Suggestions appear as you type. Use the up and down arrows to choose one and Enter to open it.

This page's audience real numbers from our own analytics — open to see them
–Visitors
–Page views
–Clicks to vendors
–Time on page
–Reading now
Clicks to vendors, by tool
  • –
Top countries
  • –
Devices
  • –

– · counted by iTechGuides's own first-party analytics, bots removed, every figure rounded down · how we count

Head-to-head · Insurance Rating Software

SelectRate vs Earnix

  • Updated Sep 2026
  • Both researched from official sources
  • 2 checks side by side
Higher score SelectRate #2 in Insurance Rating Software 8.2/10 Pricing on request ✓ 2 of 2 features Visit SelectRate
Earnix #6 in Insurance Rating Software 6.9/10 Pricing on request ✓ 1 of 2 features Visit Earnix

SelectRate leads on 1 check, Earnix on 0, and 1 is even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreSelectRate · 8.2/10
  • Most featuresSelectRate · 2 of 2

SelectRate scores higher on our rubric for insurance rating software: 8.2 against 6.9 out of 10; our editors rank them #2 and #6.

On rating configuration, Earnix gives you Hybrid where SelectRate offers Visual. SelectRate offers rate versioning; Earnix doesn't publish it.

SelectRate is the better fit for commercial insurers using ISO rating content. Earnix is the better fit for insurers prioritizing pricing optimization.

  • SelectRate fits best

    Commercial insurers using ISO rating content

  • Earnix fits best

    Insurers prioritizing pricing optimization

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. It never changes our verdict. How we rank.

Side by side

Feature SelectRate 8.2/10 Visit ↗ Earnix 6.9/10 Visit ↗
At a glance
Editor score 8.2 6.9
Ranking #2 in Insurance Rating Software #6 in Insurance Rating Software
Best for Commercial insurers using ISO rating content Insurers prioritizing pricing optimization
Pricing model Paid Paid
Starting price Not published Not published
Free plan Not published Not published
Free trial — —
Deployment Cloud Cloud
Platforms Web Web
Built for Small business, Mid-market, Enterprise Mid-market, Enterprise
Features SelectRate 2/2 · Earnix 1/2
Rate versioning ✓ (best) Not published
API access ✓ ✓
Specs
Rating configuration Visual Hybrid
Quote channels Multiple Not published
Supported product lines General Liability, Property, Businessowners (BOP), Commercial Auto, Workers' Compensation, additional commercial and specialty lines property and casualty; life and health insurance
Deployment Cloud Cloud
Our review
Pros
  • Configure pricing factors, loss costs, minimum premiums, and program rules.
  • Version rating changes by effective date and test them before production.
  • Trace rating steps and use a sandboxed API for integration testing.
  • Combines insurance product and rate configuration with pricing analysis.
  • Configurable rating logic supports centralized rating capabilities.
  • API-based integration supports quote and pricing decision workflows.
Cons
  • Pricing requires a sales inquiry rather than a published plan.
  • Its focus is commercial insurance rating, not a general-purpose rating platform.
  • Email is the listed support channel.
  • Pricing is handled through contact sales.
  • Published details offer limited visibility into versioning and testing.
  • Not positioned for teams outside mid-market or enterprise insurers.
Our verdict

SelectRate is a cloud-based ISO rating platform for MGAs, wholesalers, and carriers configuring commercial insurance programs. It combines ISO rating content with carrier pricing factors, loss costs, minimum premiums, eligibility rules,…

Read the review →

Earnix provides cloud software for insurers to design products, configure rating logic, optimize pricing and support quote decisions. It is aimed at carriers seeking centralized pricing and rating capabilities across property and casualty,…

Read the review →
  1. SelectRateInsurance Rating Software 8.2Pricing on request
  2. EarnixInsurance Rating Software 6.9Pricing on request

Strengths and trade-offs

  • SelectRate — where it wins

    • Configure pricing factors, loss costs, minimum premiums, and program rules.
    • Version rating changes by effective date and test them before production.
    • Trace rating steps and use a sandboxed API for integration testing.

    Where it doesn't

    • Pricing requires a sales inquiry rather than a published plan.
    • Its focus is commercial insurance rating, not a general-purpose rating platform.
    • Email is the listed support channel.

  • Earnix — where it wins

    • Combines insurance product and rate configuration with pricing analysis.
    • Configurable rating logic supports centralized rating capabilities.
    • API-based integration supports quote and pricing decision workflows.

    Where it doesn't

    • Pricing is handled through contact sales.
    • Published details offer limited visibility into versioning and testing.
    • Not positioned for teams outside mid-market or enterprise insurers.
  • SelectRate8.2/10 · Pricing on request

    A focused commercial rating platform with configurable rules, effective-dated changes, and an API sandbox.

    Visit SelectRateFull verdict →
  • Earnix6.9/10 · Pricing on request

    Cloud insurance software pairing configurable rating with pricing optimization.

    Visit EarnixFull verdict →

More comparisons

All insurance rating software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update