Head-to-head · Insurance Rating Software
SelectRate vs pasRater.Net
SelectRate leads on 0 checks, pasRater.Net on 0, and 2 are even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreSelectRate · 9.1/10
- Most featuresSelectRate · 2 of 2
SelectRate scores higher on our rubric for insurance rating software: 9.1 against 8.2 out of 10; our editors rank them #2 and #7.
SelectRate is the better fit for commercial insurers using ISO rating content. pasRater.Net is the better fit for established carriers rating multiple lines and states.
- SelectRate fits best
Commercial insurers using ISO rating content
- pasRater.Net fits best
Established carriers rating multiple lines and states
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Side by side
| Feature | SelectRate 9.1/10 Visit ↗ | pasRater.Net 8.2/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 9.1 | 8.2 |
| Ranking | #2 in Insurance Rating Software | #7 in Insurance Rating Software |
| Best for | Commercial insurers using ISO rating content | Established carriers rating multiple lines and states |
| Pricing model | Paid | Paid |
| Starting price | Pricing on request | Pricing on request |
| Free plan | Not checked yet | Not checked yet |
| Free trial | — | — |
| Deployment | Cloud | Cloud |
| Platforms | Web | Web |
| Support | Email, Phone | |
| Compliance | SOC 2 | SOC 2 |
| Integrations | 2 integrations | 1 integrations |
| Built for | Small business, Mid-market, Enterprise | Mid-market, Enterprise |
| Features SelectRate 2/2 · pasRater.Net 1/2 | ||
| Rate versioning | ✓ (best) | Not checked yet |
| API access | ✓ | ✓ |
| Specs | ||
| Rating configuration | Visual | Visual |
| Quote channels | Multiple | Not checked yet |
| Supported product lines | General Liability, Property, Businessowners (BOP), Commercial Auto, Workers' Compensation, additional commercial and specialty lines | Any line of business |
| Deployment | Cloud | Cloud |
| Our review | ||
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| Our verdict | SelectRate is a cloud-based ISO rating platform for MGAs, wholesalers, and carriers configuring commercial insurance programs. It combines ISO rating content with carrier pricing factors, loss costs, minimum premiums, eligibility rules,… Read the review → |
pasRater.Net is a cloud-based insurance rating engine from Policy Administration Solutions for agents, carriers and other property-and-casualty organizations. It is aimed especially at established carriers that need to calculate rates… Read the review → |
Strengths and trade-offs
SelectRate — where it wins
- Configure pricing factors, loss costs, minimum premiums, and program rules.
- Version rating changes by effective date and test them before production.
- Trace rating steps and use a sandboxed API for integration testing.
Where it doesn't
- Pricing requires a sales inquiry rather than a published plan.
- Its focus is commercial insurance rating, not a general-purpose rating platform.
- Email is the listed support channel.
pasRater.Net — where it wins
- Rates across multiple lines, states and locations in real time
- Screen-based tables support configurable deviations and formulas
- Bulk testing, underwriting guidelines and predictive analytics are included
Where it doesn't
- Pricing requires a sales conversation
- Rate versioning is unspecified
- Its policy-management integration focus may not suit standalone workflows
- SelectRate9.1/10 · Pricing on request
A focused commercial rating platform with configurable rules, effective-dated changes, and an API sandbox.
Visit SelectRateFull verdict → - pasRater.Net8.2/10 · Pricing on request
A configurable, cloud-based rating engine for carriers working across lines and states.
Visit pasRater.NetFull verdict →
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All insurance rating software comparisons → · Full ranking →
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update




