Head-to-head · Mobile Payment Processing Software
PayPal Point of Sale vs MobilePayments
PayPal Point of Sale leads on 0 checks, MobilePayments on 1, and 4 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scorePayPal Point of Sale · 9.1/10
- Free planboth
PayPal Point of Sale scores higher on our rubric for mobile payment processing software: 9.1 against 8.6 out of 10; our editors rank them #3 and #7.
MobilePayments offers offline payments; PayPal Point of Sale doesn't. On payout timing, MobilePayments gives you Next_day where PayPal Point of Sale offers Instant.
PayPal Point of Sale is the better fit for businesses already using PayPal. MobilePayments is the better fit for budget-conscious businesses wanting a free POS.
- PayPal Point of Sale fits best
Businesses already using PayPal
- MobilePayments fits best
Budget-conscious businesses wanting a free POS
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Side by side
| Feature | PayPal Point of Sale 9.1/10 Visit ↗ | MobilePayments 8.6/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.1 | 8.6 |
| Ranking | #3 in Mobile Payment Processing Software | #7 in Mobile Payment Processing Software |
| Best for | Businesses already using PayPal | Budget-conscious businesses wanting a free POS |
| Pricing model | Free plan + paid | Free plan + paid |
| Starting price | Free plan | Free plan |
| Free plan | ✓ | ✓ |
| Free trial | — | — |
| Deployment | Cloud, Mobile | Cloud, Mobile |
| Platforms | Web, iOS, Android | Web, iOS |
| Support | Phone, Tickets, Docs | Email, Live chat, Phone |
| Integrations | 3 integrations | 1 integrations |
| Built for | Solo, Small business, Mid-market, Enterprise | Solo, Small business, Mid-market, Enterprise |
| Features PayPal Point of Sale 2/4 · MobilePayments 2/4 | ||
| Reader required | — | — |
| Tap to Pay | ✓ | ✓ |
| Offline payments | — | ✓ (best) |
| Recurring payments | ✓ (best) | Not checked yet |
| Specs | ||
| Payout timing | Instant | Next_day |
| Payment methods | credit cards, debit cards, gift cards, contactless cards, digital wallets, PayPal, Venmo QR codes | chip and PIN, contactless debit and credit cards, Apple Pay, Google Pay, other digital wallets |
| Our review | ||
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| Our verdict | PayPal Point of Sale is mobile point-of-sale software for small businesses and larger organizations accepting in-person payments. It supports iPhone and Android devices, with web access also available. Businesses can take credit, debit,… Read the review → |
MobilePayments is a UK payment-processing and point-of-sale service for businesses accepting payments in person, remotely, or online. Its web and iOS presence covers Tap to Pay on iPhone, card-reader payments, payment links, QR-code… Read the review → |
Strengths and trade-offs
PayPal Point of Sale — where it wins
- No monthly or startup fee for POS software
- Accepts cards, wallets, PayPal, Venmo QR codes, and gift cards
- Includes inventory, reporting, loyalty, and key integrations
Where it doesn't
- Transaction fees apply when a sale is made
- Offline payments are not supported
- Tap to Pay requires a supported iPhone or Android device
MobilePayments — where it wins
- Free POS app with Tap to Pay on iPhone
- Payment links support text, email, WhatsApp, social media, and QR codes
- Includes inventory, reporting, bookings, tables, and loyalty tools
Where it doesn't
- Card-reader payments require a separate £49 one-time device
- Stripe is the listed integration
- Merchant approval includes identity verification and eligibility checks
- PayPal Point of Sale9.1/10 · Free plan
A no-monthly-fee POS for in-person payments, inventory, reporting, and PayPal users.
Visit PayPalFull verdict → - MobilePayments8.6/10 · Free plan
A free POS app with broad payment and sales tools for UK businesses.
Visit MobilePaymentsFull verdict →
More comparisons
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- PayPal Point of Sale vs QuickBooks GoPayment
- PayPal Point of Sale vs Stripe Terminal
All mobile payment processing software comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update