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Head-to-head · Insurance Rating Software

SelectRate vs Insurity Rating

  • Updated Nov 2026
  • Both researched from official sources
  • 2 checks side by side
Higher score SelectRate #2 in Insurance Rating Software 9.1/10 Pricing on request ✓ 2 of 2 features Visit SelectRate
Insurity Rating #3 in Insurance Rating Software 9.0/10 Pricing on request ✓ 2 of 2 features Visit Insurity

SelectRate leads on 0 checks, Insurity Rating on 0, and 2 are even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreSelectRate · 9.1/10

SelectRate scores higher on our rubric for insurance rating software: 9.1 against 9.0 out of 10; our editors rank them #2 and #3.

On quote channels, SelectRate gives you Multiple where Insurity Rating offers Internal.

SelectRate is the better fit for commercial insurers using ISO rating content. Insurity Rating is the better fit for commercial carriers rating complex P&C products.

  • SelectRate fits best

    Commercial insurers using ISO rating content

  • Insurity Rating fits best

    Commercial carriers rating complex P&C products

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Side by side

Feature SelectRate 9.1/10 Visit ↗ Insurity Rating 9.0/10 Visit ↗
At a glance
Editor score 9.1 9.0
Ranking #2 in Insurance Rating Software #3 in Insurance Rating Software
Best for Commercial insurers using ISO rating content Commercial carriers rating complex P&C products
Pricing model Paid Paid
Starting price Pricing on request Pricing on request
Free plan Not checked yet Not checked yet
Free trial — —
Deployment Cloud Cloud
Platforms Web Web
Built for Small business, Mid-market, Enterprise Mid-market, Enterprise
Features SelectRate 2/2 · Insurity Rating 2/2
Rate versioning ✓ ✓
API access ✓ ✓
Specs
Rating configuration Visual Not checked yet
Quote channels Multiple Internal
Supported product lines General Liability, Property, Businessowners (BOP), Commercial Auto, Workers' Compensation, additional commercial and specialty lines General liability; businessowners policy (BOP); commercial auto; commercial P&C
Deployment Cloud Cloud
Our review
Pros
  • Configure pricing factors, loss costs, minimum premiums, and program rules.
  • Version rating changes by effective date and test them before production.
  • Trace rating steps and use a sandboxed API for integration testing.
  • Normalizes machine-readable bureau content and applies carrier-specific rules
  • Supports effective-dated changes with historical references
  • Rates GL, BOP and commercial auto through standards-based APIs
Cons
  • Pricing requires a sales inquiry rather than a published plan.
  • Its focus is commercial insurance rating, not a general-purpose rating platform.
  • Email is the listed support channel.
  • Pricing requires contacting sales
  • Focused on commercial P&C rather than broad insurance needs
  • Quote channels are internal
Our verdict

SelectRate is a cloud-based ISO rating platform for MGAs, wholesalers, and carriers configuring commercial insurance programs. It combines ISO rating content with carrier pricing factors, loss costs, minimum premiums, eligibility rules,…

Read the review →

Insurity Rating, presented on Insurity’s current site as Ratio Content and Rating Engine, is a cloud rating and regulatory content engine for admitted commercial property and casualty carriers. It is aimed at mid-market and enterprise…

Read the review →
  1. SelectRateInsurance Rating Software 9.1Pricing on request
  2. Insurity RatingInsurance Rating Software 9.0Pricing on request

Strengths and trade-offs

  • SelectRate — where it wins

    • Configure pricing factors, loss costs, minimum premiums, and program rules.
    • Version rating changes by effective date and test them before production.
    • Trace rating steps and use a sandboxed API for integration testing.

    Where it doesn't

    • Pricing requires a sales inquiry rather than a published plan.
    • Its focus is commercial insurance rating, not a general-purpose rating platform.
    • Email is the listed support channel.

  • Insurity Rating — where it wins

    • Normalizes machine-readable bureau content and applies carrier-specific rules
    • Supports effective-dated changes with historical references
    • Rates GL, BOP and commercial auto through standards-based APIs

    Where it doesn't

    • Pricing requires contacting sales
    • Focused on commercial P&C rather than broad insurance needs
    • Quote channels are internal
  • SelectRate9.1/10 · Pricing on request

    A focused commercial rating platform with configurable rules, effective-dated changes, and an API sandbox.

    Visit SelectRateFull verdict →
  • Insurity Rating9.0/10 · Pricing on request

    A cloud rating engine for carriers managing commercial lines, bureau content and policy-system connections.

    Visit InsurityFull verdict →

More comparisons

All insurance rating software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026

Last updated · How we research and update