Ameritas Retirement Plans
Ameritas Retirement Plans: Broad retirement-plan administration with enrollment, payroll, fiduciary and participant services. Ranked #1 of 14 in 401(k) Software by our editors (9.3/10); pricing: Pricing on request; best for organizations seeking broad retirement plan administration.
At a glance
- Editor score9.3 / 10
- PricingPricing on request
- Best forOrganizations seeking broad retirement plan administration
- Employee enrollmentYes
- Founded1887 · Lincoln, Nebraska, United States
- Facts checked24 Sep 2026
Where it wins
- Supports many plan types, from 401(k) and PEP to defined benefit.
- Combines recordkeeping, compliance testing, filings and enrollment.
- Offers fiduciary services and participant web and mobile account tools.
Where it doesn't
- Pricing is customized and starts with a sales conversation.
- Named payroll integrations are PRISM HR and iSolved.
- The broad service scope may exceed the needs of employers seeking only recordkeeping.
Our verdict on Ameritas Retirement Plans
Ameritas Retirement Plans provides customized retirement-plan recordkeeping and administration for businesses, nonprofits, governmental entities and professional employer organizations. Its scope extends beyond 401(k) plans to profit-sharing, MEP and PEP arrangements, ERISA 403(b), solo 401(k), 457(b), prevailing-wage 401(k), defined benefit, cash balance and governmental plans. Employers looking for coordinated plan administration, rather than a narrow participant app or standalone recordkeeping tool, are the clearest fit.
Administration can be bundled or unbundled, with plan design, compliance testing, government filings, employee enrollment and automatic enrollment tools among the available services. Payroll processing and 180°/360° payroll integration are also part of the offering. Ameritas describes working with dozens of payroll providers; PRISM HR and iSolved are specifically named for PEO integrations. This makes payroll fit an important evaluation point: employers should verify that their provider and desired integration model align before selecting a plan arrangement.
Participants can manage investments, beneficiaries, contributions, documents, loans and withdrawals through online accounts, with mobile apps for iOS and Android offering transactions and guidance. Investment selection and optional managed-account services, alongside fiduciary 3(16), 3(21) and 3(38) services, broaden the administration beyond basic recordkeeping. According to the vendor’s pricing approach, plan solutions are customized and initiated through a sales conversation rather than listed as fixed retirement-plan prices. Ameritas is suited to organizations that value broad plan coverage and administration options; employers seeking transparent, published pricing or only a simple account interface may prefer to compare narrower alternatives.
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Ameritas Retirement Plans pricing
Ameritas Retirement Plans fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Plan types | 401(k); profit-sharing; multiple employer (MEP); pooled employer (PEP); money purchase; ERISA 403(b); solo 401(k); 457(b); prevailing-wage 401(k); defined benefit; cash balance; governmental; safe harbor 401(k) |
| Employee enrollment | Yes |
| Payroll integrations | PRISM HR; iSolved |
| Investment options | Mixed |
| Compliance support | Yes |
| Participant mobile app | Yes |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Support | Email, Phone |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 2 integrations: PRISM HR, iSolved |
| Pricing | Pricing on request |
| Website | ameritas.com |
| Facts checked | 24 Sep 2026 |
Ameritas Retirement Plans integrations
Ameritas Retirement Plans lists 2 integrations on its own site.
- PRISM HR
- iSolved
Alternatives to Ameritas Retirement Plans
- Charles Schwab Retirement Plan ServicesA broad 401(k) service for employers seeking administration, compliance support, and participant tools.9.1
- Human InterestPayroll-connected retirement plan administration with tiered compliance support.8.8
- GuidelineGuideline combines 401(k) administration, payroll automation, compliance and managed portfolios.8.6
See all Ameritas Retirement Plans alternatives →
Ameritas Retirement Plans vs the competition
- Ameritas Retirement Plans vs Charles Schwab Retirement Plan Services
- Ameritas Retirement Plans vs Human Interest
- Ameritas Retirement Plans vs Guideline
- Ameritas Retirement Plans vs Employee Fiduciary
- Ameritas Retirement Plans vs Vestwell
- Ameritas Retirement Plans vs Merrill Small Business 401(k)
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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