Merrill Small Business 401(k) comparisons
Merrill Small Business 401(k) is compared head-to-head with Ameritas Retirement Plans, Charles Schwab Retirement Plan Services and Human Interest and more: 7 head-to-heads in 401(k) Software, each with the specs and prices we checked.
Merrill Small Business 401(k) head-to-head
- Merrill Small Business 401(k) vs Ameritas Retirement Plans
- Merrill Small Business 401(k) vs Charles Schwab Retirement Plan Services
- Merrill Small Business 401(k) vs Human Interest
- Merrill Small Business 401(k) vs Guideline
- Merrill Small Business 401(k) vs Employee Fiduciary
- Merrill Small Business 401(k) vs Vestwell
- Merrill Small Business 401(k) vs Transamerica Retirement Solutions
Merrill Small Business 401(k) vs each of them
| # | Tool | Free plan | Paid from | Plan types | Employee enrollment | Investment options | Compliance support | Score |
|---|---|---|---|---|---|---|---|---|
| 7 | Merrill Small Business 401(k) | No | $95/mo | 401(k); Roth 401(k); Safe Harbor 401(k) | Yes | Mixed | Yes | 8.0 |
| 1 | Ameritas Retirement Plans | 401(k); profit-sharing; multiple employer (MEP); pooled employer (PEP); money purchase; ERISA 403(b); solo 401(k); 457(b); prevailing-wage 401(k); defined benefit; cash balance; governmental; safe harbor 401(k) | Yes | Mixed | Yes | 9.3 | ||
| 2 | Charles Schwab Retirement Plan Services | No | 401(k); defined contribution; ESOP; profit-sharing; money purchase; defined benefit; nonqualified deferred compensation | Yes | Mixed | Yes | 9.1 | |
| 3 | Human Interest | No | $80/mo | 401(k), 403(b) retirement plans | 8.8 | |||
| 4 | Guideline | No | Traditional 401(k), Roth 401(k), Safe Harbor 401(k), Profit Sharing, Solo 401(k) | Yes | Managed | Yes | 8.6 | |
| 5 | Employee Fiduciary | No | $500/yr | Traditional 401(k), Safe Harbor 401(k), Solo 401(k), 403(b) | Mixed | Yes | 8.4 | |
| 6 | Vestwell | No | $45/mo | 401(k), 403(b), profit-sharing, cash-balance plans | 8.2 | |||
| 8 | Transamerica Retirement Solutions | No | Defined contribution; defined benefit; pooled plan; nonqualified deferred compensation | 7.8 |
Compare Merrill Small Business 401(k) with any 401(k) software
These are the matchups our editors wrote up. The compare tool pairs Merrill Small Business 401(k) with any other product in 401(k) Software — and up to four at once — from the same checked specs.
Compare Merrill Small Business 401(k) with any tool side by side →
Every 401(k) software head-to-head →
Our full Merrill Small Business 401(k) verdict, pricing and fact sheet →
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Compared by iTechGuides Editors · Editorial team · Updated Oct 2026
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