PayAnywhere vs SwipeSimple

PayAnywhere8.6Visit SwipeSimple7.3Visit

Higher score PayAnywhere #2 in Mobile Payment Processing Software 8.6/10 Free plan Free plan✓ 3 of 4 features Visit PayAnywhere

vs

SwipeSimple #5 in Mobile Payment Processing Software 7.3/10 Paid ✓ 3 of 4 features Visit SwipeSimple

• PayAnywhere fits best

  Small businesses needing broad payment support

• SwipeSimple fits best

  Businesses needing recurring and offline payments

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Side by side

Feature	PayAnywhere 8.6/10 Visit ↗	SwipeSimple 7.3/10 Visit ↗
At a glance
Editor score	8.6	7.3
Ranking	#2 in Mobile Payment Processing Software	#5 in Mobile Payment Processing Software
Best for	Small businesses needing broad payment support	Businesses needing recurring and offline payments
Pricing model	Free plan + paid	Paid
Starting price	Not published	Not published
Free plan	✓ (best)	Not published
Free trial	—	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, iOS, Android
Support	Email, Phone, Live chat, Docs	Email, Phone, Docs
Compliance	PCI DSS	PCI DSS
Integrations	1 integrations	3 integrations
Built for	Solo, Small business, Mid-market	Solo, Small business
Features PayAnywhere 3/4 · SwipeSimple 3/4
Reader required	—	—
Tap to Pay	✓	✓
Offline payments	✓	✓
Recurring payments	✓	✓
Specs
Payout timing	Next_day	Next_day
Payment methods	EMV chip cards, magstripe cards, contactless cards, debit cards, Apple Pay, Samsung Pay, and other digital wallets	Visa, Mastercard, American Express, Discover, ACH, Apple Pay, Google Pay, other contactless digital wallets
Our review
Pros	Accepts chip, magstripe, contactless, debit, and digital wallets Tap to Pay on iPhone works without an extra card reader Includes invoices, inventory, employee controls, and offline capture	Supports Tap to Pay on iPhone without a separate reader Combines invoices, ACH, subscriptions, and installments Offers offline payments and QuickBooks Online integration
Cons	Currently available only in the United States Tap to Pay on iPhone has separate per-item and per-device fees The listed integration is limited to Homebase	Processing pricing and fees vary by merchant-service provider Optional hardware costs $49 or $299 upfront Tap to Pay is available on iPhone, not Android devices
Our verdict	PayAnywhere is a mobile payment processing and point-of-sale platform for small businesses that take payments in stores, on job sites, online, or while moving between locations. It supports smartphones and tablets across web, iOS, and… Read the review →	SwipeSimple is a payment acceptance platform for small businesses that need to take payments in person, online, or through mobile devices. It supports iOS, Android, and web browsers, with card acceptance through Tap to Pay on iPhone,… Read the review →

Strengths and trade-offs

• PayAnywhere — where it wins

  • Accepts chip, magstripe, contactless, debit, and digital wallets
  • Tap to Pay on iPhone works without an extra card reader
  • Includes invoices, inventory, employee controls, and offline capture

  Where it doesn't

  • Currently available only in the United States
  • Tap to Pay on iPhone has separate per-item and per-device fees
  • The listed integration is limited to Homebase

• SwipeSimple — where it wins

  • Supports Tap to Pay on iPhone without a separate reader
  • Combines invoices, ACH, subscriptions, and installments
  • Offers offline payments and QuickBooks Online integration

  Where it doesn't

  • Processing pricing and fees vary by merchant-service provider
  • Optional hardware costs $49 or $299 upfront
  • Tap to Pay is available on iPhone, not Android devices

• PayAnywhere8.6/10 · Free plan

  A flexible mobile POS for small businesses accepting cards, wallets, invoices, and offline payments.

  Visit PayAnywhereFull verdict →
• SwipeSimple7.3/10 · Paid

  A flexible payment platform for recurring, offline, and mobile transactions.

  Visit SwipeSimpleFull verdict →