Spave
Spave: A free mobile app for linking spending, saving toward goals, and donating to nonprofits. Ranked #6 of 17 in Automated Savings Apps by our editors (8.3/10); pricing: Free plan; best for free spending-linked saving and giving.
At a glance
- Editor score8.3 / 10
- PricingFree plan
- Best forFree spending-linked saving and giving
- Free planYes
- Paid fromFree
- Card roundupsYes
- Facts checked20 Sep 2026
Where it wins
- Free round-ups, percentage contributions, and fixed recurring contributions
- Savings goals with progress tracking and a transaction dashboard
- Combines personal saving with giving to selected nonprofits
Where it doesn't
- Mobile access is limited to iOS and Android
- Contribution setup depends on connected bank or card accounts
- Its focus is saving and giving rather than broader budgeting
Our verdict on Spave
Spave is a free mobile financial app for individuals who want to automate saving and charitable giving through everyday spending. Users connect bank or card accounts through Plaid, then direct card-purchase round-ups, percentage-based contributions, or fixed recurring contributions toward personal savings goals and selected nonprofits. The app also supports employer and nonprofit partnership use cases, making it relevant beyond individual saving while keeping its core experience centered on spending-linked contributions.
The strongest differentiator is the combination of savings and giving in one workflow. Users can create personal goals, track progress, review transaction-based contributions, and direct money to selected nonprofits. Spave describes access to more than 1.5 million accredited charities, while its transaction and impact dashboard brings saving activity and charitable outcomes into the same view. For someone who wants everyday purchases to support both a financial goal and charitable donations, this focused structure is more relevant than a savings-only app.
Spave’s ecosystem includes Plaid for bank-account and card connectivity, along with Dwolla, AWS, and MakeMyDonation. The app is available on iOS and Android, and the listed contribution options include round-ups, scheduled fixed amounts, percentage rules, and custom rules. Its free model keeps the core proposition straightforward, without a tiered plan structure to compare. Choose Spave if free, automated saving and giving are the main priorities. Consider another type of financial app if you need a wider budgeting workflow or access beyond mobile platforms.
Your product? Our editors can test Spave in depth and publish a review, labelled as paid · from $149/mo →
Spave pricing
Spave fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Free |
| Card roundups | Yes |
| Scheduled transfers | Yes |
| Custom savings rules | Yes |
| Savings goal limit | Not verified |
| Interest on savings | Not verified |
| Withdrawal method | Not verified |
| Supported platforms | Not verified |
| Deployment | Mobile |
| Platforms | iOS, Android |
| Support | |
| Built for | Solo, Small business (editorial estimate) |
| Integrations | 4 integrations: Plaid, Dwolla, AWS, MakeMyDonation |
| Pricing | Free plan |
| Website | spave.io |
| Facts checked | 20 Sep 2026 |
Spave integrations
Spave lists 4 integrations on its own site.
- Plaid
- Dwolla
- AWS
- MakeMyDonation
Alternatives to Spave
- PlumA broad savings and investing app with free automation and tiered upgrades.9.4
- ChipA flexible UK savings app with AI autosaves, goals, investments and quick withdrawals.9.1
- PiggyVestA free savings app with automation, targets, flexible wallets, and fixed-term options.8.9
Spave vs the competition
Compare Spave with any tool side by side →
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The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Spave for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
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Featured on iTechGuides
Spave is listed in our Automated Savings Apps directory. Add the badge to your site — it links back to this page.
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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