Best Earnix Alternatives in 2026
The top Earnix alternatives are Akur8, SelectRate and Insurity Rating: 14 insurance rating software our editors would look at instead of Earnix, in our ranking order.
Earnix: Cloud insurance software pairing configurable rating with pricing optimization. Where it falls short: pricing is handled through contact sales..
Switching from Earnix? For most insurance rating software buyers the best Earnix alternative is Akur8, built for insurers building and deploying actuarial pricing models.
Why People Look for an Earnix Alternative
- Pricing is handled through contact sales
- Published details offer limited visibility into versioning and testing
- Not positioned for teams outside mid-market or enterprise insurers
Quick Picks by What You Need
- Best overallAkur89.3
Insurers building and deploying actuarial pricing models
Visit Akur8
All 14 Earnix Alternatives, Ranked
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
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Best forInsurers building and deploying actuarial pricing models
- Better than Earnix:
- Editor score 9.3 vs 8.4
Akur8 connects actuarial modeling with versioned, API-deployed insurance rates.
- Rate versioning
- API access
9.3/10★★★★★Visit Akur8 -
Best forCommercial insurers using ISO rating content
- Better than Earnix:
- Editor score 9.1 vs 8.4
A focused commercial rating platform with configurable rules, effective-dated changes, and an API sandbox.
- Rate versioning
- API access
9.1/10★★★★★Visit SelectRate -
Best forCommercial carriers rating complex P&C products
- Better than Earnix:
- Editor score 9.0 vs 8.4
A cloud rating engine for carriers managing commercial lines, bureau content and policy-system connections.
- Rate versioning
- API access
9.0/10★★★★☆Visit Insurity -
Best forInsurers needing configurable rating with regression tests
- Better than Earnix:
- Editor score 8.8 vs 8.4
A configurable rating engine for insurance teams that need traceable rate changes.
- Rate versioning
- API access
8.8/10★★★★☆Visit The Algorithm -
Best forP&C carriers using Guidewire policy workflows
- Better than Earnix:
- Editor score 8.6 vs 8.4
P&C rating and premium calculation built into Guidewire policy workflows.
- Rate versioning
- API access
8.6/10★★★★☆Visit Guidewire -
Best forEstablished carriers rating multiple lines and states
A configurable, cloud-based rating engine for carriers working across lines and states.
- API access
8.2/10★★★★☆Visit pasRater.Net -
Best forCarriers needing fast, connected personal-lines quotes
A cloud rating engine for fast personal- and commercial-lines quotes.
- Rate versioning
8.0/10★★★★☆Contact RDT -
Best forEnterprise teams requiring self-hosted rating
A self-hosted rating platform for insurers managing controlled rate changes and deployments.
- Rate versioning
- API access
7.8/10★★★★☆Visit Oracle -
Best forInsurance teams managing visual pricing workflows
Visual rating workflows with testing, governance controls and API publishing.
- Rate versioning
- API access
7.6/10★★★★☆Visit Swallow -
Best forP&C insurers seeking rating within a core suite
A cloud core suite with rating-related configuration, alongside the wider insurance lifecycle.
7.4/10★★★★☆Visit BriteCore -
Best forP&C carriers wanting rating in a broad core suite
A broad P&C core suite that includes rating alongside policy, billing, and claims tools.
7.2/10★★★★☆Visit Majesco -
Best forSmall insurers focused on policy operations
Insly organizes policy operations, but its listed capabilities do not establish a rating focus.
6.8/10★★★☆☆Visit Insly -
Best forEnterprise insurers evaluating claims management
An enterprise-focused claims product, not a clearly established insurance rating tool.
6.2/10★★★☆☆Contact EIS Group -
Best forBenefits teams in mid-market and enterprise employers
A configurable benefits platform for enrollment, self-service and COBRA administration.
6.0/10★★★☆☆Visit WTW
Earnix Alternatives: Common Questions
What is the best alternative to Earnix?
Akur8: #1 in our Insurance Rating Software ranking, with an editor score of 9.3 out of 10. Akur8 connects actuarial modeling with versioned, API-deployed insurance rates.
Why do people look for Earnix alternatives?
Pricing is handled through contact sales; Published details offer limited visibility into versioning and testing; Not positioned for teams outside mid-market or enterprise insurers.
How do I switch from Earnix?
Export your data from Earnix (most tools have an export in their settings). Sign up for the alternative; start on its free plan or trial if it has one. Import your export and set up the integrations your team relies on. Run both side by side for a short while, then cancel Earnix.
How to Switch from Earnix
- Export your data from Earnix (most tools have an export in their settings).
- Sign up for the alternative; start on its free plan or trial if it has one.
- Import your export and set up the integrations your team relies on.
- Run both side by side for a short while, then cancel Earnix.
Earnix vs Each Alternative
| # | Tool | Paid from | Rating configuration | Rate versioning | Supported product lines | API access | Score |
|---|---|---|---|---|---|---|---|
| 6 | Earnix | Hybrid | property and casualty; life and health insurance | Yes | 8.4 | ||
| 1 | Akur8 | Hybrid | Yes | Non-life: P&C, health, and pet insurance | Yes | 9.3 | |
| 2 | SelectRate | Visual | Yes | General Liability, Property, Businessowners (BOP), Commercial Auto, Workers' Compensation, additional commercial and specialty lines | Yes | 9.1 | |
| 3 | Insurity Rating | Yes | General liability; businessowners policy (BOP); commercial auto; commercial P&C | Yes | 9.0 | ||
| 4 | Regure Rating | Visual | Yes | Commercial property; commercial lines; auto; health; casualty and liability; catastrophe | Yes | 8.8 | |
| 5 | Guidewire Rating | Hybrid | Yes | property and casualty | Yes | 8.6 | |
| 6 | pasRater.Net | Visual | Any line of business | Yes | 8.2 | ||
| 7 | RDT Insurer Hosted Rating | Yes | personal lines, commercial | 8.0 | |||
| 8 | Oracle Insurance Insbridge Enterprise Rating | Visual | Yes | Yes | 7.8 | ||
| 9 | Swallow | Hybrid | Yes | Personal, commercial, and specialty insurance lines, including auto, homeowners, workers' compensation, general liability, cyber, and marine | Yes | 7.6 | |
| 10 | BriteCore | 7.4 | |||||
| 11 | Majesco P&C Core Suite (P&C Intelligent Core Suite) | 7.2 | |||||
| 12 | Insly | 6.8 | |||||
| 13 | EIS ClaimCore | 6.2 | |||||
| 14 | BenefitConnect | 6.0 |
Head-to-Head
- Earnix vs Akur8
- Earnix vs SelectRate
- Earnix vs Insurity Rating
- Earnix vs Regure Rating
- Earnix vs Guidewire Rating
- Earnix vs pasRater.Net
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update