Charles Schwab Retirement Plan Services comparisons
Charles Schwab Retirement Plan Services is compared head-to-head with Ameritas Retirement Plans, Human Interest and Guideline and more: 7 head-to-heads in 401(k) Software, each with the specs and prices we checked.
Charles Schwab Retirement Plan Services head-to-head
- Charles Schwab Retirement Plan Services vs Ameritas Retirement Plans
- Charles Schwab Retirement Plan Services vs Human Interest
- Charles Schwab Retirement Plan Services vs Guideline
- Charles Schwab Retirement Plan Services vs Employee Fiduciary
- Charles Schwab Retirement Plan Services vs Vestwell
- Charles Schwab Retirement Plan Services vs Merrill Small Business 401(k)
- Charles Schwab Retirement Plan Services vs Transamerica Retirement Solutions
Charles Schwab Retirement Plan Services vs each of them
| # | Tool | Free plan | Paid from | Plan types | Employee enrollment | Investment options | Compliance support | Score |
|---|---|---|---|---|---|---|---|---|
| 2 | Charles Schwab Retirement Plan Services | No | 401(k); defined contribution; ESOP; profit-sharing; money purchase; defined benefit; nonqualified deferred compensation | Yes | Mixed | Yes | 9.1 | |
| 1 | Ameritas Retirement Plans | 401(k); profit-sharing; multiple employer (MEP); pooled employer (PEP); money purchase; ERISA 403(b); solo 401(k); 457(b); prevailing-wage 401(k); defined benefit; cash balance; governmental; safe harbor 401(k) | Yes | Mixed | Yes | 9.3 | ||
| 3 | Human Interest | No | $80/mo | 401(k), 403(b) retirement plans | 8.8 | |||
| 4 | Guideline | No | Traditional 401(k), Roth 401(k), Safe Harbor 401(k), Profit Sharing, Solo 401(k) | Yes | Managed | Yes | 8.6 | |
| 5 | Employee Fiduciary | No | $500/yr | Traditional 401(k), Safe Harbor 401(k), Solo 401(k), 403(b) | Mixed | Yes | 8.4 | |
| 6 | Vestwell | No | $45/mo | 401(k), 403(b), profit-sharing, cash-balance plans | 8.2 | |||
| 7 | Merrill Small Business 401(k) | No | $95/mo | 401(k); Roth 401(k); Safe Harbor 401(k) | Yes | Mixed | Yes | 8.0 |
| 8 | Transamerica Retirement Solutions | No | Defined contribution; defined benefit; pooled plan; nonqualified deferred compensation | 7.8 |
Compare Charles Schwab Retirement Plan Services with any 401(k) software
These are the matchups our editors wrote up. The compare tool pairs Charles Schwab Retirement Plan Services with any other product in 401(k) Software — and up to four at once — from the same checked specs.
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Compared by iTechGuides Editors · Editorial team · Updated Oct 2026
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