our editors (5.7/10); pricing: From $7/mo; best for hands-off investors wanting ethical portfolio options.
At a glance
- Editor score5.7 / 10
- PricingFrom $7/mo
- Best forHands-off investors wanting ethical portfolio options
- Free planNo
- Minimum investment500 $
- Founded2018 · Abu Dhabi, United Arab Emirates
- Facts checked29 Sep 2026
Where it wins
- Conventional, Halal, and socially responsible ETF portfolios
- Automated rebalancing, dividend reinvestment, and recurring deposits
- Dedicated advisors and financial planning on upper tiers
Where it doesn't
- No free plan; Standard has a $7 monthly minimum
- Portfolio customization is limited
- Availability depends on supported regions
Our verdict on Sarwa
Sarwa Invest is a managed investing service for people seeking a hands-off approach. It builds diversified ETF portfolios from a customer’s profile, risk tolerance, financial goals, and time horizon. Investors can choose conventional, Halal, socially responsible, or selected Bitcoin-exposure portfolios, with multiple risk-level allocations. The service is available through Sarwa’s website and mobile apps, subject to supported regions.
The published plans show four paid tiers. Standard charges a 0.85% annual management fee or a $7 monthly minimum and includes smart rebalancing, dividend reinvestment, auto-deposits, and joint accounts. Platinum lowers the annual fee to 0.7% and adds a dedicated advisor and financial planning. Private Wealth charges 0.5% annually with those advisory and planning features plus corporate accounts. Legacy lists a 0.4% annual fee, a dedicated team, bespoke portfolios, and financial planning. New users receive a waiver of the Standard monthly minimum for the first three months, while legacy customers who started before 2025 may retain prior pricing.
Automation covers recurring deposits, dividend reinvestment, and portfolio rebalancing, reducing the need for routine account maintenance. Optional human guidance scales with the paid tier, from advisor access to a dedicated team. Two-factor authentication is listed as a compliance feature, and support is available by email and chat. Portfolio customization remains limited, so investors wanting direct security selection or highly specific allocations may prefer a self-directed service. Sarwa suits solo investors who value automated, risk-matched portfolios and ethical choices; it is less suitable for those seeking a free plan, extensive customization, or availability outside supported regions.
Sarwa pricing
All 4 Sarwa plans and prices →
Sarwa fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Minimum investment | 500 $ |
| Tax-loss harvesting | Not verified |
| Human advisor access | Optional |
| Goal-based portfolios | Yes |
| Retirement accounts | Not verified |
| Socially responsible option | Yes |
| Portfolio customization | Limited |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Compliance & security | 2FA |
| Support | Email, Live chat |
| Built for | Solo (editorial estimate) |
| Pricing | From $7/mo (source) |
| Website | sarwa.co |
| Facts checked | 29 Sep 2026 |
Alternatives to Sarwa
- WealthfrontAutomates investing and rebalancing, with customization and tax-loss harvesting for eligible accounts.9.4
- E*TRADE Core PortfoliosA managed ETF portfolio with daily monitoring, rebalancing, and optional tax-loss harvesting.8.8
- Questwealth PortfoliosManaged, actively overseen ETF portfolios with a $250 starting minimum.8.1
Used Sarwa? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Sarwa for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
Sarwa is listed in our Robo-Advisor Apps directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/sarwa/"><img src="https://www.itechguides.com/best/badge/sarwa.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.
Last updated · How we research and update