SwipeSimple vs MobilePayments

SwipeSimple7.3Visit MobilePayments7.0Visit

Higher score SwipeSimple #5 in Mobile Payment Processing Software 7.3/10 Paid ✓ 3 of 4 features Visit SwipeSimple

vs

MobilePayments #8 in Mobile Payment Processing Software 7.0/10 Free plan Free plan✓ 2 of 4 features Visit MobilePayments

• SwipeSimple fits best

  Businesses needing recurring and offline payments

• MobilePayments fits best

  Budget-conscious businesses wanting a free POS

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature	SwipeSimple 7.3/10 Visit ↗	MobilePayments 7.0/10 Visit ↗
At a glance
Editor score	7.3	7.0
Ranking	#5 in Mobile Payment Processing Software	#8 in Mobile Payment Processing Software
Best for	Businesses needing recurring and offline payments	Budget-conscious businesses wanting a free POS
Pricing model	Paid	Free plan + paid
Starting price	Not published	Not published
Free plan	Not published	✓ (best)
Free trial	—	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, iOS
Support	Email, Phone, Docs	Email, Live chat, Phone
Integrations	3 integrations	1 integrations
Built for	Solo, Small business	Solo, Small business, Mid-market, Enterprise
Features SwipeSimple 3/4 · MobilePayments 2/4
Reader required	—	—
Tap to Pay	✓	✓
Offline payments	✓	✓
Recurring payments	✓ (best)	Not published
Specs
Payout timing	Next_day	Next_day
Payment methods	Visa, Mastercard, American Express, Discover, ACH, Apple Pay, Google Pay, other contactless digital wallets	chip and PIN, contactless debit and credit cards, Apple Pay, Google Pay, other digital wallets
Our review
Pros	Supports Tap to Pay on iPhone without a separate reader Combines invoices, ACH, subscriptions, and installments Offers offline payments and QuickBooks Online integration	Free POS app with Tap to Pay on iPhone Payment links support text, email, WhatsApp, social media, and QR codes Includes inventory, reporting, bookings, tables, and loyalty tools
Cons	Processing pricing and fees vary by merchant-service provider Optional hardware costs $49 or $299 upfront Tap to Pay is available on iPhone, not Android devices	Card-reader payments require a separate £49 one-time device Stripe is the listed integration Merchant approval includes identity verification and eligibility checks
Our verdict	SwipeSimple is a payment acceptance platform for small businesses that need to take payments in person, online, or through mobile devices. It supports iOS, Android, and web browsers, with card acceptance through Tap to Pay on iPhone,… Read the review →	MobilePayments is a UK payment-processing and point-of-sale service for businesses accepting payments in person, remotely, or online. Its web and iOS presence covers Tap to Pay on iPhone, card-reader payments, payment links, QR-code… Read the review →

Strengths and trade-offs

• SwipeSimple — where it wins

  • Supports Tap to Pay on iPhone without a separate reader
  • Combines invoices, ACH, subscriptions, and installments
  • Offers offline payments and QuickBooks Online integration

  Where it doesn't

  • Processing pricing and fees vary by merchant-service provider
  • Optional hardware costs $49 or $299 upfront
  • Tap to Pay is available on iPhone, not Android devices

• MobilePayments — where it wins

  • Free POS app with Tap to Pay on iPhone
  • Payment links support text, email, WhatsApp, social media, and QR codes
  • Includes inventory, reporting, bookings, tables, and loyalty tools

  Where it doesn't

  • Card-reader payments require a separate £49 one-time device
  • Stripe is the listed integration
  • Merchant approval includes identity verification and eligibility checks

• SwipeSimple7.3/10 · Paid

  A flexible payment platform for recurring, offline, and mobile transactions.

  Visit SwipeSimpleFull verdict →
• MobilePayments7.0/10 · Free plan

  A free POS app with broad payment and sales tools for UK businesses.

  Visit MobilePaymentsFull verdict →