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Head-to-head · Automated Savings Apps

Plum vs PiggyVest

  • Updated Oct 2026
  • Both researched from official sources
  • 5 checks side by side
Higher score Plum #1 in Automated Savings Apps 9.4/10 Free plan · 30-day trial Free planFree trial✓ 4 of 4 features Visit Plum
PiggyVest #3 in Automated Savings Apps 8.9/10 Free plan Free plan✓ 3 of 4 features Visit PiggyVest

Plum leads on 1 check, PiggyVest on 0, and 4 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scorePlum · 9.4/10
  • Free planboth
  • Free trialonly Plum
  • Most featuresPlum · 4 of 4

Plum scores higher on our rubric for automated savings apps: 9.4 against 8.9 out of 10; our editors rank them #1 and #3.

Plum offers card roundups; PiggyVest doesn't. On withdrawal method, PiggyVest gives you Scheduled where Plum offers Instant.

Plum is the better fit for broad automated saving and investing. PiggyVest is the better fit for free automated savings with fixed-term options.

  • Plum fits best

    Broad automated saving and investing

  • PiggyVest fits best

    Free automated savings with fixed-term options

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Plum 9.4/10 Visit ↗ PiggyVest 8.9/10 Visit ↗
At a glance
Editor score 9.4 8.9
Ranking #1 in Automated Savings Apps #3 in Automated Savings Apps
Best for Broad automated saving and investing Free automated savings with fixed-term options
Pricing model Free plan + paid Free
Starting price £3.99/mo Free plan
Free plan ✓ ✓
Free trial 30 days —
Deployment Cloud, Mobile Cloud, Mobile
Platforms iOS, Android Web, iOS, Android
Support Email, Live chat, Docs Email, Phone, Docs
Compliance GDPR PCI DSS, ISO 27001, 2FA
Built for Solo, Small business Solo, Small business
Features Plum 4/4 · PiggyVest 3/4
Card roundups ✓ (best) —
Scheduled transfers ✓ ✓
Custom savings rules ✓ ✓
Interest on savings ✓ ✓
Specs
Savings goal limit Not checked yet Not checked yet
Withdrawal method Instant Scheduled
Supported platforms Not checked yet Not checked yet
Our review
Pros
  • Automatic deposits, round-ups and scheduled saving rules
  • Interest-bearing Pockets, Cash ISA and money-market products
  • iOS and Android apps with instant withdrawals available
  • Daily, weekly, or monthly automated savings routines
  • Personal, group, fixed-term, rent, and flexible savings options
  • Available on web, iOS, and Android with two-factor authentication
Cons
  • Many advanced features require a paid subscription
  • Basic includes only one interest-bearing Pocket
  • Pricing and features vary by region and savings product
  • No round-up savings feature
  • Some savings products use scheduled access or withdrawal terms
  • Interest rates and withdrawal terms vary by product
Our verdict

Plum is a personal finance app for people who want to automate saving, investing and budgeting. It connects to a bank account, analyzes financial activity and can make automatic deposits, round-ups and scheduled transfers. Users can…

Read the review →

PiggyVest is a Nigerian digital savings and investment platform for individuals managing personal financial goals and groups saving toward shared targets. It supports daily, weekly, or monthly automated savings, manual QuickSave top-ups,…

Read the review →
  1. PlumAutomated Savings Apps 9.4Free plan · 30-day trial
  2. PiggyVestAutomated Savings Apps 8.9Free plan

Strengths and trade-offs

  • Plum — where it wins

    • Automatic deposits, round-ups and scheduled saving rules
    • Interest-bearing Pockets, Cash ISA and money-market products
    • iOS and Android apps with instant withdrawals available

    Where it doesn't

    • Many advanced features require a paid subscription
    • Basic includes only one interest-bearing Pocket
    • Pricing and features vary by region and savings product

  • PiggyVest — where it wins

    • Daily, weekly, or monthly automated savings routines
    • Personal, group, fixed-term, rent, and flexible savings options
    • Available on web, iOS, and Android with two-factor authentication

    Where it doesn't

    • No round-up savings feature
    • Some savings products use scheduled access or withdrawal terms
    • Interest rates and withdrawal terms vary by product
  • Plum9.4/10 · Free plan · 30-day trial

    A broad savings and investing app with free automation and tiered upgrades.

    Visit PlumFull verdict →
  • PiggyVest8.9/10 · Free plan

    A free savings app with automation, targets, flexible wallets, and fixed-term options.

    Visit PiggyVestFull verdict →

More comparisons

All automated savings apps comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update