Ameritas Retirement Plans vs Human Interest

Ameritas Retirement Plans9.3Visit Human Interest8.8Visit

Higher score Ameritas Retirement Plans #1 in 401(k) Software 9.3/10 Pricing on request ✓ 3 of 3 features Visit Ameritas

vs

Human Interest #3 in 401(k) Software 8.8/10 Paid ✓ 0 of 3 features Visit Human Interest

• Ameritas Retirement Plans fits best

  Organizations seeking broad retirement plan administration

• Human Interest fits best

  Small businesses needing payroll connectivity

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Side by side

Feature	Ameritas Retirement Plans 9.3/10 Visit ↗	Human Interest 8.8/10 Visit ↗
At a glance
Editor score	9.3	8.8
Ranking	#1 in 401(k) Software	#3 in 401(k) Software
Best for	Organizations seeking broad retirement plan administration	Small businesses needing payroll connectivity
Pricing model	Paid	Paid
Starting price	Pricing on request	$80/mo
Free plan	Not checked yet	—
Free trial	—	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, iOS, Android
Support	Email, Phone	Phone, Docs
Integrations	2 integrations	600+ integrations
Built for	Small business, Mid-market, Enterprise	Small business, Mid-market
Features Ameritas Retirement Plans 3/3 · Human Interest 0/3
Employee enrollment	✓ (best)	Not checked yet
Compliance support	✓ (best)	Not checked yet
Participant mobile app	✓ (best)	Not checked yet
Specs
Plan types	401(k); profit-sharing; multiple employer (MEP); pooled employer (PEP); money purchase; ERISA 403(b); solo 401(k); 457(b); prevailing-wage 401(k); defined benefit; cash balance; governmental; safe harbor 401(k)	401(k), 403(b) retirement plans
Payroll integrations	PRISM HR; iSolved	Not checked yet
Investment options	Mixed	Not checked yet
Our review
Pros	Supports many plan types, from 401(k) and PEP to defined benefit. Combines recordkeeping, compliance testing, filings and enrollment. Offers fiduciary services and participant web and mobile account tools.	600+ payroll integrations for employee data and contributions Automatic enrollment with customizable setup options Complete and Concierge add filing, fiduciary, loan and distribution support
Cons	Pricing is customized and starts with a sales conversation. Named payroll integrations are PRISM HR and iSolved. The broad service scope may exceed the needs of employers seeking only recordkeeping.	Monthly base fee plus a per-eligible-employee charge Advanced compliance services require Complete or Concierge Focused on retirement plans rather than broader benefits administration
Our verdict	Ameritas Retirement Plans provides customized retirement-plan recordkeeping and administration for businesses, nonprofits, governmental entities and professional employer organizations. Its scope extends beyond 401(k) plans to… Read the review →	Human Interest provides employer 401(k) and 403(b) retirement plans, combining recordkeeping, plan administration and payroll contribution processing. It is aimed at small and mid-market businesses that want workplace retirement benefits… Read the review →

Strengths and trade-offs

• Ameritas Retirement Plans — where it wins

  • Supports many plan types, from 401(k) and PEP to defined benefit.
  • Combines recordkeeping, compliance testing, filings and enrollment.
  • Offers fiduciary services and participant web and mobile account tools.

  Where it doesn't

  • Pricing is customized and starts with a sales conversation.
  • Named payroll integrations are PRISM HR and iSolved.
  • The broad service scope may exceed the needs of employers seeking only recordkeeping.

• Human Interest — where it wins

  • 600+ payroll integrations for employee data and contributions
  • Automatic enrollment with customizable setup options
  • Complete and Concierge add filing, fiduciary, loan and distribution support

  Where it doesn't

  • Monthly base fee plus a per-eligible-employee charge
  • Advanced compliance services require Complete or Concierge
  • Focused on retirement plans rather than broader benefits administration

• Ameritas Retirement Plans9.3/10 · Pricing on request

  Broad retirement-plan administration with enrollment, payroll, fiduciary and participant services.

  Visit AmeritasFull verdict →
• Human Interest8.8/10 · Paid

  Payroll-connected retirement plan administration with tiered compliance support.

  Visit Human InterestFull verdict →