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Head-to-head · Insurance Rating Software

Akur8 vs Guidewire Rating

  • Updated Sep 2026
  • Both researched from official sources
  • 3 checks side by side
Higher score Akur8 #1 in Insurance Rating Software 9.0/10 Pricing on request · 14-day trial ✓ 2 of 2 features Visit Akur8
Guidewire Rating #5 in Insurance Rating Software 7.1/10 Pricing on request ✓ 2 of 2 features Visit Guidewire

Akur8 leads on 0 checks, Guidewire Rating on 0, and 3 are even. Who comes out ahead on the 3 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreAkur8 · 9.0/10

Akur8 scores higher on our rubric for insurance rating software: 9.0 against 7.1 out of 10; our editors rank them #1 and #5.

Akur8 is the better fit for insurers building and deploying actuarial pricing models. Guidewire Rating is the better fit for P&C carriers using Guidewire policy workflows.

  • Akur8 fits best

    Insurers building and deploying actuarial pricing models

  • Guidewire Rating fits best

    P&C carriers using Guidewire policy workflows

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. It never changes our verdict. How we rank.

Side by side

Feature Akur8 9.0/10 Visit ↗ Guidewire Rating 7.1/10 Visit ↗
At a glance
Editor score 9.0 7.1
Ranking #1 in Insurance Rating Software #5 in Insurance Rating Software
Best for Insurers building and deploying actuarial pricing models P&C carriers using Guidewire policy workflows
Pricing model Paid Paid
Starting price Not published Not published
Free plan — Not published
Free trial — —
Deployment Cloud Cloud
Platforms Web Web
Support Live chat Docs
Integrations 2 integrations 3 integrations
Built for Small business, Mid-market, Enterprise Mid-market, Enterprise
Features Akur8 2/2 · Guidewire Rating 2/2
Rate versioning ✓ ✓
API access ✓ ✓
Specs
Rating configuration Hybrid Hybrid
Quote channels Multiple Not published
Supported product lines Non-life: P&C, health, and pet insurance property and casualty
Deployment Cloud Cloud
Our review
Pros
  • Build GLM and GAM risk models and model demand and price sensitivity
  • Configure rate plans with models, variables, and business rules
  • Version, test, and deploy rates through a real-time API with audit records
  • Configure rate models, rating factors, formulas, and effective-dated changes
  • Calculate premiums during quoting and policy transactions
  • Integrates with PolicyCenter, BillingCenter, and ClaimCenter
Cons
  • Pricing depends on modeled premium volume and requires contacting sales
  • The free offer is a two-week pilot, not an ongoing free plan
  • Its stated focus is non-life insurance: P&C, health, and pet
  • Pricing is available by contacting Guidewire rather than through public plans
  • Rating is focused on property and casualty insurance
  • Its strongest fit depends on Guidewire policy administration workflows
Our verdict

Akur8 is a cloud-based actuarial pricing platform for insurance teams that need to move from data preparation and risk modeling to production rating. Its stated non-life focus covers property and casualty, health, and pet insurance. The…

Read the review →

Guidewire Rating provides rating and pricing functionality within Guidewire InsuranceSuite for property and casualty insurers. It is aimed at mid-market and enterprise carriers that need to configure insurance-product rate models, factors,…

Read the review →
  1. Akur8Insurance Rating Software 9.0Pricing on request · 14-day trial
  2. Guidewire RatingInsurance Rating Software 7.1Pricing on request

Strengths and trade-offs

  • Akur8 — where it wins

    • Build GLM and GAM risk models and model demand and price sensitivity
    • Configure rate plans with models, variables, and business rules
    • Version, test, and deploy rates through a real-time API with audit records

    Where it doesn't

    • Pricing depends on modeled premium volume and requires contacting sales
    • The free offer is a two-week pilot, not an ongoing free plan
    • Its stated focus is non-life insurance: P&C, health, and pet
  • Guidewire Rating — where it wins

    • Configure rate models, rating factors, formulas, and effective-dated changes
    • Calculate premiums during quoting and policy transactions
    • Integrates with PolicyCenter, BillingCenter, and ClaimCenter

    Where it doesn't

    • Pricing is available by contacting Guidewire rather than through public plans
    • Rating is focused on property and casualty insurance
    • Its strongest fit depends on Guidewire policy administration workflows
  • Akur89.0/10 · Pricing on request · 14-day trial

    Akur8 connects actuarial modeling with versioned, API-deployed insurance rates.

    Visit Akur8Full verdict →
  • Guidewire Rating7.1/10 · Pricing on request

    P&C rating and premium calculation built into Guidewire policy workflows.

    Visit GuidewireFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update