Goin
Goin: A free, broad savings app for automating deposits across several methods. Ranked #5 of 17 in Automated Savings Apps by our editors (8.5/10); pricing: Free plan; best for free multi-method automated saving.
At a glance
- Editor score8.5 / 10
- PricingFree plan
- Best forFree multi-method automated saving
- Free planYes
- Card roundupsYes
- Facts checked20 Sep 2026
Where it wins
- Round-ups, scheduled contributions, and payroll-based saving
- Savings goals, wallets, cashback, and discounted gift cards
- iOS, Android, and Chrome extension support
Where it doesn't
- Withdrawals are manual
- Cashback depends on participating brands
- Crypto investing may distract from straightforward saving
Our verdict on Goin
Goin is a mobile finance app for people who want to automate personal saving through several methods. It connects banks and cards through PSD2, rounds up card purchases, schedules daily, weekly, or monthly contributions, and can retain a percentage of income or payroll. Users can organize money into savings goals and wallets. The app is available on iOS and Android, with a Chrome extension for online shopping offers and cashback. Its free tier makes it suited to people who want automated saving without committing to a paid plan.
The main strength is breadth within automated saving. Goin supports round-ups, scheduled transfers, custom saving rules, and income-based retention rather than limiting users to one trigger. Goals and wallets provide separate places for saved money, while cashback and discounted gift cards extend the app into rewards and shopping. The Chrome extension adds a browser-based route to those offers. This range may appeal to users who want one app for saving routines and rewards, but it is less focused than a simple round-up tool.
Goin also includes cryptocurrency investing and interest earning in its published feature set, so its scope goes beyond conventional savings automation. That broader mix may suit users who want savings, rewards, and additional financial options together. However, withdrawals are manual, and cashback relies on participating brands. Users looking for a narrowly focused savings app, automatic withdrawals, or a product centered only on cash savings may prefer a simpler alternative. Goin is a stronger fit for people who value multiple saving methods, mobile access, goals, and shopping-related rewards in one service.
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Goin pricing
Goin fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| Card roundups | Yes |
| Scheduled transfers | Yes |
| Custom savings rules | Yes |
| Savings goal limit | Not verified |
| Interest on savings | Yes |
| Withdrawal method | Manual |
| Supported platforms | Not verified |
| Deployment | Mobile, Browser extension |
| Platforms | iOS, Android, Chrome extension |
| Compliance & security | GDPR |
| Support | Email, Docs |
| Built for | Solo (editorial estimate) |
| Pricing | Free plan |
| Website | goin.app |
| Facts checked | 20 Sep 2026 |
Alternatives to Goin
- PlumA broad savings and investing app with free automation and tiered upgrades.9.4
- ChipA flexible UK savings app with AI autosaves, goals, investments and quick withdrawals.9.1
- PiggyVestA free savings app with automation, targets, flexible wallets, and fixed-term options.8.9
Goin vs the competition
Compare Goin with any tool side by side →
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The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Goin for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
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Featured on iTechGuides
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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