Akur8 vs Insurity Rating

Akur89.0Visit IRInsurity Rating7.7Visit

Higher score Akur8 #1 in Insurance Rating Software 9.0/10 Pricing on request · 14-day trial ✓ 2 of 2 features Visit Akur8

vs

IR Insurity Rating #3 in Insurance Rating Software 7.7/10 Pricing on request ✓ 2 of 2 features Visit Insurity

• Akur8 fits best

  Insurers building and deploying actuarial pricing models

• Insurity Rating fits best

  Commercial carriers rating complex P&C products

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Side by side

Feature	Akur8 9.0/10 Visit ↗	IRInsurity Rating 7.7/10 Visit ↗
At a glance
Editor score	9.0	7.7
Ranking	#1 in Insurance Rating Software	#3 in Insurance Rating Software
Best for	Insurers building and deploying actuarial pricing models	Commercial carriers rating complex P&C products
Pricing model	Paid	Paid
Starting price	Not published	Not published
Free plan	—	Not published
Free trial	—	—
Deployment	Cloud	Cloud
Platforms	Web	Web
Built for	Small business, Mid-market, Enterprise	Mid-market, Enterprise
Features Akur8 2/2 · Insurity Rating 2/2
Rate versioning	✓	✓
API access	✓	✓
Specs
Rating configuration	Hybrid	Not published
Quote channels	Multiple	Internal
Supported product lines	Non-life: P&C, health, and pet insurance	General liability; businessowners policy (BOP); commercial auto; commercial P&C
Deployment	Cloud	Cloud
Our review
Pros	Build GLM and GAM risk models and model demand and price sensitivity Configure rate plans with models, variables, and business rules Version, test, and deploy rates through a real-time API with audit records	Normalizes machine-readable bureau content and applies carrier-specific rules Supports effective-dated changes with historical references Rates GL, BOP and commercial auto through standards-based APIs
Cons	Pricing depends on modeled premium volume and requires contacting sales The free offer is a two-week pilot, not an ongoing free plan Its stated focus is non-life insurance: P&C, health, and pet	Pricing requires contacting sales Focused on commercial P&C rather than broad insurance needs Quote channels are internal
Our verdict	Akur8 is a cloud-based actuarial pricing platform for insurance teams that need to move from data preparation and risk modeling to production rating. Its stated non-life focus covers property and casualty, health, and pet insurance. The… Read the review →	Insurity Rating, presented on Insurity’s current site as Ratio Content and Rating Engine, is a cloud rating and regulatory content engine for admitted commercial property and casualty carriers. It is aimed at mid-market and enterprise… Read the review →

Strengths and trade-offs

• Akur8 — where it wins

  • Build GLM and GAM risk models and model demand and price sensitivity
  • Configure rate plans with models, variables, and business rules
  • Version, test, and deploy rates through a real-time API with audit records

  Where it doesn't

  • Pricing depends on modeled premium volume and requires contacting sales
  • The free offer is a two-week pilot, not an ongoing free plan
  • Its stated focus is non-life insurance: P&C, health, and pet

• Insurity Rating — where it wins

  • Normalizes machine-readable bureau content and applies carrier-specific rules
  • Supports effective-dated changes with historical references
  • Rates GL, BOP and commercial auto through standards-based APIs

  Where it doesn't

  • Pricing requires contacting sales
  • Focused on commercial P&C rather than broad insurance needs
  • Quote channels are internal

• Akur89.0/10 · Pricing on request · 14-day trial

  Akur8 connects actuarial modeling with versioned, API-deployed insurance rates.

  Visit Akur8Full verdict →
• IRInsurity Rating7.7/10 · Pricing on request

  A cloud rating engine for carriers managing commercial lines, bureau content and policy-system connections.

  Visit InsurityFull verdict →