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Head-to-head · Insurance Rating Software

SelectRate vs Regure Rating

  • Updated Sep 2026
  • Both researched from official sources
  • 3 checks side by side
Higher score SelectRate #2 in Insurance Rating Software 8.2/10 Pricing on request ✓ 2 of 2 features Visit SelectRate
Regure Rating #4 in Insurance Rating Software 7.4/10 Pricing on request ✓ 2 of 2 features Visit The Algorithm

SelectRate leads on 0 checks, Regure Rating on 0, and 3 are even. Who comes out ahead on the 3 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreSelectRate · 8.2/10

SelectRate scores higher on our rubric for insurance rating software: 8.2 against 7.4 out of 10; our editors rank them #2 and #4.

SelectRate is the better fit for commercial insurers using ISO rating content. Regure Rating is the better fit for insurers needing configurable rating with regression tests.

  • SelectRate fits best

    Commercial insurers using ISO rating content

  • Regure Rating fits best

    Insurers needing configurable rating with regression tests

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. It never changes our verdict. How we rank.

Side by side

Feature SelectRate 8.2/10 Visit ↗ Regure Rating 7.4/10 Visit ↗
At a glance
Editor score 8.2 7.4
Ranking #2 in Insurance Rating Software #4 in Insurance Rating Software
Best for Commercial insurers using ISO rating content Insurers needing configurable rating with regression tests
Pricing model Paid Paid
Starting price Not published Not published
Free plan Not published —
Free trial — —
Deployment Cloud Cloud
Platforms Web Web
Built for Small business, Mid-market, Enterprise Small business, Mid-market, Enterprise
Features SelectRate 2/2 · Regure Rating 2/2
Rate versioning ✓ ✓
API access ✓ ✓
Specs
Rating configuration Visual Visual
Quote channels Multiple Multiple
Supported product lines General Liability, Property, Businessowners (BOP), Commercial Auto, Workers' Compensation, additional commercial and specialty lines Commercial property; commercial lines; auto; health; casualty and liability; catastrophe
Deployment Cloud Cloud
Our review
Pros
  • Configure pricing factors, loss costs, minimum premiums, and program rules.
  • Version rating changes by effective date and test them before production.
  • Trace rating steps and use a sandboxed API for integration testing.
  • Versioned rate tables preserve the basis used for earlier quotes.
  • Regression tests compare rating changes with captured baselines.
  • Quote revisions are stored separately, with API and webhook access.
Cons
  • Pricing requires a sales inquiry rather than a published plan.
  • Its focus is commercial insurance rating, not a general-purpose rating platform.
  • Email is the listed support channel.
  • Pricing is proposal-based rather than published as a list price.
  • Rating changes may require configuration work across products.
  • It may be more than teams need if they only require basic rating.
Our verdict

SelectRate is a cloud-based ISO rating platform for MGAs, wholesalers, and carriers configuring commercial insurance programs. It combines ISO rating content with carrier pricing factors, loss costs, minimum premiums, eligibility rules,…

Read the review →

Regure Rating is a cloud insurance rating engine from The Algorithm for specialty operations, including MGAs, coverholders and carriers. It supports configurable, product-specific rate tables and changes rates without requiring a software…

Read the review →
  1. SelectRateInsurance Rating Software 8.2Pricing on request
  2. Regure RatingInsurance Rating Software 7.4Pricing on request

Strengths and trade-offs

  • SelectRate — where it wins

    • Configure pricing factors, loss costs, minimum premiums, and program rules.
    • Version rating changes by effective date and test them before production.
    • Trace rating steps and use a sandboxed API for integration testing.

    Where it doesn't

    • Pricing requires a sales inquiry rather than a published plan.
    • Its focus is commercial insurance rating, not a general-purpose rating platform.
    • Email is the listed support channel.

  • Regure Rating — where it wins

    • Versioned rate tables preserve the basis used for earlier quotes.
    • Regression tests compare rating changes with captured baselines.
    • Quote revisions are stored separately, with API and webhook access.

    Where it doesn't

    • Pricing is proposal-based rather than published as a list price.
    • Rating changes may require configuration work across products.
    • It may be more than teams need if they only require basic rating.
  • SelectRate8.2/10 · Pricing on request

    A focused commercial rating platform with configurable rules, effective-dated changes, and an API sandbox.

    Visit SelectRateFull verdict →
  • Regure Rating7.4/10 · Pricing on request

    A configurable rating engine for insurance teams that need traceable rate changes.

    Visit The AlgorithmFull verdict →

More comparisons

All insurance rating software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update