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Head-to-head · Automated Savings Apps

Plum vs finbee

  • Updated Oct 2026
  • Both researched from official sources
  • 5 checks side by side
Higher score Plum #1 in Automated Savings Apps 9.4/10 Free plan · 30-day trial Free planFree trial✓ 4 of 4 features Visit Plum
finbee #4 in Automated Savings Apps 8.7/10 Free plan · 30-day trial Free planFree trial✓ 4 of 4 features Visit finbee

Plum leads on 0 checks, finbee on 0, and 5 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scorePlum · 9.4/10
  • Free planboth
  • Free trialboth

Plum scores higher on our rubric for automated savings apps: 9.4 against 8.7 out of 10; our editors rank them #1 and #4.

On withdrawal method, finbee gives you Manual where Plum offers Instant.

Plum is the better fit for broad automated saving and investing. finbee is the better fit for highly customizable savings rules.

  • Plum fits best

    Broad automated saving and investing

  • finbee fits best

    Highly customizable savings rules

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Plum 9.4/10 Visit ↗ finbee 8.7/10 Visit ↗
At a glance
Editor score 9.4 8.7
Ranking #1 in Automated Savings Apps #4 in Automated Savings Apps
Best for Broad automated saving and investing Highly customizable savings rules
Pricing model Free plan + paid Free plan + paid
Starting price £3.99/mo —
Free plan ✓ ✓
Free trial 30 days 30 days
Free trial length 30 days 30 days
Deployment Cloud, Mobile Mobile
Platforms iOS, Android iOS, Android
Support Email, Live chat, Docs Docs
Built for Solo, Small business Solo, Small business
Features Plum 4/4 · finbee 4/4
Card roundups ✓ ✓
Scheduled transfers ✓ ✓
Custom savings rules ✓ ✓
Interest on savings ✓ ✓
Specs
Savings goal limit Not checked yet 20 goals
Withdrawal method Instant Manual
Supported platforms Not checked yet Not checked yet
Our review
Pros
  • Automatic deposits, round-ups and scheduled saving rules
  • Interest-bearing Pockets, Cash ISA and money-market products
  • iOS and Android apps with instant withdrawals available
  • Custom rules can trigger savings from user-defined conditions and amounts
  • Supports scheduled deposits, card roundups, steps, and location check-ins
  • Shared goals and pretend savings support individual and family planning
Cons
  • Many advanced features require a paid subscription
  • Basic includes only one interest-bearing Pocket
  • Pricing and features vary by region and savings product
  • Primarily designed for supported Japanese bank accounts
  • Free plan limits active-goal history to two years
  • Completed-goal history is unavailable on the Free plan
Our verdict

Plum is a personal finance app for people who want to automate saving, investing and budgeting. It connects to a bank account, analyzes financial activity and can make automatic deposits, round-ups and scheduled transfers. Users can…

Read the review →

finbee is a Japan-focused mobile savings app for individuals, families, friends, and partners who want to automate contributions toward defined goals. Its iOS and Android apps support scheduled daily, weekly, or monthly deposits, debit and…

Read the review →
  1. PlumAutomated Savings Apps 9.4Free plan · 30-day trial
  2. finbeeAutomated Savings Apps 8.7Free plan · 30-day trial

Strengths and trade-offs

  • Plum — where it wins

    • Automatic deposits, round-ups and scheduled saving rules
    • Interest-bearing Pockets, Cash ISA and money-market products
    • iOS and Android apps with instant withdrawals available

    Where it doesn't

    • Many advanced features require a paid subscription
    • Basic includes only one interest-bearing Pocket
    • Pricing and features vary by region and savings product
  • finbee — where it wins

    • Custom rules can trigger savings from user-defined conditions and amounts
    • Supports scheduled deposits, card roundups, steps, and location check-ins
    • Shared goals and pretend savings support individual and family planning

    Where it doesn't

    • Primarily designed for supported Japanese bank accounts
    • Free plan limits active-goal history to two years
    • Completed-goal history is unavailable on the Free plan
  • Plum9.4/10 · Free plan · 30-day trial

    A broad savings and investing app with free automation and tiered upgrades.

    Visit PlumFull verdict →
  • finbee8.7/10 · Free plan · 30-day trial

    A flexible Japan-focused savings app for turning everyday actions into deposits.

    Visit finbeeFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update