SumUp POS vs MobilePayments

SumUp POS7.1Visit MobilePayments7.0Visit

Higher score SumUp POS #6 in Mobile Payment Processing Software 7.1/10 Free plan · paid from $49/mo Free plan✓ 0 of 4 features Visit SumUp POS

vs

MobilePayments #8 in Mobile Payment Processing Software 7.0/10 Free plan Free plan✓ 2 of 4 features Visit MobilePayments

• SumUp POS fits best

  Retail and hospitality teams needing deeper POS tools

• MobilePayments fits best

  Budget-conscious businesses wanting a free POS

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Side by side

Feature	SumUp POS 7.1/10 Visit ↗	MobilePayments 7.0/10 Visit ↗
At a glance
Editor score	7.1	7.0
Ranking	#6 in Mobile Payment Processing Software	#8 in Mobile Payment Processing Software
Best for	Retail and hospitality teams needing deeper POS tools	Budget-conscious businesses wanting a free POS
Pricing model	Free plan + paid	Free plan + paid
Starting price	$49/mo	Not published
Free plan	✓	✓
Free trial	—	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, iOS
Integrations	8 integrations	1 integrations
Features SumUp POS 0/4 · MobilePayments 2/4
Reader required	Not published	—
Tap to Pay	Not published	✓ (best)
Offline payments	Not published	✓ (best)
Recurring payments	Not published	Not published
Specs
Payout timing	Not published	Next_day
Payment methods	Not published	chip and PIN, contactless debit and credit cards, Apple Pay, Google Pay, other digital wallets
Our review
Pros	Free POS tier includes catalog, orders, reporting, and basic customer data Offline mode, inventory alerts, staff tools, and multi-location reporting Supports SumUp and compatible third-party POS hardware	Free POS app with Tap to Pay on iPhone Payment links support text, email, WhatsApp, social media, and QR codes Includes inventory, reporting, bookings, tables, and loyalty tools
Cons	Paid subscriptions start at $49 per month, plus transaction fees Customer rewards and automated marketing begin on higher-priced plans The broad feature set may exceed the needs of simple payment setups	Card-reader payments require a separate £49 one-time device Stripe is the listed integration Merchant approval includes identity verification and eligibility checks
Our verdict	SumUp POS is a point-of-sale system for small businesses including cafés, boutiques, salons, barbers, and pet stores. It combines order and payment processing with product catalogs, item modifiers, inventory and ingredient management,… Read the review →	MobilePayments is a UK payment-processing and point-of-sale service for businesses accepting payments in person, remotely, or online. Its web and iOS presence covers Tap to Pay on iPhone, card-reader payments, payment links, QR-code… Read the review →

Strengths and trade-offs

• SumUp POS — where it wins

  • Free POS tier includes catalog, orders, reporting, and basic customer data
  • Offline mode, inventory alerts, staff tools, and multi-location reporting
  • Supports SumUp and compatible third-party POS hardware

  Where it doesn't

  • Paid subscriptions start at $49 per month, plus transaction fees
  • Customer rewards and automated marketing begin on higher-priced plans
  • The broad feature set may exceed the needs of simple payment setups

• MobilePayments — where it wins

  • Free POS app with Tap to Pay on iPhone
  • Payment links support text, email, WhatsApp, social media, and QR codes
  • Includes inventory, reporting, bookings, tables, and loyalty tools

  Where it doesn't

  • Card-reader payments require a separate £49 one-time device
  • Stripe is the listed integration
  • Merchant approval includes identity verification and eligibility checks

• SumUp POS7.1/10 · Free plan · paid from $49/mo

  A broad POS system with a free tier and paid tools for growing retail and hospitality teams.

  Visit SumUp POSFull verdict →
• MobilePayments7.0/10 · Free plan

  A free POS app with broad payment and sales tools for UK businesses.

  Visit MobilePaymentsFull verdict →