Plum vs Spave

Plum9.4Visit Spave8.3Visit

Higher score Plum #1 in Automated Savings Apps 9.4/10 Free plan · 30-day trial Free planFree trial✓ 4 of 4 features Visit Plum

vs

Spave #6 in Automated Savings Apps 8.3/10 Free plan Free plan✓ 3 of 4 features Visit Spave

• Plum fits best

  Broad automated saving and investing

• Spave fits best

  Free spending-linked saving and giving

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Side by side

Feature	Plum 9.4/10 Visit ↗	Spave 8.3/10 Visit ↗
At a glance
Editor score	9.4	8.3
Ranking	#1 in Automated Savings Apps	#6 in Automated Savings Apps
Best for	Broad automated saving and investing	Free spending-linked saving and giving
Pricing model	Free plan + paid	Free
Starting price	£3.99/mo	Free plan
Free plan	✓	✓
Free trial	30 days	—
Deployment	Cloud, Mobile	Mobile
Platforms	iOS, Android	iOS, Android
Support	Email, Live chat, Docs	Email
Built for	Solo, Small business	Solo, Small business
Features Plum 4/4 · Spave 3/4
Card roundups	✓	✓
Scheduled transfers	✓	✓
Custom savings rules	✓	✓
Interest on savings	✓ (best)	Not checked yet
Specs
Savings goal limit	Not checked yet	Not checked yet
Withdrawal method	Instant	Not checked yet
Supported platforms	Not checked yet	Not checked yet
Our review
Pros	Automatic deposits, round-ups and scheduled saving rules Interest-bearing Pockets, Cash ISA and money-market products iOS and Android apps with instant withdrawals available	Free round-ups, percentage contributions, and fixed recurring contributions Savings goals with progress tracking and a transaction dashboard Combines personal saving with giving to selected nonprofits
Cons	Many advanced features require a paid subscription Basic includes only one interest-bearing Pocket Pricing and features vary by region and savings product	Mobile access is limited to iOS and Android Contribution setup depends on connected bank or card accounts Its focus is saving and giving rather than broader budgeting
Our verdict	Plum is a personal finance app for people who want to automate saving, investing and budgeting. It connects to a bank account, analyzes financial activity and can make automatic deposits, round-ups and scheduled transfers. Users can… Read the review →	Spave is a free mobile financial app for individuals who want to automate saving and charitable giving through everyday spending. Users connect bank or card accounts through Plaid, then direct card-purchase round-ups, percentage-based… Read the review →

Strengths and trade-offs

• Plum — where it wins

  • Automatic deposits, round-ups and scheduled saving rules
  • Interest-bearing Pockets, Cash ISA and money-market products
  • iOS and Android apps with instant withdrawals available

  Where it doesn't

  • Many advanced features require a paid subscription
  • Basic includes only one interest-bearing Pocket
  • Pricing and features vary by region and savings product

• Spave — where it wins

  • Free round-ups, percentage contributions, and fixed recurring contributions
  • Savings goals with progress tracking and a transaction dashboard
  • Combines personal saving with giving to selected nonprofits

  Where it doesn't

  • Mobile access is limited to iOS and Android
  • Contribution setup depends on connected bank or card accounts
  • Its focus is saving and giving rather than broader budgeting

• Plum9.4/10 · Free plan · 30-day trial

  A broad savings and investing app with free automation and tiered upgrades.

  Visit PlumFull verdict →
• Spave8.3/10 · Free plan

  A free mobile app for linking spending, saving toward goals, and donating to nonprofits.

  Visit SpaveFull verdict →