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Head-to-head · Mobile Payment Processing Software

Zeller vs MobilePayments

  • Updated Sep 2026
  • Both researched from official sources
  • 4 checks side by side
Higher score Zeller #4 in Mobile Payment Processing Software 7.6/10 Free plan Free plan✓ 1 of 4 features Visit Zeller
MobilePayments #8 in Mobile Payment Processing Software 7.0/10 Free plan Free plan✓ 2 of 4 features Visit MobilePayments

Zeller leads on 0 checks, MobilePayments on 1, and 3 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreZeller · 7.6/10
  • Free planboth
  • Most featuresMobilePayments · 2 of 4

Zeller scores higher on our rubric for mobile payment processing software: 7.6 against 7.0 out of 10; our editors rank them #4 and #8.

MobilePayments offers offline payments; Zeller doesn't.

Zeller is the better fit for australian businesses wanting integrated POS payments. MobilePayments is the better fit for budget-conscious businesses wanting a free POS.

  • Zeller fits best

    Australian businesses wanting integrated POS payments

  • MobilePayments fits best

    Budget-conscious businesses wanting a free POS

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature Zeller 7.6/10 Visit ↗ MobilePayments 7.0/10 Visit ↗
At a glance
Editor score 7.6 7.0
Ranking #4 in Mobile Payment Processing Software #8 in Mobile Payment Processing Software
Best for Australian businesses wanting integrated POS payments Budget-conscious businesses wanting a free POS
Pricing model Free plan + paid Free plan + paid
Starting price Not published Not published
Free plan ✓ ✓
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS
Support Phone, Email, Docs · 24/7 Email, Live chat, Phone
Integrations 600+ integrations 1 integrations
Built for Solo, Small business, Mid-market, Enterprise Solo, Small business, Mid-market, Enterprise
Features Zeller 1/4 · MobilePayments 2/4
Reader required — —
Tap to Pay ✓ ✓
Offline payments — ✓ (best)
Recurring payments Not published Not published
Specs
Payout timing Next_day Next_day
Payment methods Visa, Mastercard, American Express, eftpos, JCB, UnionPay, Apple Pay, Google Pay chip and PIN, contactless debit and credit cards, Apple Pay, Google Pay, other digital wallets
Our review
Pros
  • Free Tap to Pay with mobile POS and no hardware required
  • Built-in POS, invoicing, payment links, and virtual terminal payments
  • Integrations with Xero, Lightspeed Retail, and hospitality platforms
  • Free POS app with Tap to Pay on iPhone
  • Payment links support text, email, WhatsApp, social media, and QR codes
  • Includes inventory, reporting, bookings, tables, and loyalty tools
Cons
  • Transaction fees apply to Tap to Pay payments
  • Terminals require a one-time hardware purchase
  • Offline payments are not supported
  • Card-reader payments require a separate £49 one-time device
  • Stripe is the listed integration
  • Merchant approval includes identity verification and eligibility checks
Our verdict

Zeller is an Australian payments and business-finance platform for small businesses, mobile operators, retailers, hospitality venues, and larger multi-site organisations. It combines in-person card acceptance with built-in POS tools,…

Read the review →

MobilePayments is a UK payment-processing and point-of-sale service for businesses accepting payments in person, remotely, or online. Its web and iOS presence covers Tap to Pay on iPhone, card-reader payments, payment links, QR-code…

Read the review →
  1. ZellerMobile Payment Processing Software 7.6Free plan
  2. MobilePaymentsMobile Payment Processing Software 7.0Free plan

Strengths and trade-offs

  • Zeller — where it wins

    • Free Tap to Pay with mobile POS and no hardware required
    • Built-in POS, invoicing, payment links, and virtual terminal payments
    • Integrations with Xero, Lightspeed Retail, and hospitality platforms

    Where it doesn't

    • Transaction fees apply to Tap to Pay payments
    • Terminals require a one-time hardware purchase
    • Offline payments are not supported
  • MobilePayments — where it wins

    • Free POS app with Tap to Pay on iPhone
    • Payment links support text, email, WhatsApp, social media, and QR codes
    • Includes inventory, reporting, bookings, tables, and loyalty tools

    Where it doesn't

    • Card-reader payments require a separate £49 one-time device
    • Stripe is the listed integration
    • Merchant approval includes identity verification and eligibility checks

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update