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Head-to-head · Mobile Payment Processing Software

Zeller vs SwipeSimple

  • Updated Sep 2026
  • Both researched from official sources
  • 5 checks side by side
Higher score Zeller #4 in Mobile Payment Processing Software 7.6/10 Free plan Free plan✓ 1 of 4 features Visit Zeller
SwipeSimple #5 in Mobile Payment Processing Software 7.3/10 Paid ✓ 3 of 4 features Visit SwipeSimple

Zeller leads on 1 check, SwipeSimple on 2, and 2 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreZeller · 7.6/10
  • Free planonly Zeller
  • Most featuresSwipeSimple · 3 of 4

Zeller scores higher on our rubric for mobile payment processing software: 7.6 against 7.3 out of 10; our editors rank them #4 and #5.

Zeller offers free plan; SwipeSimple doesn't publish it. SwipeSimple offers offline payments; Zeller doesn't. SwipeSimple offers recurring payments; Zeller doesn't publish it.

Zeller is the better fit for australian businesses wanting integrated POS payments. SwipeSimple is the better fit for businesses needing recurring and offline payments.

  • Zeller fits best

    Australian businesses wanting integrated POS payments

  • SwipeSimple fits best

    Businesses needing recurring and offline payments

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature Zeller 7.6/10 Visit ↗ SwipeSimple 7.3/10 Visit ↗
At a glance
Editor score 7.6 7.3
Ranking #4 in Mobile Payment Processing Software #5 in Mobile Payment Processing Software
Best for Australian businesses wanting integrated POS payments Businesses needing recurring and offline payments
Pricing model Free plan + paid Paid
Starting price Not published Not published
Free plan ✓ (best) Not published
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Support Phone, Email, Docs · 24/7 Email, Phone, Docs
Compliance PCI DSS PCI DSS
Integrations 600+ integrations 3 integrations
Built for Solo, Small business, Mid-market, Enterprise Solo, Small business
Features Zeller 1/4 · SwipeSimple 3/4
Reader required — —
Tap to Pay ✓ ✓
Offline payments — ✓ (best)
Recurring payments Not published ✓ (best)
Specs
Payout timing Next_day Next_day
Payment methods Visa, Mastercard, American Express, eftpos, JCB, UnionPay, Apple Pay, Google Pay Visa, Mastercard, American Express, Discover, ACH, Apple Pay, Google Pay, other contactless digital wallets
Our review
Pros
  • Free Tap to Pay with mobile POS and no hardware required
  • Built-in POS, invoicing, payment links, and virtual terminal payments
  • Integrations with Xero, Lightspeed Retail, and hospitality platforms
  • Supports Tap to Pay on iPhone without a separate reader
  • Combines invoices, ACH, subscriptions, and installments
  • Offers offline payments and QuickBooks Online integration
Cons
  • Transaction fees apply to Tap to Pay payments
  • Terminals require a one-time hardware purchase
  • Offline payments are not supported
  • Processing pricing and fees vary by merchant-service provider
  • Optional hardware costs $49 or $299 upfront
  • Tap to Pay is available on iPhone, not Android devices
Our verdict

Zeller is an Australian payments and business-finance platform for small businesses, mobile operators, retailers, hospitality venues, and larger multi-site organisations. It combines in-person card acceptance with built-in POS tools,…

Read the review →

SwipeSimple is a payment acceptance platform for small businesses that need to take payments in person, online, or through mobile devices. It supports iOS, Android, and web browsers, with card acceptance through Tap to Pay on iPhone,…

Read the review →
  1. ZellerMobile Payment Processing Software 7.6Free plan
  2. SwipeSimpleMobile Payment Processing Software 7.3Paid

Strengths and trade-offs

  • Zeller — where it wins

    • Free Tap to Pay with mobile POS and no hardware required
    • Built-in POS, invoicing, payment links, and virtual terminal payments
    • Integrations with Xero, Lightspeed Retail, and hospitality platforms

    Where it doesn't

    • Transaction fees apply to Tap to Pay payments
    • Terminals require a one-time hardware purchase
    • Offline payments are not supported

  • SwipeSimple — where it wins

    • Supports Tap to Pay on iPhone without a separate reader
    • Combines invoices, ACH, subscriptions, and installments
    • Offers offline payments and QuickBooks Online integration

    Where it doesn't

    • Processing pricing and fees vary by merchant-service provider
    • Optional hardware costs $49 or $299 upfront
    • Tap to Pay is available on iPhone, not Android devices

More comparisons

All mobile payment processing software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update