Best Earnix Alternatives in 2026
The top Earnix alternatives are Akur8, SelectRate and Insurity Rating: 14 insurance rating software our editors would look at instead of Earnix, in our ranking order.
Earnix: Cloud insurance software pairing configurable rating with pricing optimization. Where it falls short: pricing is handled through contact sales..
Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. Scores and reviews are set by our editors and never change for payment; paid placements are marked Featured. How we rank.
-
Best forInsurers building and deploying actuarial pricing models
Akur8 connects actuarial modeling with versioned, API-deployed insurance rates.
- Rate versioning
- API access
9.0/10★★★★☆Visit Akur8 -
Best forCommercial insurers using ISO rating content
A focused commercial rating platform with configurable rules, effective-dated changes, and an API sandbox.
- Rate versioning
- API access
8.2/10★★★★☆Visit SelectRate -
Best forCommercial carriers rating complex P&C products
A cloud rating engine for carriers managing commercial lines, bureau content and policy-system connections.
- Rate versioning
- API access
7.7/10★★★★☆Visit Insurity -
Best forInsurers needing configurable rating with regression tests
A configurable rating engine for insurance teams that need traceable rate changes.
- Rate versioning
- API access
7.4/10★★★★☆Visit The Algorithm -
Best forP&C carriers using Guidewire policy workflows
P&C rating and premium calculation built into Guidewire policy workflows.
- Rate versioning
- API access
7.1/10★★★★☆Visit Guidewire -
Best forEstablished carriers rating multiple lines and states
A configurable, cloud-based rating engine for carriers working across lines and states.
- API access
6.8/10★★★☆☆Visit pasRater.Net -
Best forCarriers needing fast, connected personal-lines quotes
A cloud rating engine for fast personal- and commercial-lines quotes.
- Rate versioning
6.6/10★★★☆☆Contact RDT -
Best forEnterprise teams requiring self-hosted rating
A self-hosted rating platform for insurers managing controlled rate changes and deployments.
- Rate versioning
- API access
6.5/10★★★☆☆Visit Oracle -
Best forInsurance teams managing visual pricing workflows
Visual rating workflows with testing, governance controls and API publishing.
- Rate versioning
- API access
6.3/10★★★☆☆Visit Swallow -
Best forP&C insurers seeking rating within a core suite
A cloud core suite with rating-related configuration, alongside the wider insurance lifecycle.
6.2/10★★★☆☆Visit BriteCore -
Best forP&C carriers wanting rating in a broad core suite
A broad P&C core suite that includes rating alongside policy, billing, and claims tools.
6.1/10★★★☆☆Visit Majesco -
Best forSmall insurers focused on policy operations
Insly organizes policy operations, but its listed capabilities do not establish a rating focus.
6.0/10★★★☆☆Visit Insly -
Best forEnterprise insurers evaluating claims management
An enterprise-focused claims product, not a clearly established insurance rating tool.
6.0/10★★★☆☆Contact EIS Group -
Best forBenefits teams in mid-market and enterprise employers
A configurable benefits platform for enrollment, self-service and COBRA administration.
5.9/10★★★☆☆Visit WTW
Earnix Alternatives: Common Questions
What is the best alternative to Earnix?
Akur8: #1 in our Insurance Rating Software ranking, with an editor score of 9.0 out of 10. Akur8 connects actuarial modeling with versioned, API-deployed insurance rates.
Earnix vs Each Alternative
| # | Tool | Free plan | Paid from | Rating configuration | Quote channels | Rate versioning | Supported product lines | API access | Score |
|---|---|---|---|---|---|---|---|---|---|
| 6 | Earnix | — | — | Hybrid | — | — | property and casualty; life and health insurance | Yes | 6.9 |
| 1 | Akur8 | No | — | Hybrid | Multiple | Yes | Non-life: P&C, health, and pet insurance | Yes | 9.0 |
| 2 | SelectRate | — | — | Visual | Multiple | Yes | General Liability, Property, Businessowners (BOP), Commercial Auto, Workers' Compensation, additional commercial and specialty lines | Yes | 8.2 |
| 3 | Insurity Rating | — | — | — | Internal | Yes | General liability; businessowners policy (BOP); commercial auto; commercial P&C | Yes | 7.7 |
| 4 | Regure Rating | No | — | Visual | Multiple | Yes | Commercial property; commercial lines; auto; health; casualty and liability; catastrophe | Yes | 7.4 |
| 5 | Guidewire Rating | — | — | Hybrid | — | Yes | property and casualty | Yes | 7.1 |
| 7 | pasRater.Net | — | — | Visual | — | — | Any line of business | Yes | 6.8 |
| 8 | RDT Insurer Hosted Rating | — | — | — | Multiple | Yes | personal lines, commercial | — | 6.6 |
| 9 | Oracle Insurance Insbridge Enterprise Rating | — | — | Visual | — | Yes | — | Yes | 6.5 |
| 10 | Swallow | No | — | Hybrid | Multiple | Yes | Personal, commercial, and specialty insurance lines, including auto, homeowners, workers' compensation, general liability, cyber, and marine | Yes | 6.3 |
| 11 | BriteCore | No | — | — | — | — | — | — | 6.2 |
| 12 | Majesco P&C Core Suite (P&C Intelligent Core Suite) | No | — | — | — | — | — | — | 6.1 |
| 13 | Insly | — | — | — | — | — | — | — | 6.0 |
| 14 | EIS ClaimCore | — | — | — | — | — | — | — | 6.0 |
| 15 | BenefitConnect | — | — | — | — | — | — | — | 5.9 |
Head-to-Head
- Earnix vs Akur8
- Earnix vs SelectRate
- Earnix vs Insurity Rating
- Earnix vs Regure Rating
- Earnix vs Guidewire Rating
- Earnix vs pasRater.Net
Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
Last updated · How we research and update