Ameritas Retirement Plans vs Transamerica Retirement Solutions

Ameritas Retirement Plans9.3Visit TRTransamerica Retirement Solutions7.8Visit

Higher score Ameritas Retirement Plans #1 in 401(k) Software 9.3/10 Pricing on request ✓ 3 of 3 features Visit Ameritas

vs

TR Transamerica Retirement Solutions #8 in 401(k) Software 7.8/10 Pricing on request ✓ 1 of 3 features Visit Transamerica

• Ameritas Retirement Plans fits best

  Organizations seeking broad retirement plan administration

• Transamerica Retirement Solutions fits best

  Employers needing multiple retirement plan types

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Side by side

Feature	Ameritas Retirement Plans 9.3/10 Visit ↗	TRTransamerica Retirement Solutions 7.8/10 Visit ↗
At a glance
Editor score	9.3	7.8
Ranking	#1 in 401(k) Software	#8 in 401(k) Software
Best for	Organizations seeking broad retirement plan administration	Employers needing multiple retirement plan types
Pricing model	Paid	Paid
Starting price	Pricing on request	Pricing on request
Free plan	Not checked yet	—
Free trial	—	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, iOS, Android
Support	Email, Phone	Phone, Docs
Built for	Small business, Mid-market, Enterprise	Small business, Mid-market, Enterprise
Features Ameritas Retirement Plans 3/3 · Transamerica Retirement Solutions 1/3
Employee enrollment	✓ (best)	Not checked yet
Compliance support	✓ (best)	Not checked yet
Participant mobile app	✓	✓
Specs
Plan types	401(k); profit-sharing; multiple employer (MEP); pooled employer (PEP); money purchase; ERISA 403(b); solo 401(k); 457(b); prevailing-wage 401(k); defined benefit; cash balance; governmental; safe harbor 401(k)	Defined contribution; defined benefit; pooled plan; nonqualified deferred compensation
Payroll integrations	PRISM HR; iSolved	Not checked yet
Investment options	Mixed	Not checked yet
Our review
Pros	Supports many plan types, from 401(k) and PEP to defined benefit. Combines recordkeeping, compliance testing, filings and enrollment. Offers fiduciary services and participant web and mobile account tools.	Supports defined contribution, defined benefit, pooled, and nonqualified plans Participant web access and mobile app support balance and account changes Payroll administration tools and secure file transfer support plan operations
Cons	Pricing is customized and starts with a sales conversation. Named payroll integrations are PRISM HR and iSolved. The broad service scope may exceed the needs of employers seeking only recordkeeping.	Pricing requires contacting sales and varies by plan Support is limited to phone and documentation, without 24/7 coverage Plan features and investment options may vary by plan
Our verdict	Ameritas Retirement Plans provides customized retirement-plan recordkeeping and administration for businesses, nonprofits, governmental entities and professional employer organizations. Its scope extends beyond 401(k) plans to… Read the review →	Transamerica Retirement Solutions provides employer retirement plans and recordkeeping services for small, mid-market, and enterprise organizations. Its coverage spans defined contribution, defined benefit, pooled plan, and nonqualified… Read the review →

Strengths and trade-offs

• Ameritas Retirement Plans — where it wins

  • Supports many plan types, from 401(k) and PEP to defined benefit.
  • Combines recordkeeping, compliance testing, filings and enrollment.
  • Offers fiduciary services and participant web and mobile account tools.

  Where it doesn't

  • Pricing is customized and starts with a sales conversation.
  • Named payroll integrations are PRISM HR and iSolved.
  • The broad service scope may exceed the needs of employers seeking only recordkeeping.

• Transamerica Retirement Solutions — where it wins

  • Supports defined contribution, defined benefit, pooled, and nonqualified plans
  • Participant web access and mobile app support balance and account changes
  • Payroll administration tools and secure file transfer support plan operations

  Where it doesn't

  • Pricing requires contacting sales and varies by plan
  • Support is limited to phone and documentation, without 24/7 coverage
  • Plan features and investment options may vary by plan

• Ameritas Retirement Plans9.3/10 · Pricing on request

  Broad retirement-plan administration with enrollment, payroll, fiduciary and participant services.

  Visit AmeritasFull verdict →
• TRTransamerica Retirement Solutions7.8/10 · Pricing on request

  A broad retirement-plan service covering four plan types with web and mobile access.

  Visit TransamericaFull verdict →