Plum vs Goin

Plum9.4Visit Goin8.5Visit

Higher score Plum #1 in Automated Savings Apps 9.4/10 Free plan · 30-day trial Free planFree trial✓ 4 of 4 features Visit Plum

vs

Goin #5 in Automated Savings Apps 8.5/10 Free plan Free plan✓ 4 of 4 features Visit Goin

• Plum fits best

  Broad automated saving and investing

• Goin fits best

  Free multi-method automated saving

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Side by side

Feature	Plum 9.4/10 Visit ↗	Goin 8.5/10 Visit ↗
At a glance
Editor score	9.4	8.5
Ranking	#1 in Automated Savings Apps	#5 in Automated Savings Apps
Best for	Broad automated saving and investing	Free multi-method automated saving
Pricing model	Free plan + paid	Free plan + paid
Starting price	£3.99/mo	Free plan
Free plan	✓	✓
Free trial	30 days	—
Deployment	Cloud, Mobile	Mobile, Browser extension
Platforms	iOS, Android	iOS, Android, Chrome extension
Support	Email, Live chat, Docs	Email, Docs
Compliance	GDPR	GDPR
Built for	Solo, Small business	Solo
Features Plum 4/4 · Goin 4/4
Card roundups	✓	✓
Scheduled transfers	✓	✓
Custom savings rules	✓	✓
Interest on savings	✓	✓
Specs
Savings goal limit	Not checked yet	Not checked yet
Withdrawal method	Instant	Manual
Supported platforms	Not checked yet	Not checked yet
Our review
Pros	Automatic deposits, round-ups and scheduled saving rules Interest-bearing Pockets, Cash ISA and money-market products iOS and Android apps with instant withdrawals available	Round-ups, scheduled contributions, and payroll-based saving Savings goals, wallets, cashback, and discounted gift cards iOS, Android, and Chrome extension support
Cons	Many advanced features require a paid subscription Basic includes only one interest-bearing Pocket Pricing and features vary by region and savings product	Withdrawals are manual Cashback depends on participating brands Crypto investing may distract from straightforward saving
Our verdict	Plum is a personal finance app for people who want to automate saving, investing and budgeting. It connects to a bank account, analyzes financial activity and can make automatic deposits, round-ups and scheduled transfers. Users can… Read the review →	Goin is a mobile finance app for people who want to automate personal saving through several methods. It connects banks and cards through PSD2, rounds up card purchases, schedules daily, weekly, or monthly contributions, and can retain a… Read the review →

Strengths and trade-offs

• Plum — where it wins

  • Automatic deposits, round-ups and scheduled saving rules
  • Interest-bearing Pockets, Cash ISA and money-market products
  • iOS and Android apps with instant withdrawals available

  Where it doesn't

  • Many advanced features require a paid subscription
  • Basic includes only one interest-bearing Pocket
  • Pricing and features vary by region and savings product

• Goin — where it wins

  • Round-ups, scheduled contributions, and payroll-based saving
  • Savings goals, wallets, cashback, and discounted gift cards
  • iOS, Android, and Chrome extension support

  Where it doesn't

  • Withdrawals are manual
  • Cashback depends on participating brands
  • Crypto investing may distract from straightforward saving

• Plum9.4/10 · Free plan · 30-day trial

  A broad savings and investing app with free automation and tiered upgrades.

  Visit PlumFull verdict →
• Goin8.5/10 · Free plan

  A free, broad savings app for automating deposits across several methods.

  Visit GoinFull verdict →