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Head-to-head · Mobile Payment Processing Software

Zeller vs SumUp POS

  • Updated Sep 2026
  • Both researched from official sources
  • 4 checks side by side
Higher score Zeller #4 in Mobile Payment Processing Software 7.6/10 Free plan Free plan✓ 1 of 4 features Visit Zeller
SumUp POS #6 in Mobile Payment Processing Software 7.1/10 Free plan · paid from $49/mo Free plan✓ 0 of 4 features Visit SumUp POS

Zeller leads on 1 check, SumUp POS on 0, and 3 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreZeller · 7.6/10
  • Free planboth
  • Most featuresZeller · 1 of 4

Zeller scores higher on our rubric for mobile payment processing software: 7.6 against 7.1 out of 10; our editors rank them #4 and #6.

Zeller offers tap to pay; SumUp POS doesn't publish it.

Zeller is the better fit for australian businesses wanting integrated POS payments. SumUp POS is the better fit for retail and hospitality teams needing deeper POS tools.

  • Zeller fits best

    Australian businesses wanting integrated POS payments

  • SumUp POS fits best

    Retail and hospitality teams needing deeper POS tools

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature Zeller 7.6/10 Visit ↗ SumUp POS 7.1/10 Visit ↗
At a glance
Editor score 7.6 7.1
Ranking #4 in Mobile Payment Processing Software #6 in Mobile Payment Processing Software
Best for Australian businesses wanting integrated POS payments Retail and hospitality teams needing deeper POS tools
Pricing model Free plan + paid Free plan + paid
Starting price Not published $49/mo
Free plan ✓ ✓
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Integrations 600+ integrations 8 integrations
Features Zeller 1/4 · SumUp POS 0/4
Reader required — Not published
Tap to Pay ✓ (best) Not published
Offline payments — Not published
Recurring payments Not published Not published
Specs
Payout timing Next_day Not published
Payment methods Visa, Mastercard, American Express, eftpos, JCB, UnionPay, Apple Pay, Google Pay Not published
Our review
Pros
  • Free Tap to Pay with mobile POS and no hardware required
  • Built-in POS, invoicing, payment links, and virtual terminal payments
  • Integrations with Xero, Lightspeed Retail, and hospitality platforms
  • Free POS tier includes catalog, orders, reporting, and basic customer data
  • Offline mode, inventory alerts, staff tools, and multi-location reporting
  • Supports SumUp and compatible third-party POS hardware
Cons
  • Transaction fees apply to Tap to Pay payments
  • Terminals require a one-time hardware purchase
  • Offline payments are not supported
  • Paid subscriptions start at $49 per month, plus transaction fees
  • Customer rewards and automated marketing begin on higher-priced plans
  • The broad feature set may exceed the needs of simple payment setups
Our verdict

Zeller is an Australian payments and business-finance platform for small businesses, mobile operators, retailers, hospitality venues, and larger multi-site organisations. It combines in-person card acceptance with built-in POS tools,…

Read the review →

SumUp POS is a point-of-sale system for small businesses including cafés, boutiques, salons, barbers, and pet stores. It combines order and payment processing with product catalogs, item modifiers, inventory and ingredient management,…

Read the review →
  1. ZellerMobile Payment Processing Software 7.6Free plan
  2. SumUp POSMobile Payment Processing Software 7.1Free plan · paid from $49/mo

Strengths and trade-offs

  • Zeller — where it wins

    • Free Tap to Pay with mobile POS and no hardware required
    • Built-in POS, invoicing, payment links, and virtual terminal payments
    • Integrations with Xero, Lightspeed Retail, and hospitality platforms

    Where it doesn't

    • Transaction fees apply to Tap to Pay payments
    • Terminals require a one-time hardware purchase
    • Offline payments are not supported
  • SumUp POS — where it wins

    • Free POS tier includes catalog, orders, reporting, and basic customer data
    • Offline mode, inventory alerts, staff tools, and multi-location reporting
    • Supports SumUp and compatible third-party POS hardware

    Where it doesn't

    • Paid subscriptions start at $49 per month, plus transaction fees
    • Customer rewards and automated marketing begin on higher-priced plans
    • The broad feature set may exceed the needs of simple payment setups
  • Zeller7.6/10 · Free plan

    A broad Australian payments platform with free Tap to Pay and paid terminals.

    Visit ZellerFull verdict →
  • SumUp POS7.1/10 · Free plan · paid from $49/mo

    A broad POS system with a free tier and paid tools for growing retail and hospitality teams.

    Visit SumUp POSFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update