MobilePayments
MobilePayments: A free POS app with broad payment and sales tools for UK businesses. Ranked #8 of 26 in Mobile Payment Processing Software by our editors (7.0/10); pricing: Free plan; best for budget-conscious businesses wanting a free POS.
At a glance
- Editor score7.0 / 10
- PricingFree plan
- Best forBudget-conscious businesses wanting a free POS
- Free planYes
- Tap to PayYes
- Founded2024 · Grimsby, England, United Kingdom
- Facts checked20 Sep 2026
Where it wins
- Free POS app with Tap to Pay on iPhone
- Payment links support text, email, WhatsApp, social media, and QR codes
- Includes inventory, reporting, bookings, tables, and loyalty tools
Where it doesn't
- Card-reader payments require a separate £49 one-time device
- Stripe is the listed integration
- Merchant approval includes identity verification and eligibility checks
Our verdict on MobilePayments
MobilePayments is a UK payment-processing and point-of-sale service for businesses accepting payments in person, remotely, or online. Its web and iOS presence covers Tap to Pay on iPhone, card-reader payments, payment links, QR-code payments, online checkout, and sales management. The POS app is aimed at businesses that want a free starting point with products, collections, discounts, split bills, customer loyalty, bookings, tables, and stock tools in the same service.
The published plans show a free POS app priced at £0 per month, including POS software and Tap to Pay on iPhone without an additional reader. A Card Reader plan costs £49 one time, with no monthly costs, and provides a portable card reader. The standard pricing page advertises a 1.39% per-transaction card rate, while Tap to Pay on iPhone adds 10p per transaction. Payment processing is provided through Stripe. Merchant approval requires identity verification and eligibility checks, and payment-method availability depends on account, location, approval, and configuration.
Its main strength is breadth for a free POS product. Businesses can accept chip and PIN, contactless debit and credit cards, Apple Pay, Google Pay, and other digital wallets, while offline payments, next-day payouts, hosted or embedded checkout, invoices, and payment links extend the service beyond a counter. Reporting covers sales, VAT, fees, tips, and AI sales reporting, with voice ordering also available. MobilePayments suits businesses seeking broad sales tools without a monthly POS charge. Businesses needing integrations beyond Stripe, or a more narrowly focused payment product, should compare alternatives.
MobilePayments pricing
All 2 MobilePayments plans and prices →
MobilePayments fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| Reader required | No |
| Tap to Pay | Yes |
| Offline payments | Yes |
| Payout timing | Next_day |
| Payment methods | chip and PIN, contactless debit and credit cards, Apple Pay, Google Pay, other digital wallets |
| Recurring payments | Not verified |
| Money-back guarantee | 14 days |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS |
| Support | Email, Live chat, Phone |
| Built for | Solo, Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 1 integrations: Stripe |
| Pricing | Free plan (source) |
| Website | mobilepayments.co.uk |
| Facts checked | 20 Sep 2026 |
MobilePayments integrations
MobilePayments lists 1 integrations on its own site.
- Stripe
Alternatives to MobilePayments
- Paid for StripeA flexible Stripe-based mobile POS for contactless payments, links, QR codes, and subscriptions.9.4
- PayAnywhereA flexible mobile POS for small businesses accepting cards, wallets, invoices, and offline payments.8.6
- PayPal Point of SaleA no-monthly-fee POS for in-person payments, inventory, reporting, and PayPal users.7.9
See all MobilePayments alternatives →
MobilePayments vs the competition
- MobilePayments vs Paid for Stripe
- MobilePayments vs PayAnywhere
- MobilePayments vs PayPal Point of Sale
- MobilePayments vs Zeller
- MobilePayments vs SwipeSimple
- MobilePayments vs SumUp POS
Compare MobilePayments with any tool side by side →
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The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used MobilePayments for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
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Featured on iTechGuides
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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