Paid for Stripe vs SwipeSimple

Paid for Stripe9.4Visit SwipeSimple7.3Visit

Higher score Paid for Stripe #1 in Mobile Payment Processing Software 9.4/10 Free plan Free plan✓ 3 of 4 features Try Paid for Stripe

vs

SwipeSimple #5 in Mobile Payment Processing Software 7.3/10 Paid ✓ 3 of 4 features Visit SwipeSimple

• Paid for Stripe fits best

  Businesses wanting flexible mobile payments

• SwipeSimple fits best

  Businesses needing recurring and offline payments

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Side by side

Feature	Paid for Stripe 9.4/10 Visit ↗	SwipeSimple 7.3/10 Visit ↗
At a glance
Editor score	9.4	7.3
Ranking	#1 in Mobile Payment Processing Software	#5 in Mobile Payment Processing Software
Best for	Businesses wanting flexible mobile payments	Businesses needing recurring and offline payments
Pricing model	Free plan + paid	Paid
Starting price	Not published	Not published
Free plan	✓ (best)	Not published
Free trial	—	—
Deployment	Mobile	Cloud, Mobile
Platforms	iOS, Android	Web, iOS, Android
Support	Email, Docs	Email, Phone, Docs
Integrations	4 integrations	3 integrations
Built for	Solo, Small business	Solo, Small business
Features Paid for Stripe 3/4 · SwipeSimple 3/4
Reader required	—	—
Tap to Pay	✓	✓
Offline payments	✓	✓
Recurring payments	✓	✓
Specs
Payout timing	Instant	Next_day
Payment methods	contactless debit and credit cards, Apple Pay, Google Pay, digital wallets, payment links, QR codes	Visa, Mastercard, American Express, Discover, ACH, Apple Pay, Google Pay, other contactless digital wallets
Our review
Pros	Tap to Pay works on iPhone and NFC-enabled Android phones Offline payments, recurring billing, payment links, and QR codes No monthly or setup fees, with optional Stripe card readers	Supports Tap to Pay on iPhone without a separate reader Combines invoices, ACH, subscriptions, and installments Offers offline payments and QuickBooks Online integration
Cons	Stripe processing fees apply separately from Paid's usage fee Payout timing varies by region and is controlled by Stripe Requires iOS or Android and Stripe for payment processing	Processing pricing and fees vary by merchant-service provider Optional hardware costs $49 or $299 upfront Tap to Pay is available on iPhone, not Android devices
Our verdict	Paid for Stripe is a mobile point-of-sale application for businesses accepting in-person payments through Stripe. It is suited to market stalls, food vans, salons, tradespeople, performers, and other mobile or service businesses.… Read the review →	SwipeSimple is a payment acceptance platform for small businesses that need to take payments in person, online, or through mobile devices. It supports iOS, Android, and web browsers, with card acceptance through Tap to Pay on iPhone,… Read the review →

Strengths and trade-offs

• Paid for Stripe — where it wins

  • Tap to Pay works on iPhone and NFC-enabled Android phones
  • Offline payments, recurring billing, payment links, and QR codes
  • No monthly or setup fees, with optional Stripe card readers

  Where it doesn't

  • Stripe processing fees apply separately from Paid's usage fee
  • Payout timing varies by region and is controlled by Stripe
  • Requires iOS or Android and Stripe for payment processing

• SwipeSimple — where it wins

  • Supports Tap to Pay on iPhone without a separate reader
  • Combines invoices, ACH, subscriptions, and installments
  • Offers offline payments and QuickBooks Online integration

  Where it doesn't

  • Processing pricing and fees vary by merchant-service provider
  • Optional hardware costs $49 or $299 upfront
  • Tap to Pay is available on iPhone, not Android devices

• Paid for Stripe9.4/10 · Free plan

  A flexible Stripe-based mobile POS for contactless payments, links, QR codes, and subscriptions.

  Try Paid for StripeFull verdict →
• SwipeSimple7.3/10 · Paid

  A flexible payment platform for recurring, offline, and mobile transactions.

  Visit SwipeSimpleFull verdict →