Earnix

Paid#6 of 15 in Insurance Rating Software

Earnix: Cloud insurance software pairing configurable rating with pricing optimization. Ranked #6 of 15 in Insurance Rating Software by our editors (6.9/10); pricing: Pricing on request; best for insurers prioritizing pricing optimization.

6.9/10★★★☆☆Editor score

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At a glance

• Editor score
  6.9 / 10
• Pricing
  Pricing on request
• Best for
  Insurers prioritizing pricing optimization
• Rating configuration
  Hybrid
• Facts checked
  24 Sep 2026

• Where it wins

  • Combines insurance product and rate configuration with pricing analysis.
  • Configurable rating logic supports centralized rating capabilities.
  • API-based integration supports quote and pricing decision workflows.

• Where it doesn't

  • Pricing is handled through contact sales.
  • Published details offer limited visibility into versioning and testing.
  • Not positioned for teams outside mid-market or enterprise insurers.

Our verdict on Earnix

Earnix provides cloud software for insurers to design products, configure rating logic, optimize pricing and support quote decisions. It is aimed at carriers seeking centralized pricing and rating capabilities across property and casualty, life, and health insurance, with actuarial, underwriting, and product teams among its intended users. The product combines insurance product development workflows with configurable rating and pricing decision support, making pricing optimization its clearest draw.

Its feature set brings product and rate configuration together with pricing optimization and analysis. Rating configuration is described as hybrid, and API access can connect rating capabilities with existing insurance systems and digital quote journeys. That combination may suit carriers looking to coordinate pricing work and rating logic across insurance lines, while the cloud deployment and web access provide the platform footprint described for the offering. Earnix also lists AI features, though the supplied product description does not specify their particular applications.

Earnix uses contact-sales pricing rather than published plan prices, so prospective buyers should expect to discuss commercial terms directly with the vendor. The product is positioned for mid-market and enterprise insurers, not smaller organizations seeking a self-serve or publicly priced tool. The available description also gives less detail on versioning, testing, and rating operations, which buyers who need those capabilities specified should investigate with Earnix. Carriers prioritizing pricing optimization alongside configurable rating should consider it; teams whose evaluation hinges on detailed operational controls should compare alternatives.

Earnix pricing

Earnix fact sheet

Alternatives to Earnix

• Akur8Akur8 connects actuarial modeling with versioned, API-deployed insurance rates.9.0
• SSelectRateA focused commercial rating platform with configurable rules, effective-dated changes, and an API sandbox.8.2
• IRInsurity RatingA cloud rating engine for carriers managing commercial lines, bureau content and policy-system connections.7.7

See all Earnix alternatives →

Earnix vs the competition

• Earnix vs Akur8
• SEarnix vs SelectRate
• IREarnix vs Insurity Rating
• RREarnix vs Regure Rating
• Earnix vs Guidewire Rating
• Earnix vs pasRater.Net

Compare Earnix with any tool side by side →

Featured on iTechGuides

Earnix is listed in our Insurance Rating Software directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

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Last updated 28 Sep 2026 · How we research and update