Ameritas Retirement Plans vs Charles Schwab Retirement Plan Services

Ameritas Retirement Plans9.3Visit CSCharles Schwab Retirement Plan Services9.1Visit

Higher score Ameritas Retirement Plans #1 in 401(k) Software 9.3/10 Pricing on request ✓ 3 of 3 features Visit Ameritas

vs

CS Charles Schwab Retirement Plan Services #2 in 401(k) Software 9.1/10 Pricing on request ✓ 3 of 3 features Visit Charles Schwab

• Ameritas Retirement Plans fits best

  Organizations seeking broad retirement plan administration

• Charles Schwab Retirement Plan Services fits best

  Mid-market and enterprise employers

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Side by side

Feature	Ameritas Retirement Plans 9.3/10 Visit ↗	CSCharles Schwab Retirement Plan Services 9.1/10 Visit ↗
At a glance
Editor score	9.3	9.1
Ranking	#1 in 401(k) Software	#2 in 401(k) Software
Best for	Organizations seeking broad retirement plan administration	Mid-market and enterprise employers
Pricing model	Paid	Paid
Starting price	Pricing on request	Pricing on request
Free plan	Not checked yet	—
Free trial	—	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web, iOS, Android	Web, iOS, Android
Support	Email, Phone	Phone, Docs
Built for	Small business, Mid-market, Enterprise	Mid-market, Enterprise
Features Ameritas Retirement Plans 3/3 · Charles Schwab Retirement Plan Services 3/3
Employee enrollment	✓	✓
Compliance support	✓	✓
Participant mobile app	✓	✓
Specs
Plan types	401(k); profit-sharing; multiple employer (MEP); pooled employer (PEP); money purchase; ERISA 403(b); solo 401(k); 457(b); prevailing-wage 401(k); defined benefit; cash balance; governmental; safe harbor 401(k)	401(k); defined contribution; ESOP; profit-sharing; money purchase; defined benefit; nonqualified deferred compensation
Payroll integrations	PRISM HR; iSolved	Not checked yet
Investment options	Mixed	Mixed
Our review
Pros	Supports many plan types, from 401(k) and PEP to defined benefit. Combines recordkeeping, compliance testing, filings and enrollment. Offers fiduciary services and participant web and mobile account tools.	Combines recordkeeping, plan administration, and plan design consulting Includes payroll feeds, one-click submissions, and more than 40 plan metrics Offers participant education, managed accounts, and Schwab Mobile access
Cons	Pricing is customized and starts with a sales conversation. Named payroll integrations are PRISM HR and iSolved. The broad service scope may exceed the needs of employers seeking only recordkeeping.	Workplace 401(k) pricing is customized and requires contacting Schwab No free plan is offered The former Workplace Mobile app has been retired in favor of Schwab Mobile
Our verdict	Ameritas Retirement Plans provides customized retirement-plan recordkeeping and administration for businesses, nonprofits, governmental entities and professional employer organizations. Its scope extends beyond 401(k) plans to… Read the review →	Employers looking for a workplace 401(k) service get recordkeeping, plan administration, investment-option selection, and consulting on plan design. Charles Schwab Retirement Plan Services also supports defined contribution plans, ESOPs,… Read the review →

Strengths and trade-offs

• Ameritas Retirement Plans — where it wins

  • Supports many plan types, from 401(k) and PEP to defined benefit.
  • Combines recordkeeping, compliance testing, filings and enrollment.
  • Offers fiduciary services and participant web and mobile account tools.

  Where it doesn't

  • Pricing is customized and starts with a sales conversation.
  • Named payroll integrations are PRISM HR and iSolved.
  • The broad service scope may exceed the needs of employers seeking only recordkeeping.

• Charles Schwab Retirement Plan Services — where it wins

  • Combines recordkeeping, plan administration, and plan design consulting
  • Includes payroll feeds, one-click submissions, and more than 40 plan metrics
  • Offers participant education, managed accounts, and Schwab Mobile access

  Where it doesn't

  • Workplace 401(k) pricing is customized and requires contacting Schwab
  • No free plan is offered
  • The former Workplace Mobile app has been retired in favor of Schwab Mobile

• Ameritas Retirement Plans9.3/10 · Pricing on request

  Broad retirement-plan administration with enrollment, payroll, fiduciary and participant services.

  Visit AmeritasFull verdict →
• CSCharles Schwab Retirement Plan Services9.1/10 · Pricing on request

  A broad 401(k) service for employers seeking administration, compliance support, and participant tools.

  Visit Charles SchwabFull verdict →