Head-to-head · Mobile Payment Processing Software
Zeller vs SumUp POS
Zeller leads on 1 check, SumUp POS on 0, and 3 are even. Who comes out ahead on the 4 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreZeller · 7.6/10
- Free planboth
- Most featuresZeller · 1 of 4
Zeller scores higher on our rubric for mobile payment processing software: 7.6 against 7.1 out of 10; our editors rank them #4 and #6.
Zeller offers tap to pay; SumUp POS doesn't publish it.
Zeller is the better fit for australian businesses wanting integrated POS payments. SumUp POS is the better fit for retail and hospitality teams needing deeper POS tools.
- Zeller fits best
Australian businesses wanting integrated POS payments
- SumUp POS fits best
Retail and hospitality teams needing deeper POS tools
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Side by side
| Feature | Zeller 7.6/10 Visit ↗ | SumUp POS 7.1/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 7.6 | 7.1 |
| Ranking | #4 in Mobile Payment Processing Software | #6 in Mobile Payment Processing Software |
| Best for | Australian businesses wanting integrated POS payments | Retail and hospitality teams needing deeper POS tools |
| Pricing model | Free plan + paid | Free plan + paid |
| Starting price | Not published | $49/mo |
| Free plan | ✓ | ✓ |
| Free trial | — | — |
| Deployment | Cloud, Mobile | Cloud, Mobile |
| Platforms | Web, iOS, Android | Web, iOS, Android |
| Integrations | 600+ integrations | 8 integrations |
| Features Zeller 1/4 · SumUp POS 0/4 | ||
| Reader required | — | Not published |
| Tap to Pay | ✓ (best) | Not published |
| Offline payments | — | Not published |
| Recurring payments | Not published | Not published |
| Specs | ||
| Payout timing | Next_day | Not published |
| Payment methods | Visa, Mastercard, American Express, eftpos, JCB, UnionPay, Apple Pay, Google Pay | Not published |
| Our review | ||
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| Our verdict | Zeller is an Australian payments and business-finance platform for small businesses, mobile operators, retailers, hospitality venues, and larger multi-site organisations. It combines in-person card acceptance with built-in POS tools,… Read the review → |
SumUp POS is a point-of-sale system for small businesses including cafés, boutiques, salons, barbers, and pet stores. It combines order and payment processing with product catalogs, item modifiers, inventory and ingredient management,… Read the review → |
Strengths and trade-offs
Zeller — where it wins
- Free Tap to Pay with mobile POS and no hardware required
- Built-in POS, invoicing, payment links, and virtual terminal payments
- Integrations with Xero, Lightspeed Retail, and hospitality platforms
Where it doesn't
- Transaction fees apply to Tap to Pay payments
- Terminals require a one-time hardware purchase
- Offline payments are not supported
SumUp POS — where it wins
- Free POS tier includes catalog, orders, reporting, and basic customer data
- Offline mode, inventory alerts, staff tools, and multi-location reporting
- Supports SumUp and compatible third-party POS hardware
Where it doesn't
- Paid subscriptions start at $49 per month, plus transaction fees
- Customer rewards and automated marketing begin on higher-priced plans
- The broad feature set may exceed the needs of simple payment setups
- Zeller7.6/10 · Free plan
A broad Australian payments platform with free Tap to Pay and paid terminals.
Visit ZellerFull verdict → - SumUp POS7.1/10 · Free plan · paid from $49/mo
A broad POS system with a free tier and paid tools for growing retail and hospitality teams.
Visit SumUp POSFull verdict →
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- Zeller vs SwipeSimple
- Zeller vs QuickBooks GoPayment
All mobile payment processing software comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
Last updated · How we research and update





