Suggestions appear as you type. Use the up and down arrows to choose one and Enter to open it.

Head-to-head · Insurance Rating Software

Earnix vs pasRater.Net

  • Updated Nov 2026
  • Both researched from official sources
  • 1 check side by side
Higher score Earnix #6 in Insurance Rating Software 8.4/10 Pricing on request ✓ 1 of 2 features Visit Earnix
pasRater.Net #7 in Insurance Rating Software 8.2/10 Pricing on request ✓ 1 of 2 features Visit pasRater.Net

Earnix leads on 0 checks, pasRater.Net on 0, and 1 is even. Who comes out ahead on the 1 yes/no, price and count check where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreEarnix · 8.4/10

Earnix scores higher on our rubric for insurance rating software: 8.4 against 8.2 out of 10; our editors rank them #6 and #7.

On rating configuration, Earnix gives you Hybrid where pasRater.Net offers Visual.

Earnix is the better fit for insurers prioritizing pricing optimization. pasRater.Net is the better fit for established carriers rating multiple lines and states.

  • Earnix fits best

    Insurers prioritizing pricing optimization

  • pasRater.Net fits best

    Established carriers rating multiple lines and states

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Earnix 8.4/10 Visit ↗ pasRater.Net 8.2/10 Visit ↗
At a glance
Editor score 8.4 8.2
Ranking #6 in Insurance Rating Software #7 in Insurance Rating Software
Best for Insurers prioritizing pricing optimization Established carriers rating multiple lines and states
Pricing model Paid Paid
Starting price Pricing on request Pricing on request
Free plan Not checked yet Not checked yet
Free trial — —
Deployment Cloud Cloud
Platforms Web Web
Built for Mid-market, Enterprise Mid-market, Enterprise
Features Earnix 1/2 · pasRater.Net 1/2
Rate versioning Not checked yet Not checked yet
API access ✓ ✓
Specs
Rating configuration Hybrid Visual
Quote channels Not checked yet Not checked yet
Supported product lines property and casualty; life and health insurance Any line of business
Deployment Cloud Cloud
Our review
Pros
  • Combines insurance product and rate configuration with pricing analysis.
  • Configurable rating logic supports centralized rating capabilities.
  • API-based integration supports quote and pricing decision workflows.
  • Rates across multiple lines, states and locations in real time
  • Screen-based tables support configurable deviations and formulas
  • Bulk testing, underwriting guidelines and predictive analytics are included
Cons
  • Pricing is handled through contact sales.
  • Published details offer limited visibility into versioning and testing.
  • Not positioned for teams outside mid-market or enterprise insurers.
  • Pricing requires a sales conversation
  • Rate versioning is unspecified
  • Its policy-management integration focus may not suit standalone workflows
Our verdict

Earnix provides cloud software for insurers to design products, configure rating logic, optimize pricing and support quote decisions. It is aimed at carriers seeking centralized pricing and rating capabilities across property and casualty,…

Read the review →

pasRater.Net is a cloud-based insurance rating engine from Policy Administration Solutions for agents, carriers and other property-and-casualty organizations. It is aimed especially at established carriers that need to calculate rates…

Read the review →
  1. EarnixInsurance Rating Software 8.4Pricing on request
  2. pasRater.NetInsurance Rating Software 8.2Pricing on request

Strengths and trade-offs

  • Earnix — where it wins

    • Combines insurance product and rate configuration with pricing analysis.
    • Configurable rating logic supports centralized rating capabilities.
    • API-based integration supports quote and pricing decision workflows.

    Where it doesn't

    • Pricing is handled through contact sales.
    • Published details offer limited visibility into versioning and testing.
    • Not positioned for teams outside mid-market or enterprise insurers.

  • pasRater.Net — where it wins

    • Rates across multiple lines, states and locations in real time
    • Screen-based tables support configurable deviations and formulas
    • Bulk testing, underwriting guidelines and predictive analytics are included

    Where it doesn't

    • Pricing requires a sales conversation
    • Rate versioning is unspecified
    • Its policy-management integration focus may not suit standalone workflows

More comparisons

All insurance rating software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026

Last updated · How we research and update