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Head-to-head · Mobile Payment Processing Software

PayPal Point of Sale vs SumUp POS

  • Updated Oct 2026
  • Both researched from official sources
  • 5 checks side by side
Higher score PayPal Point of Sale #3 in Mobile Payment Processing Software 9.1/10 Free plan Free plan✓ 2 of 4 features Visit PayPal
SumUp POS #22 in Mobile Payment Processing Software 7.1/10 Free plan · paid from $49/mo Free plan✓ 0 of 4 features Visit SumUp POS

PayPal Point of Sale leads on 0 checks, SumUp POS on 0, and 5 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scorePayPal Point of Sale · 9.1/10
  • Free planboth
  • Most featuresPayPal Point of Sale · 2 of 4

PayPal Point of Sale scores higher on our rubric for mobile payment processing software: 9.1 against 7.1 out of 10; our editors rank them #3 and #22.

PayPal Point of Sale is the better fit for businesses already using PayPal. SumUp POS is the better fit for retail and hospitality teams needing deeper POS tools.

  • PayPal Point of Sale fits best

    Businesses already using PayPal

  • SumUp POS fits best

    Retail and hospitality teams needing deeper POS tools

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. How we rank.

Side by side

Feature PayPal Point of Sale 9.1/10 Visit ↗ SumUp POS 7.1/10 Visit ↗
At a glance
Editor score 9.1 7.1
Ranking #3 in Mobile Payment Processing Software #22 in Mobile Payment Processing Software
Best for Businesses already using PayPal Retail and hospitality teams needing deeper POS tools
Pricing model Free plan + paid Free plan + paid
Starting price Free plan $49/mo
Free plan ✓ ✓
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Integrations 3 integrations 8 integrations
Features PayPal Point of Sale 2/4 · SumUp POS 0/4
Reader required — Not checked yet
Tap to Pay ✓ (best) Not checked yet
Offline payments — Not checked yet
Recurring payments ✓ (best) Not checked yet
Specs
Payout timing Instant Not checked yet
Payment methods credit cards, debit cards, gift cards, contactless cards, digital wallets, PayPal, Venmo QR codes Not checked yet
Our review
Pros
  • No monthly or startup fee for POS software
  • Accepts cards, wallets, PayPal, Venmo QR codes, and gift cards
  • Includes inventory, reporting, loyalty, and key integrations
  • Free POS tier includes catalog, orders, reporting, and basic customer data
  • Offline mode, inventory alerts, staff tools, and multi-location reporting
  • Supports SumUp and compatible third-party POS hardware
Cons
  • Transaction fees apply when a sale is made
  • Offline payments are not supported
  • Tap to Pay requires a supported iPhone or Android device
  • Paid subscriptions start at $49 per month, plus transaction fees
  • Customer rewards and automated marketing begin on higher-priced plans
  • The broad feature set may exceed the needs of simple payment setups
Our verdict

PayPal Point of Sale is mobile point-of-sale software for small businesses and larger organizations accepting in-person payments. It supports iPhone and Android devices, with web access also available. Businesses can take credit, debit,…

Read the review →

SumUp POS is a point-of-sale system for small businesses including cafés, boutiques, salons, barbers, and pet stores. It combines order and payment processing with product catalogs, item modifiers, inventory and ingredient management,…

Read the review →
  1. PayPal Point of SaleMobile Payment Processing Software 9.1Free plan
  2. SumUp POSMobile Payment Processing Software 7.1Free plan · paid from $49/mo

Strengths and trade-offs

  • PayPal Point of Sale — where it wins

    • No monthly or startup fee for POS software
    • Accepts cards, wallets, PayPal, Venmo QR codes, and gift cards
    • Includes inventory, reporting, loyalty, and key integrations

    Where it doesn't

    • Transaction fees apply when a sale is made
    • Offline payments are not supported
    • Tap to Pay requires a supported iPhone or Android device

  • SumUp POS — where it wins

    • Free POS tier includes catalog, orders, reporting, and basic customer data
    • Offline mode, inventory alerts, staff tools, and multi-location reporting
    • Supports SumUp and compatible third-party POS hardware

    Where it doesn't

    • Paid subscriptions start at $49 per month, plus transaction fees
    • Customer rewards and automated marketing begin on higher-priced plans
    • The broad feature set may exceed the needs of simple payment setups
  • PayPal Point of Sale9.1/10 · Free plan

    A no-monthly-fee POS for in-person payments, inventory, reporting, and PayPal users.

    Visit PayPalFull verdict →
  • SumUp POS7.1/10 · Free plan · paid from $49/mo

    A broad POS system with a free tier and paid tools for growing retail and hospitality teams.

    Visit SumUp POSFull verdict →

More comparisons

All mobile payment processing software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update