Head-to-head · Insurance Rating Software
Insurity Rating vs RDT Insurer Hosted Rating
Insurity Rating leads on 1 check, RDT Insurer Hosted Rating on 0, and 1 is even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.
Our verdict
- Highest scoreInsurity Rating · 7.7/10
- Most featuresInsurity Rating · 2 of 2
Insurity Rating scores higher on our rubric for insurance rating software: 7.7 against 6.6 out of 10; our editors rank them #3 and #8.
On quote channels, RDT Insurer Hosted Rating gives you Multiple where Insurity Rating offers Internal. Insurity Rating offers api access; RDT Insurer Hosted Rating doesn't publish it.
Insurity Rating is the better fit for commercial carriers rating complex P&C products. RDT Insurer Hosted Rating is the better fit for carriers needing fast, connected personal-lines quotes.
- Insurity Rating fits best
Commercial carriers rating complex P&C products
- RDT Insurer Hosted Rating fits best
Carriers needing fast, connected personal-lines quotes
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Side by side
| Feature | Insurity Rating 7.7/10 Visit ↗ | RDT Insurer Hosted Rating 6.6/10 Visit ↗ |
|---|---|---|
| At a glance | ||
| Editor score | 7.7 | 6.6 |
| Ranking | #3 in Insurance Rating Software | #8 in Insurance Rating Software |
| Best for | Commercial carriers rating complex P&C products | Carriers needing fast, connected personal-lines quotes |
| Pricing model | Paid | Paid |
| Starting price | Not published | Not published |
| Free plan | Not published | Not published |
| Free trial | — | — |
| Deployment | Cloud | Cloud |
| Built for | Mid-market, Enterprise | Mid-market, Enterprise |
| Features Insurity Rating 2/2 · RDT Insurer Hosted Rating 1/2 | ||
| Rate versioning | ✓ | ✓ |
| API access | ✓ (best) | Not published |
| Specs | ||
| Rating configuration | Not published | Not published |
| Quote channels | Internal | Multiple |
| Supported product lines | General liability; businessowners policy (BOP); commercial auto; commercial P&C | personal lines, commercial |
| Deployment | Cloud | Cloud |
| Our review | ||
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| Our verdict | Insurity Rating, presented on Insurity’s current site as Ratio Content and Rating Engine, is a cloud rating and regulatory content engine for admitted commercial property and casualty carriers. It is aimed at mid-market and enterprise… Read the review → |
RDT Insurer Hosted Rating is a cloud-based rating engine for insurers and managing general agents, covering personal and commercial lines across multiple quote channels. It is aimed at carriers that need fast, connected quotes and… Read the review → |
Strengths and trade-offs
Insurity Rating — where it wins
- Normalizes machine-readable bureau content and applies carrier-specific rules
- Supports effective-dated changes with historical references
- Rates GL, BOP and commercial auto through standards-based APIs
Where it doesn't
- Pricing requires contacting sales
- Focused on commercial P&C rather than broad insurance needs
- Quote channels are internal
RDT Insurer Hosted Rating — where it wins
- Prices tailored quotes in under a second
- Centralizes pricing rules and rate-version management
- Connects with broker, rating, and data providers
Where it doesn't
- Pricing requires contacting RDT
- Published details do not describe configuration depth
- Designed for mid-market and enterprise organizations
- Insurity Rating7.7/10 · Pricing on request
A cloud rating engine for carriers managing commercial lines, bureau content and policy-system connections.
Visit InsurityFull verdict → - RDT Insurer Hosted Rating6.6/10 · Pricing on request
A cloud rating engine for fast personal- and commercial-lines quotes.
Contact RDTFull verdict →
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
Last updated · How we research and update




