Head-to-head · Mobile Payment Processing Software
Zeller vs MobilePayments
Zeller leads on 0 checks, MobilePayments on 1, and 3 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreZeller · 7.6/10
- Free planboth
- Most featuresMobilePayments · 2 of 4
Zeller scores higher on our rubric for mobile payment processing software: 7.6 against 7.0 out of 10; our editors rank them #4 and #8.
MobilePayments offers offline payments; Zeller doesn't.
Zeller is the better fit for australian businesses wanting integrated POS payments. MobilePayments is the better fit for budget-conscious businesses wanting a free POS.
- Zeller fits best
Australian businesses wanting integrated POS payments
- MobilePayments fits best
Budget-conscious businesses wanting a free POS
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Side by side
| Feature | Zeller 7.6/10 Visit ↗ | MobilePayments 7.0/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 7.6 | 7.0 |
| Ranking | #4 in Mobile Payment Processing Software | #8 in Mobile Payment Processing Software |
| Best for | Australian businesses wanting integrated POS payments | Budget-conscious businesses wanting a free POS |
| Pricing model | Free plan + paid | Free plan + paid |
| Starting price | Not published | Not published |
| Free plan | ✓ | ✓ |
| Free trial | — | — |
| Deployment | Cloud, Mobile | Cloud, Mobile |
| Platforms | Web, iOS, Android | Web, iOS |
| Support | Phone, Email, Docs · 24/7 | Email, Live chat, Phone |
| Integrations | 600+ integrations | 1 integrations |
| Built for | Solo, Small business, Mid-market, Enterprise | Solo, Small business, Mid-market, Enterprise |
| Features Zeller 1/4 · MobilePayments 2/4 | ||
| Reader required | — | — |
| Tap to Pay | ✓ | ✓ |
| Offline payments | — | ✓ (best) |
| Recurring payments | Not published | Not published |
| Specs | ||
| Payout timing | Next_day | Next_day |
| Payment methods | Visa, Mastercard, American Express, eftpos, JCB, UnionPay, Apple Pay, Google Pay | chip and PIN, contactless debit and credit cards, Apple Pay, Google Pay, other digital wallets |
| Our review | ||
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| Cons |
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| Our verdict | Zeller is an Australian payments and business-finance platform for small businesses, mobile operators, retailers, hospitality venues, and larger multi-site organisations. It combines in-person card acceptance with built-in POS tools,… Read the review → |
MobilePayments is a UK payment-processing and point-of-sale service for businesses accepting payments in person, remotely, or online. Its web and iOS presence covers Tap to Pay on iPhone, card-reader payments, payment links, QR-code… Read the review → |
Strengths and trade-offs
Zeller — where it wins
- Free Tap to Pay with mobile POS and no hardware required
- Built-in POS, invoicing, payment links, and virtual terminal payments
- Integrations with Xero, Lightspeed Retail, and hospitality platforms
Where it doesn't
- Transaction fees apply to Tap to Pay payments
- Terminals require a one-time hardware purchase
- Offline payments are not supported
MobilePayments — where it wins
- Free POS app with Tap to Pay on iPhone
- Payment links support text, email, WhatsApp, social media, and QR codes
- Includes inventory, reporting, bookings, tables, and loyalty tools
Where it doesn't
- Card-reader payments require a separate £49 one-time device
- Stripe is the listed integration
- Merchant approval includes identity verification and eligibility checks
- Zeller7.6/10 · Free plan
A broad Australian payments platform with free Tap to Pay and paid terminals.
Visit ZellerFull verdict → - MobilePayments7.0/10 · Free plan
A free POS app with broad payment and sales tools for UK businesses.
Visit MobilePaymentsFull verdict →
More comparisons
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- Paid for Stripe vs MobilePayments
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- PayAnywhere vs MobilePayments
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- PayPal Point of Sale vs MobilePayments
- Zeller vs SwipeSimple
- Zeller vs SumUp POS
All mobile payment processing software comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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