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Head-to-head · Insurance Rating Software

SelectRate vs pasRater.Net

  • Updated Sep 2026
  • Both researched from official sources
  • 2 checks side by side
Higher score SelectRate #2 in Insurance Rating Software 8.2/10 Pricing on request ✓ 2 of 2 features Visit SelectRate
pasRater.Net #7 in Insurance Rating Software 6.8/10 Pricing on request ✓ 1 of 2 features Visit pasRater.Net

SelectRate leads on 1 check, pasRater.Net on 0, and 1 is even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreSelectRate · 8.2/10
  • Most featuresSelectRate · 2 of 2

SelectRate scores higher on our rubric for insurance rating software: 8.2 against 6.8 out of 10; our editors rank them #2 and #7.

SelectRate offers rate versioning; pasRater.Net doesn't publish it.

SelectRate is the better fit for commercial insurers using ISO rating content. pasRater.Net is the better fit for established carriers rating multiple lines and states.

  • SelectRate fits best

    Commercial insurers using ISO rating content

  • pasRater.Net fits best

    Established carriers rating multiple lines and states

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. It never changes our verdict. How we rank.

Side by side

Feature SelectRate 8.2/10 Visit ↗ pasRater.Net 6.8/10 Visit ↗
At a glance
Editor score 8.2 6.8
Ranking #2 in Insurance Rating Software #7 in Insurance Rating Software
Best for Commercial insurers using ISO rating content Established carriers rating multiple lines and states
Pricing model Paid Paid
Starting price Not published Not published
Free plan Not published Not published
Free trial — —
Deployment Cloud Cloud
Platforms Web Web
Support Email Email, Phone
Compliance SOC 2 SOC 2
Integrations 2 integrations 1 integrations
Built for Small business, Mid-market, Enterprise Mid-market, Enterprise
Features SelectRate 2/2 · pasRater.Net 1/2
Rate versioning ✓ (best) Not published
API access ✓ ✓
Specs
Rating configuration Visual Visual
Quote channels Multiple Not published
Supported product lines General Liability, Property, Businessowners (BOP), Commercial Auto, Workers' Compensation, additional commercial and specialty lines Any line of business
Deployment Cloud Cloud
Our review
Pros
  • Configure pricing factors, loss costs, minimum premiums, and program rules.
  • Version rating changes by effective date and test them before production.
  • Trace rating steps and use a sandboxed API for integration testing.
  • Rates across multiple lines, states and locations in real time
  • Screen-based tables support configurable deviations and formulas
  • Bulk testing, underwriting guidelines and predictive analytics are included
Cons
  • Pricing requires a sales inquiry rather than a published plan.
  • Its focus is commercial insurance rating, not a general-purpose rating platform.
  • Email is the listed support channel.
  • Pricing requires a sales conversation
  • Rate versioning is unspecified
  • Its policy-management integration focus may not suit standalone workflows
Our verdict

SelectRate is a cloud-based ISO rating platform for MGAs, wholesalers, and carriers configuring commercial insurance programs. It combines ISO rating content with carrier pricing factors, loss costs, minimum premiums, eligibility rules,…

Read the review →

pasRater.Net is a cloud-based insurance rating engine from Policy Administration Solutions for agents, carriers and other property-and-casualty organizations. It is aimed especially at established carriers that need to calculate rates…

Read the review →
  1. SelectRateInsurance Rating Software 8.2Pricing on request
  2. pasRater.NetInsurance Rating Software 6.8Pricing on request

Strengths and trade-offs

  • SelectRate — where it wins

    • Configure pricing factors, loss costs, minimum premiums, and program rules.
    • Version rating changes by effective date and test them before production.
    • Trace rating steps and use a sandboxed API for integration testing.

    Where it doesn't

    • Pricing requires a sales inquiry rather than a published plan.
    • Its focus is commercial insurance rating, not a general-purpose rating platform.
    • Email is the listed support channel.

  • pasRater.Net — where it wins

    • Rates across multiple lines, states and locations in real time
    • Screen-based tables support configurable deviations and formulas
    • Bulk testing, underwriting guidelines and predictive analytics are included

    Where it doesn't

    • Pricing requires a sales conversation
    • Rate versioning is unspecified
    • Its policy-management integration focus may not suit standalone workflows
  • SelectRate8.2/10 · Pricing on request

    A focused commercial rating platform with configurable rules, effective-dated changes, and an API sandbox.

    Visit SelectRateFull verdict →
  • pasRater.Net6.8/10 · Pricing on request

    A configurable, cloud-based rating engine for carriers working across lines and states.

    Visit pasRater.NetFull verdict →

More comparisons

All insurance rating software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update