Insurity Rating vs pasRater.Net

IRInsurity Rating7.7Visit pasRater.Net6.8Visit

Higher score IR Insurity Rating #3 in Insurance Rating Software 7.7/10 Pricing on request ✓ 2 of 2 features Visit Insurity

vs

pasRater.Net #7 in Insurance Rating Software 6.8/10 Pricing on request ✓ 1 of 2 features Visit pasRater.Net

• Insurity Rating fits best

  Commercial carriers rating complex P&C products

• pasRater.Net fits best

  Established carriers rating multiple lines and states

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Side by side

Feature	IRInsurity Rating 7.7/10 Visit ↗	pasRater.Net 6.8/10 Visit ↗
At a glance
Editor score	7.7	6.8
Ranking	#3 in Insurance Rating Software	#7 in Insurance Rating Software
Best for	Commercial carriers rating complex P&C products	Established carriers rating multiple lines and states
Pricing model	Paid	Paid
Starting price	Not published	Not published
Free plan	Not published	Not published
Free trial	—	—
Deployment	Cloud	Cloud
Platforms	Web	Web
Built for	Mid-market, Enterprise	Mid-market, Enterprise
Features Insurity Rating 2/2 · pasRater.Net 1/2
Rate versioning	✓ (best)	Not published
API access	✓	✓
Specs
Rating configuration	Not published	Visual
Quote channels	Internal	Not published
Supported product lines	General liability; businessowners policy (BOP); commercial auto; commercial P&C	Any line of business
Deployment	Cloud	Cloud
Our review
Pros	Normalizes machine-readable bureau content and applies carrier-specific rules Supports effective-dated changes with historical references Rates GL, BOP and commercial auto through standards-based APIs	Rates across multiple lines, states and locations in real time Screen-based tables support configurable deviations and formulas Bulk testing, underwriting guidelines and predictive analytics are included
Cons	Pricing requires contacting sales Focused on commercial P&C rather than broad insurance needs Quote channels are internal	Pricing requires a sales conversation Rate versioning is unspecified Its policy-management integration focus may not suit standalone workflows
Our verdict	Insurity Rating, presented on Insurity’s current site as Ratio Content and Rating Engine, is a cloud rating and regulatory content engine for admitted commercial property and casualty carriers. It is aimed at mid-market and enterprise… Read the review →	pasRater.Net is a cloud-based insurance rating engine from Policy Administration Solutions for agents, carriers and other property-and-casualty organizations. It is aimed especially at established carriers that need to calculate rates… Read the review →

Strengths and trade-offs

• Insurity Rating — where it wins

  • Normalizes machine-readable bureau content and applies carrier-specific rules
  • Supports effective-dated changes with historical references
  • Rates GL, BOP and commercial auto through standards-based APIs

  Where it doesn't

  • Pricing requires contacting sales
  • Focused on commercial P&C rather than broad insurance needs
  • Quote channels are internal

• pasRater.Net — where it wins

  • Rates across multiple lines, states and locations in real time
  • Screen-based tables support configurable deviations and formulas
  • Bulk testing, underwriting guidelines and predictive analytics are included

  Where it doesn't

  • Pricing requires a sales conversation
  • Rate versioning is unspecified
  • Its policy-management integration focus may not suit standalone workflows

• IRInsurity Rating7.7/10 · Pricing on request

  A cloud rating engine for carriers managing commercial lines, bureau content and policy-system connections.

  Visit InsurityFull verdict →
• pasRater.Net6.8/10 · Pricing on request

  A configurable, cloud-based rating engine for carriers working across lines and states.

  Visit pasRater.NetFull verdict →