Best True Wealth Alternatives in 2026
The top True Wealth alternatives are Wealthfront, E*TRADE Core Portfolios and Questwealth Portfolios: 15 Robo-Advisor apps our editors would look at instead of True Wealth, in our ranking order.
True Wealth: Customizable ETF portfolios with automated rebalancing and Swiss Pillar 3a investing. Where it falls short: requires a minimum investment of 8,500.
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Best forInvestors seeking customization and tax management
Automates investing and rebalancing, with customization and tax-loss harvesting for eligible accounts.
- Tax-loss harvesting
- Socially responsible option
- Retirement accounts
9.4/10★★★★★Visit Wealthfront -
Best forInvestors seeking rebalancing and taxable-account tax tools
A managed ETF portfolio with daily monitoring, rebalancing, and optional tax-loss harvesting.
- Tax-loss harvesting
- Socially responsible option
- Retirement accounts
8.8/10★★★★☆Visit E*TRADE -
Best forCanadian investors seeking managed, ESG-capable portfolios
Managed, actively overseen ETF portfolios with a $250 starting minimum.
- Tax-loss harvesting
- Socially responsible option
- Retirement accounts
8.1/10★★★★☆Visit Questwealth -
Best forAlly customers seeking a no-fee portfolio option
Automated ETF management with a no-advisory-fee option that keeps 30% in cash.
- Socially responsible option
- Retirement accounts
- Goal-based portfolios
7.6/10★★★★☆Visit Ally Invest -
Best forCanadian investors wanting managed portfolios and tax
Managed Canadian portfolios with automated rebalancing, tax features, and registered accounts.
- Tax-loss harvesting
- Socially responsible option
- Retirement accounts
7.3/10★★★★☆Visit Wealthsimple -
Best forInvestors pairing goal-based investing with cash savings
Goal-based investing and cash savings, with automated portfolio management.
7.1/10★★★★☆Visit Betterment -
Best forInvestors seeking advisor access alongside automation
Goal-based automated portfolios with optional phone access to financial advisors.
- Tax-loss harvesting
- Retirement accounts
- Goal-based portfolios
6.9/10★★★☆☆Visit Wells Fargo -
Best forInvestors wanting optional advisor help and tax tools
Goal-based managed investing with optional one-on-one advisor guidance.
- Tax-loss harvesting
- Retirement accounts
- Goal-based portfolios
6.7/10★★★☆☆Visit Merrill -
Best forInvestors wanting tracking and managed investing
Free portfolio tracking, with managed investing that starts at a $2,000 minimum.
- Tax-loss harvesting
- Retirement accounts
- Goal-based portfolios
6.7/10★★★☆☆Visit SigFig -
Best forUK investors seeking managed and self-directed options
Managed portfolios, pensions and self-directed investing in one UK platform.
- Socially responsible option
- Retirement accounts
- Goal-based portfolios
6.5/10★★★☆☆Visit Moneyfarm -
Best forCanadian investors seeking ESG and alternative assets
Automated Canadian investing with advice, registered accounts, and ESG and private portfolios.
- Socially responsible option
- Retirement accounts
- Goal-based portfolios
6.4/10★★★☆☆Visit site -
Best forUK investors seeking simple managed plans and risk choices
A managed UK investing service with flexible account types, risk styles and ethical portfolios.
- Socially responsible option
- Retirement accounts
- Goal-based portfolios
6.1/10★★★☆☆Visit Wealthify -
Best forCanadian investors wanting portfolios with advisor support
Managed ETF portfolios with rebalancing and advisor access, but fees and minimum limit value.
- Retirement accounts
- Goal-based portfolios
5.9/10★★★☆☆Visit BMO SmartFolio -
Best forInvestors wanting guided portfolios and representative
Guided, diversified investing with rebalancing and Qtrade representative support.
- Socially responsible option
- Retirement accounts
- Goal-based portfolios
5.9/10★★★☆☆Visit Qtrade -
Best forBeginners who want round-ups and broader money tools
Round-Ups and diversified portfolios pair with broader money tools for a monthly fee.
5.8/10★★★☆☆Visit Acorns
True Wealth Alternatives: Common Questions
What is the best alternative to True Wealth?
Wealthfront: #1 in our Robo-Advisor Apps ranking, with an editor score of 9.4 out of 10. Automates investing and rebalancing, with customization and tax-loss harvesting for eligible accounts.
Is there a free alternative to True Wealth?
Yes. Betterment and SigFig Wealth Management have a free plan or a free tier.
True Wealth vs Each Alternative
| # | Tool | Free plan | Paid from | Minimum investment | Tax-loss harvesting | Human advisor access | Goal-based portfolios | Score |
|---|---|---|---|---|---|---|---|---|
| 13 | True Wealth | No | — | 8500 $ | — | Optional | Yes | 6.0 |
| 1 | Wealthfront | No | — | 500 $ | Yes | None | Yes | 9.4 |
| 2 | E*TRADE Core Portfolios | No | $1.5/yr | 500 $ | Yes | None | Yes | 8.8 |
| 3 | Questwealth Portfolios | No | — | 250 $ | Yes | Optional | Yes | 8.1 |
| 4 | Ally Invest Robo Portfolios | No | Free | 100 $ | No | Optional | Yes | 7.6 |
| 5 | Wealthsimple Managed Investing | No | — | — | Yes | Optional | Yes | 7.3 |
| 6 | Betterment | Yes | — | — | — | — | — | 7.1 |
| 7 | Wells Fargo Intuitive Investor | No | — | 500 $ | Yes | Optional | Yes | 6.9 |
| 8 | Merrill Guided Investing | No | — | 1000 $ | Yes | Optional | Yes | 6.7 |
| 9 | SigFig Wealth Management | Yes | — | 2000 $ | Yes | Included | Yes | 6.7 |
| 10 | Moneyfarm | No | — | 500 $ | — | Optional | Yes | 6.5 |
| 11 | CI Direct Investing | No | — | 100 $ | No | Included | Yes | 6.4 |
| 12 | Wealthify | No | — | 1000 $ | — | None | Yes | 6.1 |
| 14 | BMO SmartFolio | No | — | 1000 $ | No | Included | Yes | 5.9 |
| 15 | Qtrade Guided Portfolios | No | — | 0 $ | — | Included | Yes | 5.9 |
| 16 | Acorns | No | — | — | — | — | — | 5.8 |
Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
Last updated · How we research and update