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Head-to-head · 401(k) Software

Human Interest vs Transamerica Retirement Solutions

  • Updated Oct 2026
  • Both researched from official sources
  • 2 checks side by side
Higher score Human Interest #3 in 401(k) Software 8.8/10 Paid ✓ 0 of 3 features Visit Human Interest
Transamerica Retirement Solutions #8 in 401(k) Software 7.8/10 Pricing on request ✓ 1 of 3 features Visit Transamerica

Human Interest leads on 0 checks, Transamerica Retirement Solutions on 0, and 2 are even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreHuman Interest · 8.8/10
  • Most featuresTransamerica Retirement Solutions · 1 of 3

Human Interest scores higher on our rubric for 401(k) software: 8.8 against 7.8 out of 10; our editors rank them #3 and #8.

Human Interest is the better fit for small businesses needing payroll connectivity. Transamerica Retirement Solutions is the better fit for employers needing multiple retirement plan types.

  • Human Interest fits best

    Small businesses needing payroll connectivity

  • Transamerica Retirement Solutions fits best

    Employers needing multiple retirement plan types

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Side by side

Feature Human Interest 8.8/10 Visit ↗ Transamerica Retirement Solutions 7.8/10 Visit ↗
At a glance
Editor score 8.8 7.8
Ranking #3 in 401(k) Software #8 in 401(k) Software
Best for Small businesses needing payroll connectivity Employers needing multiple retirement plan types
Pricing model Paid Paid
Starting price $80/mo Pricing on request
Free plan — —
Free trial — —
Deployment Cloud, Mobile Cloud, Mobile
Platforms Web, iOS, Android Web, iOS, Android
Support Phone, Docs Phone, Docs
Built for Small business, Mid-market Small business, Mid-market, Enterprise
Features Human Interest 0/3 · Transamerica Retirement Solutions 1/3
Employee enrollment Not checked yet Not checked yet
Compliance support Not checked yet Not checked yet
Participant mobile app Not checked yet ✓ (best)
Specs
Plan types 401(k), 403(b) retirement plans Defined contribution; defined benefit; pooled plan; nonqualified deferred compensation
Payroll integrations Not checked yet Not checked yet
Investment options Not checked yet Not checked yet
Our review
Pros
  • 600+ payroll integrations for employee data and contributions
  • Automatic enrollment with customizable setup options
  • Complete and Concierge add filing, fiduciary, loan and distribution support
  • Supports defined contribution, defined benefit, pooled, and nonqualified plans
  • Participant web access and mobile app support balance and account changes
  • Payroll administration tools and secure file transfer support plan operations
Cons
  • Monthly base fee plus a per-eligible-employee charge
  • Advanced compliance services require Complete or Concierge
  • Focused on retirement plans rather than broader benefits administration
  • Pricing requires contacting sales and varies by plan
  • Support is limited to phone and documentation, without 24/7 coverage
  • Plan features and investment options may vary by plan
Our verdict

Human Interest provides employer 401(k) and 403(b) retirement plans, combining recordkeeping, plan administration and payroll contribution processing. It is aimed at small and mid-market businesses that want workplace retirement benefits…

Read the review →

Transamerica Retirement Solutions provides employer retirement plans and recordkeeping services for small, mid-market, and enterprise organizations. Its coverage spans defined contribution, defined benefit, pooled plan, and nonqualified…

Read the review →
  1. Human Interest401(k) Software 8.8Paid
  2. Transamerica Retirement Solutions401(k) Software 7.8Pricing on request

Strengths and trade-offs

  • Human Interest — where it wins

    • 600+ payroll integrations for employee data and contributions
    • Automatic enrollment with customizable setup options
    • Complete and Concierge add filing, fiduciary, loan and distribution support

    Where it doesn't

    • Monthly base fee plus a per-eligible-employee charge
    • Advanced compliance services require Complete or Concierge
    • Focused on retirement plans rather than broader benefits administration

  • Transamerica Retirement Solutions — where it wins

    • Supports defined contribution, defined benefit, pooled, and nonqualified plans
    • Participant web access and mobile app support balance and account changes
    • Payroll administration tools and secure file transfer support plan operations

    Where it doesn't

    • Pricing requires contacting sales and varies by plan
    • Support is limited to phone and documentation, without 24/7 coverage
    • Plan features and investment options may vary by plan

More comparisons

All 401(k) software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update