Plum vs SavingsBox

Plum9.4Visit SavingsBox8.0Visit

Higher score Plum #1 in Automated Savings Apps 9.4/10 Free plan · 30-day trial Free planFree trial✓ 4 of 4 features Visit Plum

vs

SavingsBox #7 in Automated Savings Apps 8.0/10 Free plan Free plan✓ 2 of 4 features Visit SavingsBox

• Plum fits best

  Broad automated saving and investing

• SavingsBox fits best

  Savings boxes with AI coaching

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Side by side

Feature	Plum 9.4/10 Visit ↗	SavingsBox 8.0/10 Visit ↗
At a glance
Editor score	9.4	8.0
Ranking	#1 in Automated Savings Apps	#7 in Automated Savings Apps
Best for	Broad automated saving and investing	Savings boxes with AI coaching
Pricing model	Free plan + paid	Free plan + paid
Starting price	£3.99/mo	$4.99/mo
Free plan	✓	✓
Free trial	30 days	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	iOS, Android	Web, iOS, Android
Support	Email, Live chat, Docs	Email, Tickets
Compliance	GDPR	2FA
Built for	Solo, Small business	Solo, Small business
Features Plum 4/4 · SavingsBox 2/4
Card roundups	✓	✓
Scheduled transfers	✓	✓
Custom savings rules	✓ (best)	Not checked yet
Interest on savings	✓ (best)	—
Specs
Savings goal limit	Not checked yet	Not checked yet
Withdrawal method	Instant	Manual
Supported platforms	Not checked yet	Not checked yet
Our review
Pros	Automatic deposits, round-ups and scheduled saving rules Interest-bearing Pockets, Cash ISA and money-market products iOS and Android apps with instant withdrawals available	Personal and group savings boxes support separate goals. Round-ups and recurring contributions automate deposits. AI coach Maya adds guidance alongside savings tracking.
Cons	Many advanced features require a paid subscription Basic includes only one interest-bearing Pocket Pricing and features vary by region and savings product	Premium costs $4.99 per month for expanded features. Free users receive a limited AI coach and manual contributions. Savings balances do not earn interest.
Our verdict	Plum is a personal finance app for people who want to automate saving, investing and budgeting. It connects to a bank account, analyzes financial activity and can make automatic deposits, round-ups and scheduled transfers. Users can… Read the review →	SavingsBox is a consumer savings application for U.S. adults who want to organize money into personal or group savings boxes. It supports card round-ups, recurring contributions on weekly, bi-weekly, or monthly schedules, and manual… Read the review →

Strengths and trade-offs

• Plum — where it wins

  • Automatic deposits, round-ups and scheduled saving rules
  • Interest-bearing Pockets, Cash ISA and money-market products
  • iOS and Android apps with instant withdrawals available

  Where it doesn't

  • Many advanced features require a paid subscription
  • Basic includes only one interest-bearing Pocket
  • Pricing and features vary by region and savings product

• SavingsBox — where it wins

  • Personal and group savings boxes support separate goals.
  • Round-ups and recurring contributions automate deposits.
  • AI coach Maya adds guidance alongside savings tracking.

  Where it doesn't

  • Premium costs $4.99 per month for expanded features.
  • Free users receive a limited AI coach and manual contributions.
  • Savings balances do not earn interest.

• Plum9.4/10 · Free plan · 30-day trial

  A broad savings and investing app with free automation and tiered upgrades.

  Visit PlumFull verdict →
• SavingsBox8.0/10 · Free plan

  A flexible savings app for boxes, round-ups, recurring deposits, and AI guidance.

  Visit SavingsBoxFull verdict →