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Head-to-head · Insurance Rating Software

SelectRate vs Guidewire Rating

  • Updated Sep 2026
  • Both researched from official sources
  • 2 checks side by side
Higher score SelectRate #2 in Insurance Rating Software 8.2/10 Pricing on request ✓ 2 of 2 features Visit SelectRate
Guidewire Rating #5 in Insurance Rating Software 7.1/10 Pricing on request ✓ 2 of 2 features Visit Guidewire

SelectRate leads on 0 checks, Guidewire Rating on 0, and 2 are even. Who comes out ahead on the 2 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreSelectRate · 8.2/10

SelectRate scores higher on our rubric for insurance rating software: 8.2 against 7.1 out of 10; our editors rank them #2 and #5.

On rating configuration, Guidewire Rating gives you Hybrid where SelectRate offers Visual.

SelectRate is the better fit for commercial insurers using ISO rating content. Guidewire Rating is the better fit for P&C carriers using Guidewire policy workflows.

  • SelectRate fits best

    Commercial insurers using ISO rating content

  • Guidewire Rating fits best

    P&C carriers using Guidewire policy workflows

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. It never changes our verdict. How we rank.

Side by side

Feature SelectRate 8.2/10 Visit ↗ Guidewire Rating 7.1/10 Visit ↗
At a glance
Editor score 8.2 7.1
Ranking #2 in Insurance Rating Software #5 in Insurance Rating Software
Best for Commercial insurers using ISO rating content P&C carriers using Guidewire policy workflows
Pricing model Paid Paid
Starting price Not published Not published
Free plan Not published Not published
Free trial — —
Deployment Cloud Cloud
Platforms Web Web
Support Email Docs
Integrations 2 integrations 3 integrations
Built for Small business, Mid-market, Enterprise Mid-market, Enterprise
Features SelectRate 2/2 · Guidewire Rating 2/2
Rate versioning ✓ ✓
API access ✓ ✓
Specs
Rating configuration Visual Hybrid
Quote channels Multiple Not published
Supported product lines General Liability, Property, Businessowners (BOP), Commercial Auto, Workers' Compensation, additional commercial and specialty lines property and casualty
Deployment Cloud Cloud
Our review
Pros
  • Configure pricing factors, loss costs, minimum premiums, and program rules.
  • Version rating changes by effective date and test them before production.
  • Trace rating steps and use a sandboxed API for integration testing.
  • Configure rate models, rating factors, formulas, and effective-dated changes
  • Calculate premiums during quoting and policy transactions
  • Integrates with PolicyCenter, BillingCenter, and ClaimCenter
Cons
  • Pricing requires a sales inquiry rather than a published plan.
  • Its focus is commercial insurance rating, not a general-purpose rating platform.
  • Email is the listed support channel.
  • Pricing is available by contacting Guidewire rather than through public plans
  • Rating is focused on property and casualty insurance
  • Its strongest fit depends on Guidewire policy administration workflows
Our verdict

SelectRate is a cloud-based ISO rating platform for MGAs, wholesalers, and carriers configuring commercial insurance programs. It combines ISO rating content with carrier pricing factors, loss costs, minimum premiums, eligibility rules,…

Read the review →

Guidewire Rating provides rating and pricing functionality within Guidewire InsuranceSuite for property and casualty insurers. It is aimed at mid-market and enterprise carriers that need to configure insurance-product rate models, factors,…

Read the review →
  1. SelectRateInsurance Rating Software 8.2Pricing on request
  2. Guidewire RatingInsurance Rating Software 7.1Pricing on request

Strengths and trade-offs

  • SelectRate — where it wins

    • Configure pricing factors, loss costs, minimum premiums, and program rules.
    • Version rating changes by effective date and test them before production.
    • Trace rating steps and use a sandboxed API for integration testing.

    Where it doesn't

    • Pricing requires a sales inquiry rather than a published plan.
    • Its focus is commercial insurance rating, not a general-purpose rating platform.
    • Email is the listed support channel.

  • Guidewire Rating — where it wins

    • Configure rate models, rating factors, formulas, and effective-dated changes
    • Calculate premiums during quoting and policy transactions
    • Integrates with PolicyCenter, BillingCenter, and ClaimCenter

    Where it doesn't

    • Pricing is available by contacting Guidewire rather than through public plans
    • Rating is focused on property and casualty insurance
    • Its strongest fit depends on Guidewire policy administration workflows
  • SelectRate8.2/10 · Pricing on request

    A focused commercial rating platform with configurable rules, effective-dated changes, and an API sandbox.

    Visit SelectRateFull verdict →
  • Guidewire Rating7.1/10 · Pricing on request

    P&C rating and premium calculation built into Guidewire policy workflows.

    Visit GuidewireFull verdict →

More comparisons

All insurance rating software comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

Last updated · How we research and update