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Head-to-head · Insurance Rating Software

Akur8 vs Earnix

  • Updated Sep 2026
  • Both researched from official sources
  • 3 checks side by side
Higher score Akur8 #1 in Insurance Rating Software 9.0/10 Pricing on request · 14-day trial ✓ 2 of 2 features Visit Akur8
Earnix #6 in Insurance Rating Software 6.9/10 Pricing on request ✓ 1 of 2 features Visit Earnix

Akur8 leads on 1 check, Earnix on 0, and 2 are even. Who comes out ahead on the 3 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreAkur8 · 9.0/10
  • Most featuresAkur8 · 2 of 2

Akur8 scores higher on our rubric for insurance rating software: 9.0 against 6.9 out of 10; our editors rank them #1 and #6.

Akur8 offers rate versioning; Earnix doesn't publish it.

Akur8 is the better fit for insurers building and deploying actuarial pricing models. Earnix is the better fit for insurers prioritizing pricing optimization.

  • Akur8 fits best

    Insurers building and deploying actuarial pricing models

  • Earnix fits best

    Insurers prioritizing pricing optimization

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. It never changes our verdict. How we rank.

Side by side

Feature Akur8 9.0/10 Visit ↗ Earnix 6.9/10 Visit ↗
At a glance
Editor score 9.0 6.9
Ranking #1 in Insurance Rating Software #6 in Insurance Rating Software
Best for Insurers building and deploying actuarial pricing models Insurers prioritizing pricing optimization
Pricing model Paid Paid
Starting price Not published Not published
Free plan — Not published
Free trial — —
Deployment Cloud Cloud
Platforms Web Web
Built for Small business, Mid-market, Enterprise Mid-market, Enterprise
Features Akur8 2/2 · Earnix 1/2
Rate versioning ✓ (best) Not published
API access ✓ ✓
Specs
Rating configuration Hybrid Hybrid
Quote channels Multiple Not published
Supported product lines Non-life: P&C, health, and pet insurance property and casualty; life and health insurance
Deployment Cloud Cloud
Our review
Pros
  • Build GLM and GAM risk models and model demand and price sensitivity
  • Configure rate plans with models, variables, and business rules
  • Version, test, and deploy rates through a real-time API with audit records
  • Combines insurance product and rate configuration with pricing analysis.
  • Configurable rating logic supports centralized rating capabilities.
  • API-based integration supports quote and pricing decision workflows.
Cons
  • Pricing depends on modeled premium volume and requires contacting sales
  • The free offer is a two-week pilot, not an ongoing free plan
  • Its stated focus is non-life insurance: P&C, health, and pet
  • Pricing is handled through contact sales.
  • Published details offer limited visibility into versioning and testing.
  • Not positioned for teams outside mid-market or enterprise insurers.
Our verdict

Akur8 is a cloud-based actuarial pricing platform for insurance teams that need to move from data preparation and risk modeling to production rating. Its stated non-life focus covers property and casualty, health, and pet insurance. The…

Read the review →

Earnix provides cloud software for insurers to design products, configure rating logic, optimize pricing and support quote decisions. It is aimed at carriers seeking centralized pricing and rating capabilities across property and casualty,…

Read the review →
  1. Akur8Insurance Rating Software 9.0Pricing on request · 14-day trial
  2. EarnixInsurance Rating Software 6.9Pricing on request

Strengths and trade-offs

  • Akur8 — where it wins

    • Build GLM and GAM risk models and model demand and price sensitivity
    • Configure rate plans with models, variables, and business rules
    • Version, test, and deploy rates through a real-time API with audit records

    Where it doesn't

    • Pricing depends on modeled premium volume and requires contacting sales
    • The free offer is a two-week pilot, not an ongoing free plan
    • Its stated focus is non-life insurance: P&C, health, and pet

  • Earnix — where it wins

    • Combines insurance product and rate configuration with pricing analysis.
    • Configurable rating logic supports centralized rating capabilities.
    • API-based integration supports quote and pricing decision workflows.

    Where it doesn't

    • Pricing is handled through contact sales.
    • Published details offer limited visibility into versioning and testing.
    • Not positioned for teams outside mid-market or enterprise insurers.
  • Akur89.0/10 · Pricing on request · 14-day trial

    Akur8 connects actuarial modeling with versioned, API-deployed insurance rates.

    Visit Akur8Full verdict →
  • Earnix6.9/10 · Pricing on request

    Cloud insurance software pairing configurable rating with pricing optimization.

    Visit EarnixFull verdict →

More comparisons

All insurance rating software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update