Head-to-head · Automated Savings Apps
Plum vs finbee
Plum leads on 0 checks, finbee on 0, and 5 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scorePlum · 9.4/10
- Free planboth
- Free trialboth
Plum scores higher on our rubric for automated savings apps: 9.4 against 8.7 out of 10; our editors rank them #1 and #4.
On withdrawal method, finbee gives you Manual where Plum offers Instant.
Plum is the better fit for broad automated saving and investing. finbee is the better fit for highly customizable savings rules.
- Plum fits best
Broad automated saving and investing
- finbee fits best
Highly customizable savings rules
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Side by side
| Feature | Plum 9.4/10 Visit ↗ | finbee 8.7/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.4 | 8.7 |
| Ranking | #1 in Automated Savings Apps | #4 in Automated Savings Apps |
| Best for | Broad automated saving and investing | Highly customizable savings rules |
| Pricing model | Free plan + paid | Free plan + paid |
| Starting price | £3.99/mo | — |
| Free plan | ✓ | ✓ |
| Free trial | 30 days | 30 days |
| Free trial length | 30 days | 30 days |
| Deployment | Cloud, Mobile | Mobile |
| Platforms | iOS, Android | iOS, Android |
| Support | Email, Live chat, Docs | Docs |
| Built for | Solo, Small business | Solo, Small business |
| Features Plum 4/4 · finbee 4/4 | ||
| Card roundups | ✓ | ✓ |
| Scheduled transfers | ✓ | ✓ |
| Custom savings rules | ✓ | ✓ |
| Interest on savings | ✓ | ✓ |
| Specs | ||
| Savings goal limit | Not checked yet | 20 goals |
| Withdrawal method | Instant | Manual |
| Supported platforms | Not checked yet | Not checked yet |
| Our review | ||
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| Cons |
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| Our verdict | Plum is a personal finance app for people who want to automate saving, investing and budgeting. It connects to a bank account, analyzes financial activity and can make automatic deposits, round-ups and scheduled transfers. Users can… Read the review → |
finbee is a Japan-focused mobile savings app for individuals, families, friends, and partners who want to automate contributions toward defined goals. Its iOS and Android apps support scheduled daily, weekly, or monthly deposits, debit and… Read the review → |
Strengths and trade-offs
Plum — where it wins
- Automatic deposits, round-ups and scheduled saving rules
- Interest-bearing Pockets, Cash ISA and money-market products
- iOS and Android apps with instant withdrawals available
Where it doesn't
- Many advanced features require a paid subscription
- Basic includes only one interest-bearing Pocket
- Pricing and features vary by region and savings product
finbee — where it wins
- Custom rules can trigger savings from user-defined conditions and amounts
- Supports scheduled deposits, card roundups, steps, and location check-ins
- Shared goals and pretend savings support individual and family planning
Where it doesn't
- Primarily designed for supported Japanese bank accounts
- Free plan limits active-goal history to two years
- Completed-goal history is unavailable on the Free plan
- Plum9.4/10 · Free plan · 30-day trial
A broad savings and investing app with free automation and tiered upgrades.
Visit PlumFull verdict → - finbee8.7/10 · Free plan · 30-day trial
A flexible Japan-focused savings app for turning everyday actions into deposits.
Visit finbeeFull verdict →
More comparisons
- Plum vs Chip
- Plum vs PiggyVest
- Plum vs Goin
- Plum vs Spave
- Plum vs SavingsBox
- Plum vs Qapital
- Chip vs finbee
- PiggyVest vs finbee
All automated savings apps comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update







