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Head-to-head · Insurance Rating Software

Insurity Rating vs Regure Rating

  • Updated Sep 2026
  • Both researched from official sources
  • 3 checks side by side
Higher score Insurity Rating #3 in Insurance Rating Software 7.7/10 Pricing on request ✓ 2 of 2 features Visit Insurity
Regure Rating #4 in Insurance Rating Software 7.4/10 Pricing on request ✓ 2 of 2 features Visit The Algorithm

Insurity Rating leads on 0 checks, Regure Rating on 0, and 3 are even. Who comes out ahead on the 3 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreInsurity Rating · 7.7/10

Insurity Rating scores higher on our rubric for insurance rating software: 7.7 against 7.4 out of 10; our editors rank them #3 and #4.

On quote channels, Regure Rating gives you Multiple where Insurity Rating offers Internal.

Insurity Rating is the better fit for commercial carriers rating complex P&C products. Regure Rating is the better fit for insurers needing configurable rating with regression tests.

  • Insurity Rating fits best

    Commercial carriers rating complex P&C products

  • Regure Rating fits best

    Insurers needing configurable rating with regression tests

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. It never changes our verdict. How we rank.

Side by side

Feature Insurity Rating 7.7/10 Visit ↗ Regure Rating 7.4/10 Visit ↗
At a glance
Editor score 7.7 7.4
Ranking #3 in Insurance Rating Software #4 in Insurance Rating Software
Best for Commercial carriers rating complex P&C products Insurers needing configurable rating with regression tests
Pricing model Paid Paid
Starting price Not published Not published
Free plan Not published —
Free trial — —
Deployment Cloud Cloud
Platforms Web Web
Built for Mid-market, Enterprise Small business, Mid-market, Enterprise
Features Insurity Rating 2/2 · Regure Rating 2/2
Rate versioning ✓ ✓
API access ✓ ✓
Specs
Rating configuration Not published Visual
Quote channels Internal Multiple
Supported product lines General liability; businessowners policy (BOP); commercial auto; commercial P&C Commercial property; commercial lines; auto; health; casualty and liability; catastrophe
Deployment Cloud Cloud
Our review
Pros
  • Normalizes machine-readable bureau content and applies carrier-specific rules
  • Supports effective-dated changes with historical references
  • Rates GL, BOP and commercial auto through standards-based APIs
  • Versioned rate tables preserve the basis used for earlier quotes.
  • Regression tests compare rating changes with captured baselines.
  • Quote revisions are stored separately, with API and webhook access.
Cons
  • Pricing requires contacting sales
  • Focused on commercial P&C rather than broad insurance needs
  • Quote channels are internal
  • Pricing is proposal-based rather than published as a list price.
  • Rating changes may require configuration work across products.
  • It may be more than teams need if they only require basic rating.
Our verdict

Insurity Rating, presented on Insurity’s current site as Ratio Content and Rating Engine, is a cloud rating and regulatory content engine for admitted commercial property and casualty carriers. It is aimed at mid-market and enterprise…

Read the review →

Regure Rating is a cloud insurance rating engine from The Algorithm for specialty operations, including MGAs, coverholders and carriers. It supports configurable, product-specific rate tables and changes rates without requiring a software…

Read the review →
  1. Insurity RatingInsurance Rating Software 7.7Pricing on request
  2. Regure RatingInsurance Rating Software 7.4Pricing on request

Strengths and trade-offs

  • Insurity Rating — where it wins

    • Normalizes machine-readable bureau content and applies carrier-specific rules
    • Supports effective-dated changes with historical references
    • Rates GL, BOP and commercial auto through standards-based APIs

    Where it doesn't

    • Pricing requires contacting sales
    • Focused on commercial P&C rather than broad insurance needs
    • Quote channels are internal

  • Regure Rating — where it wins

    • Versioned rate tables preserve the basis used for earlier quotes.
    • Regression tests compare rating changes with captured baselines.
    • Quote revisions are stored separately, with API and webhook access.

    Where it doesn't

    • Pricing is proposal-based rather than published as a list price.
    • Rating changes may require configuration work across products.
    • It may be more than teams need if they only require basic rating.
  • Insurity Rating7.7/10 · Pricing on request

    A cloud rating engine for carriers managing commercial lines, bureau content and policy-system connections.

    Visit InsurityFull verdict →
  • Regure Rating7.4/10 · Pricing on request

    A configurable rating engine for insurance teams that need traceable rate changes.

    Visit The AlgorithmFull verdict →

More comparisons

All insurance rating software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update