Ameritas Retirement Plans vs Vestwell

Ameritas Retirement Plans9.3Visit Vestwell8.2Visit

Higher score Ameritas Retirement Plans #1 in 401(k) Software 9.3/10 Pricing on request ✓ 3 of 3 features Visit Ameritas

vs

Vestwell #6 in 401(k) Software 8.2/10 Paid ✓ 0 of 3 features Visit Vestwell

• Ameritas Retirement Plans fits best

  Organizations seeking broad retirement plan administration

• Vestwell fits best

  Low-cost plans with automated contributions

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Side by side

Feature	Ameritas Retirement Plans 9.3/10 Visit ↗	Vestwell 8.2/10 Visit ↗
At a glance
Editor score	9.3	8.2
Ranking	#1 in 401(k) Software	#6 in 401(k) Software
Best for	Organizations seeking broad retirement plan administration	Low-cost plans with automated contributions
Pricing model	Paid	Paid
Starting price	Pricing on request	$45/mo
Free plan	Not checked yet	—
Free trial	—	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, iOS, Android
Support	Email, Phone	Email, Docs
Integrations	2 integrations	190+ integrations
Built for	Small business, Mid-market, Enterprise	Solo, Small business, Mid-market, Enterprise
Features Ameritas Retirement Plans 3/3 · Vestwell 0/3
Employee enrollment	✓ (best)	Not checked yet
Compliance support	✓ (best)	Not checked yet
Participant mobile app	✓ (best)	Not checked yet
Specs
Plan types	401(k); profit-sharing; multiple employer (MEP); pooled employer (PEP); money purchase; ERISA 403(b); solo 401(k); 457(b); prevailing-wage 401(k); defined benefit; cash balance; governmental; safe harbor 401(k)	401(k), 403(b), profit-sharing, cash-balance plans
Payroll integrations	PRISM HR; iSolved	Not checked yet
Investment options	Mixed	Not checked yet
Our review
Pros	Supports many plan types, from 401(k) and PEP to defined benefit. Combines recordkeeping, compliance testing, filings and enrollment. Offers fiduciary services and participant web and mobile account tools.	Automates enrollment, contribution escalation, and payroll deductions Supports matching, nonelective, and safe harbor contributions Offers web, mobile, and API access with participant and employer portals
Cons	Pricing is customized and starts with a sales conversation. Named payroll integrations are PRISM HR and iSolved. The broad service scope may exceed the needs of employers seeking only recordkeeping.	Employer plans add participant and investment fees to the base price Listed payroll integrations are limited to six providers Not a general benefits administration product
Our verdict	Ameritas Retirement Plans provides customized retirement-plan recordkeeping and administration for businesses, nonprofits, governmental entities and professional employer organizations. Its scope extends beyond 401(k) plans to… Read the review →	Vestwell provides workplace retirement and savings programs for employers, advisors, and partners, with plan options for self-employed individuals and businesses starting a plan or transferring from another provider. Its tools cover plan… Read the review →

Strengths and trade-offs

• Ameritas Retirement Plans — where it wins

  • Supports many plan types, from 401(k) and PEP to defined benefit.
  • Combines recordkeeping, compliance testing, filings and enrollment.
  • Offers fiduciary services and participant web and mobile account tools.

  Where it doesn't

  • Pricing is customized and starts with a sales conversation.
  • Named payroll integrations are PRISM HR and iSolved.
  • The broad service scope may exceed the needs of employers seeking only recordkeeping.

• Vestwell — where it wins

  • Automates enrollment, contribution escalation, and payroll deductions
  • Supports matching, nonelective, and safe harbor contributions
  • Offers web, mobile, and API access with participant and employer portals

  Where it doesn't

  • Employer plans add participant and investment fees to the base price
  • Listed payroll integrations are limited to six providers
  • Not a general benefits administration product

• Ameritas Retirement Plans9.3/10 · Pricing on request

  Broad retirement-plan administration with enrollment, payroll, fiduciary and participant services.

  Visit AmeritasFull verdict →
• Vestwell8.2/10 · Paid

  A flexible 401(k) platform with plans starting at $45 per month.

  Visit VestwellFull verdict →