finbee
finbee: A flexible Japan-focused savings app for turning everyday actions into deposits. Ranked #4 of 17 in Automated Savings Apps by our editors (8.7/10); pricing: Free plan · 30-day trial; best for highly customizable savings rules.
At a glance
- Editor score8.7 / 10
- PricingFree plan · 30-day trial
- Best forHighly customizable savings rules
- Free planYes
- Card roundupsYes
- Founded2016 · Tokyo, Japan
- Facts checked20 Sep 2026
Where it wins
- Custom rules can trigger savings from user-defined conditions and amounts
- Supports scheduled deposits, card roundups, steps, and location check-ins
- Shared goals and pretend savings support individual and family planning
Where it doesn't
- Primarily designed for supported Japanese bank accounts
- Free plan limits active-goal history to two years
- Completed-goal history is unavailable on the Free plan
Our verdict on finbee
finbee is a Japan-focused mobile savings app for individuals, families, friends, and partners who want to automate contributions toward defined goals. Its iOS and Android apps support scheduled daily, weekly, or monthly deposits, debit and credit card roundups, one-tap manual deposits, and goals with target amounts and dates. Users can also save through custom rules, step counts, location check-ins, quests, and shared goals. Pretend savings provides a way to track progress without linking a bank account.
The main strength is the range of savings triggers. Custom rules let users define both the condition and the amount, while Apple Health and Health Connect support step-count savings. Location-based check-ins and card roundups add more behavioral options, so finbee can suit people who prefer automatic prompts tied to routines rather than a single recurring transfer. The Free plan includes the core service, with active-goal history limited to two years and no completed-goal history. The published paid tiers show Basic at 300 and Premium at 300; both hide ads, while Basic supports up to 20 goals and Premium supports unlimited goals. Basic and Premium also include unlimited savings history and memo viewing. A 30-day free period applies to first-time finbee+ subscriptions.
Platform fit is strongest for users with supported Japanese bank accounts, debit or credit cards, or compatible health platforms. Bank behavior can differ: Japan Post Bank records pretend savings in the app rather than moving funds. That makes finbee a good choice for Japan-based savers who want detailed rule customization, multiple goal structures, and shared planning. It is less suitable for people outside the supported Japanese banking ecosystem or for anyone seeking a savings product centered on a single, simple transfer schedule. Choose Free for basic goal tracking, Basic for up to 20 goals with expanded history, and Premium when unlimited goals are important.
Your product? Our editors can test finbee in depth and publish a review, labelled as paid · from $149/mo →
finbee pricing
All 3 finbee plans and prices →
finbee fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| Card roundups | Yes |
| Scheduled transfers | Yes |
| Custom savings rules | Yes |
| Savings goal limit | 20 goals |
| Interest on savings | Yes |
| Withdrawal method | Manual |
| Supported platforms | Not verified |
| Free trial | 30 days |
| Deployment | Mobile |
| Platforms | iOS, Android |
| Support | Docs |
| Built for | Solo, Small business (editorial estimate) |
| Integrations | 5 integrations: Supported Japanese bank accounts, Apple Health, Health Connect, Debit cards, Credit cards |
| Pricing | Free plan · 30-day trial (source) |
| Website | finbee.jp |
| Facts checked | 20 Sep 2026 |
finbee integrations
finbee lists 5 integrations on its own site.
- Supported Japanese bank accounts
- Apple Health
- Health Connect
- Debit cards
- Credit cards
Alternatives to finbee
- PlumA broad savings and investing app with free automation and tiered upgrades.9.4
- ChipA flexible UK savings app with AI autosaves, goals, investments and quick withdrawals.9.1
- PiggyVestA free savings app with automation, targets, flexible wallets, and fixed-term options.8.9
finbee vs the competition
Compare finbee with any tool side by side →
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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