SavingsBox
SavingsBox: A flexible savings app for boxes, round-ups, recurring deposits, and AI guidance. Ranked #7 of 17 in Automated Savings Apps by our editors (8.0/10); pricing: Free plan; best for savings boxes with AI coaching.
At a glance
- Editor score8.0 / 10
- PricingFree plan
- Best forSavings boxes with AI coaching
- Free planYes
- Paid from$4.99/mo
- Card roundupsYes
- Facts checked20 Sep 2026
Where it wins
- Personal and group savings boxes support separate goals.
- Round-ups and recurring contributions automate deposits.
- AI coach Maya adds guidance alongside savings tracking.
Where it doesn't
- Premium costs $4.99 per month for expanded features.
- Free users receive a limited AI coach and manual contributions.
- Savings balances do not earn interest.
Our verdict on SavingsBox
SavingsBox is a consumer savings application for U.S. adults who want to organize money into personal or group savings boxes. It supports card round-ups, recurring contributions on weekly, bi-weekly, or monthly schedules, and manual deposits. Users can link bank accounts through Plaid, fund a wallet or savings box with ACH or a card, and withdraw funds to a linked bank account. The app is available on web, iOS, and Android, with additional tools including bill alerts, savings streaks, challenges, financial health scoring, and access to finance professionals.
The free plan covers personal savings boxes, a limited AI coach, bank and ACH payments, a wallet, and manual contributions. Premium costs $4.99 per month and adds unlimited savings boxes, unlimited access to the AI coach, group savings boxes, automatic recurring contributions, and priority support. That structure makes the free tier suitable for testing a personal savings workflow, while Premium is aimed at users who want shared goals, broader automation, or more coaching access. Card round-ups, scheduled contributions, and bank linking give the app several ways to build a regular saving habit.
SavingsBox’s strongest distinction is the combination of goal-based boxes and AI coaching through Maya, rather than focusing only on automated transfers. Plaid, Stripe, Anthropic Claude API, and Stripe Identity support its banking, payments, identity, and coaching ecosystem. However, the app is not designed for interest-earning savings, and withdrawals to a linked bank account are manual. Its homepage identifies the product as being in private beta, while the About page describes the consumer app as still in review with Apple and Google. Choose SavingsBox if you want savings goals with round-ups, recurring deposits, and coaching; consider another option if earning interest is central to your choice.
Your product? Our editors can test SavingsBox in depth and publish a review, labelled as paid · from $149/mo →
SavingsBox pricing
All 2 SavingsBox plans and prices →
SavingsBox fact sheet
| Free plan | Yes |
|---|---|
| Paid from | $4.99/mo |
| Card roundups | Yes |
| Scheduled transfers | Yes |
| Custom savings rules | Not verified |
| Savings goal limit | Not verified |
| Interest on savings | No |
| Withdrawal method | Manual |
| Supported platforms | Not verified |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Compliance & security | 2FA |
| Support | Email, Tickets |
| Built for | Solo, Small business (editorial estimate) |
| Integrations | 4 integrations: Plaid, Stripe, Anthropic Claude API, Stripe Identity |
| Pricing | Free plan (source) |
| Website | thesavingsbox.com |
| Facts checked | 20 Sep 2026 |
SavingsBox integrations
SavingsBox lists 4 integrations on its own site.
- Plaid
- Stripe
- Anthropic Claude API
- Stripe Identity
Alternatives to SavingsBox
- PlumA broad savings and investing app with free automation and tiered upgrades.9.4
- ChipA flexible UK savings app with AI autosaves, goals, investments and quick withdrawals.9.1
- PiggyVestA free savings app with automation, targets, flexible wallets, and fixed-term options.8.9
See all SavingsBox alternatives →
SavingsBox vs the competition
- SavingsBox vs Plum
- SavingsBox vs Chip
- SavingsBox vs PiggyVest
- SavingsBox vs finbee
- SavingsBox vs Goin
- SavingsBox vs Spave
Compare SavingsBox with any tool side by side →
Used SavingsBox? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used SavingsBox for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
SavingsBox is listed in our Automated Savings Apps directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/savingsbox/"><img src="https://www.itechguides.com/best/badge/savingsbox.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update