Plum
Plum: A broad savings and investing app with free automation and tiered upgrades. Ranked #1 of 17 in Automated Savings Apps by our editors (9.4/10); pricing: Free plan · 30-day trial; best for broad automated saving and investing.
At a glance
- Editor score9.4 / 10
- PricingFree plan · 30-day trial
- Best forBroad automated saving and investing
- Free planYes
- Paid from£3.99/mo
- Card roundupsYes
- Founded2016 · London, United Kingdom
- Facts checked20 Sep 2026
Where it wins
- Automatic deposits, round-ups and scheduled saving rules
- Interest-bearing Pockets, Cash ISA and money-market products
- iOS and Android apps with instant withdrawals available
Where it doesn't
- Many advanced features require a paid subscription
- Basic includes only one interest-bearing Pocket
- Pricing and features vary by region and savings product
Our verdict on Plum
Plum is a personal finance app for people who want to automate saving, investing and budgeting. It connects to a bank account, analyzes financial activity and can make automatic deposits, round-ups and scheduled transfers. Users can organize money into goal-based Pockets, access interest-bearing savings products, and explore investments including stocks, funds and pensions. A Plum Visa Debit Card is also available, depending on location and subscription. The app supports iOS and Android.
The UK plans provide a clear progression from free automation to paid saving, investing and spending features. Basic costs £0 per month and includes automatic deposits, round-ups, weekly and PayDay deposits, one interest-bearing Pocket, Cash ISA and Plum Interest. Plus costs £3.99 per month and adds custom saving rules, mutual funds and a limited Spend Tracker. Boost costs £7.99 per month and adds up to 15 customizable Pockets, the Plum Debit Card, a full Spend Tracker, advanced mutual funds and improved Pocket and MMF rates. Max costs £14.99 per month and adds the maximum Pocket and MMF rate, 95-Day Notice Accounts and listed partner benefits. Paid tiers are advertised as free to try for 30 days.
Plum’s main strength is breadth: one app combines bank-activity saving, card and bank-transaction round-ups, scheduled automations, goals, savings products, investments and spending tools. Splitter can automate allocation of deposits, while the higher tiers add more control over Pockets and investing. That range suits people seeking a single place for automated saving and investing rather than a narrowly focused savings tool. The trade-off is a subscription ladder for several advanced capabilities, and product availability depends on location and subscription. Choose Plum for broad automation across savings and investments; consider another option if you need a simpler free-only setup or a single-purpose savings app.
Your product? Our editors can test Plum in depth and publish a review, labelled as paid · from $149/mo →
Plum pricing
Plum fact sheet
| Free plan | Yes |
|---|---|
| Paid from | £3.99/mo |
| Card roundups | Yes |
| Scheduled transfers | Yes |
| Custom savings rules | Yes |
| Savings goal limit | Not verified |
| Interest on savings | Yes |
| Withdrawal method | Instant |
| Supported platforms | Not verified |
| Free trial | 30 days |
| Deployment | Cloud, Mobile |
| Platforms | iOS, Android |
| Compliance & security | GDPR |
| Support | Email, Live chat, Docs |
| Built for | Solo, Small business (editorial estimate) |
| Pricing | Free plan · 30-day trial (source) |
| Website | withplum.com |
| Facts checked | 20 Sep 2026 |
Alternatives to Plum
- ChipA flexible UK savings app with AI autosaves, goals, investments and quick withdrawals.9.1
- PiggyVestA free savings app with automation, targets, flexible wallets, and fixed-term options.8.9
- finbeeA flexible Japan-focused savings app for turning everyday actions into deposits.8.7
Plum vs the competition
Compare Plum with any tool side by side →
Also Ranked In
Plum is ranked in 2 of our directories.
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Featured on iTechGuides
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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