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Head-to-head · Mobile Payment Processing Software

PayPal Point of Sale vs QuickBooks GoPayment

  • Updated Oct 2026
  • Both researched from official sources
  • 5 checks side by side
Higher score PayPal Point of Sale #3 in Mobile Payment Processing Software 9.1/10 Free plan Free plan✓ 2 of 4 features Visit PayPal
QuickBooks GoPayment #6 in Mobile Payment Processing Software 8.7/10 Free plan Free plan✓ 2 of 4 features Visit QuickBooks

PayPal Point of Sale leads on 0 checks, QuickBooks GoPayment on 0, and 5 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scorePayPal Point of Sale · 9.1/10
  • Free planboth

PayPal Point of Sale scores higher on our rubric for mobile payment processing software: 9.1 against 8.7 out of 10; our editors rank them #3 and #6.

On payout timing, QuickBooks GoPayment gives you Next_day where PayPal Point of Sale offers Instant.

PayPal Point of Sale is the better fit for businesses already using PayPal. QuickBooks GoPayment is the better fit for quickBooks users taking mobile payments.

  • PayPal Point of Sale fits best

    Businesses already using PayPal

  • QuickBooks GoPayment fits best

    QuickBooks users taking mobile payments

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. How we rank.

Side by side

Feature PayPal Point of Sale 9.1/10 Visit ↗ QuickBooks GoPayment 8.7/10 Visit ↗
At a glance
Editor score 9.1 8.7
Ranking #3 in Mobile Payment Processing Software #6 in Mobile Payment Processing Software
Best for Businesses already using PayPal QuickBooks users taking mobile payments
Pricing model Free plan + paid Free plan + paid
Starting price Free plan Free plan
Free plan ✓ ✓
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android iOS, Android
Support Phone, Tickets, Docs Phone, Live chat, Docs
Integrations 3 integrations 2 integrations
Built for Solo, Small business, Mid-market, Enterprise Solo, Small business
Features PayPal Point of Sale 2/4 · QuickBooks GoPayment 2/4
Reader required — —
Tap to Pay ✓ ✓
Offline payments — Not checked yet
Recurring payments ✓ ✓
Specs
Payout timing Instant Next_day
Payment methods credit cards, debit cards, gift cards, contactless cards, digital wallets, PayPal, Venmo QR codes credit cards, debit cards, Apple Pay, Google Pay, Samsung Pay, cash, checks, ACH bank transfers
Our review
Pros
  • No monthly or startup fee for POS software
  • Accepts cards, wallets, PayPal, Venmo QR codes, and gift cards
  • Includes inventory, reporting, loyalty, and key integrations
  • Accepts cards, wallets, cash, checks, and ACH payments
  • Tap to Pay on iPhone works without a separate reader
  • Syncs payment information with QuickBooks Online and Desktop
Cons
  • Transaction fees apply when a sale is made
  • Offline payments are not supported
  • Tap to Pay requires a supported iPhone or Android device
  • Transaction pricing varies by eligibility, region, and pricing schedule
  • Tap to Pay on iPhone is not available across both platforms
  • The strongest accounting fit is centered on QuickBooks
Our verdict

PayPal Point of Sale is mobile point-of-sale software for small businesses and larger organizations accepting in-person payments. It supports iPhone and Android devices, with web access also available. Businesses can take credit, debit,…

Read the review →

QuickBooks GoPayment is a mobile point-of-sale app for merchants accepting in-person payments away from a desk. It supports compatible Bluetooth card readers, manual card entry, and Tap to Pay on iPhone without a separate reader. Payment…

Read the review →
  1. PayPal Point of SaleMobile Payment Processing Software 9.1Free plan
  2. QuickBooks GoPaymentMobile Payment Processing Software 8.7Free plan

Strengths and trade-offs

  • PayPal Point of Sale — where it wins

    • No monthly or startup fee for POS software
    • Accepts cards, wallets, PayPal, Venmo QR codes, and gift cards
    • Includes inventory, reporting, loyalty, and key integrations

    Where it doesn't

    • Transaction fees apply when a sale is made
    • Offline payments are not supported
    • Tap to Pay requires a supported iPhone or Android device
  • QuickBooks GoPayment — where it wins

    • Accepts cards, wallets, cash, checks, and ACH payments
    • Tap to Pay on iPhone works without a separate reader
    • Syncs payment information with QuickBooks Online and Desktop

    Where it doesn't

    • Transaction pricing varies by eligibility, region, and pricing schedule
    • Tap to Pay on iPhone is not available across both platforms
    • The strongest accounting fit is centered on QuickBooks
  • PayPal Point of Sale9.1/10 · Free plan

    A no-monthly-fee POS for in-person payments, inventory, reporting, and PayPal users.

    Visit PayPalFull verdict →
  • QuickBooks GoPayment8.7/10 · Free plan

    A QuickBooks-connected mobile POS with flexible payment methods and no monthly software fee.

    Visit QuickBooksFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update